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Trick or Treating Hours For Your Fox River Valley Town!

by The Rullo Team

Halloween is quickly approaching! Get ready for a night of spooky, frightening fun! With your costume ready and your goody bag emptied, it is time to hit the streets of the Fox River Valley for some trick or treating! The night of Halloween, Thursday October 31st, will be filled with ghosts and goblins, superheroes and princesses! Here is a list of all of the trick or treating hours for the communities in our area!

 

 

Community Trick or Treating Hours

Wayne | 2:00 pm - 7:00 pm

Geneva | 3:00 pm - 7:00 pm

St. Charles | 3:00 pm - 7:00 pm

Oswego | 3:30 pm - 8:00 pm

Batavia | 4:00 pm - 7:00 pm

Elburn | 4:00 pm - 7:00 pm

Elgin | 4:00 pm - 7:00 pm

Maple Park | 4:00 pm - 7:00 pm

South Elgin | 4:00 pm - 7:00 pm

Aurora | 4:00 pm - 7:00 pm

North Aurora | 4:00 pm - 8:00 pm

 

Make sure everyone has a safe and happy Halloween by following these simple safety tips!

 

  • Trick or treaters should always walk in groups and never alone.
  • Parents or guardians should always accompany young children.
  • Bring a flashlight or attach reflective gear to costumes to ensure that everyone is visible after dark.
  • Make sure costumes do not restrict vision or have any tripping hazards.
  • Stay on sidewalks and within crosswalks when trick or treating. Only walk and avoid using skateboards, skates, bikes, etc.
  • Always look for traffic when crossing the street. If you will be driving on Halloween, make sure to always check for pedestrians.
  • Check ALL candy before letting your children eat any of it. You should only keep candy that is properly wrapped or packaged.

 

 

The Rullo Team wishes everyone a frightfully fun and safe Halloween!

Stand Out From Homes On The Market With These Handy Tips!

by The Rullo Team

It might seem counter intuitive to put money and time into your Fox River Valley home once you've decided to sell. But, it is one of the best things you can do to help your home sell quickly and for top dollar! Attract buyers and stand out from the competition with these Design Tips to Sell.



Update Curb Appeal: Just like anything else in life, it is important to make a great first impression. This starts with your curb appeal. Wash and paint the exterior of your home. Take care of your landscaping. Add some welcoming touches to your front porch to invite buyers in.

Showcase Your Home: Although it might seem like you have to modernize everything in your home to sell, you should highlight your home's tradtional elements. These structural and/or design details will keep your home unique and memorable.

Add Some Paint: The cheapest thing you can do to give your home a fresh start is by applying some new paint. Just always keep it neutral to avoid turning off any potential buyers.

Think Eco-Friendly: Energy efficient features are increasingly popular amongst home buyers. These features not only help our environment but they also help a home owner's wallet when it comes to their energy bill.

Update Bathrooms and Kitchen: The few rooms that you should consider investing more money into are your bathrooms and kitchen. These are key rooms that buyers look at to determine whether or not they want to buy the home. It doesn't have to be complete remodels. You can do more basic updates, such as changing hardware and light fixtures.

Add Master Bedroom Closets: A large walk in closet off of the master bedroom is a selling feature for buyers. If your home does not have one, find a way to add one to increase the value of your home.

Find New Storage Spaces: All home owners are always looking for new storage solutions. Be creative with it. Find new spaces, such as under the stairs, to add storage to your home.

Create Space: You always want your home to feel as large as possible when showing it to buyers. A great way to create the perception of space is by placing your furniture in groupings away from the wall.

Hire An Organizer: While you can declutter your home on your own, it can be to your benefit to hire a professional organizer. They have tips to help make your home larger, find new storage solutions, and will help you get rid of the items you really don't need.

 


Sell your Fox River Valley home for top dollar by working with The Rullo Team! Give us a call at (630) 513-1771 or visit http://www.therulloteam.com/ today!

 

Source: Houzz Inc. ©

 

Decorate Your Home For The Gallery of Ghoulish Homes Tour!

by The Rullo Team

 

 

 

Time to get spooky! Get in the Halloween spirit and turn your St. Charles home into a frightful delight for the 2019 “Best in St. Charles” Gallery of Ghoulish Homes Tour!!!

 

Whether you participate in this favorite annual event our not, be sure to check out the spookiest homes in the Fox Valley area beginning Friday, October 18th, through Halloween night! See the best ghoulish displays every evening at dusk until 10:00 pm. Find the Free Home Tour Guide online HERE starting on opening night.

 

 

SPECIAL TOUR DATES

  • Preview Night | Friday, October 18th

    • Opening night and last chance for homeowners to make changes before judging.

  • Judging Night | Saturday, October 19th

    • Best night to see the homes! Judging by contest committee begins at dusk.

 

AWARD CATEGORIES

  • Eeriest Haunt (w/o actors)

  • Craftiest Creeper

  • Best Rookie

  • Best Actors (1-6 ghouls)

  • Best Actors (7+ ghouls)

  • Best Youth Actors (ages 18 & under)

  • Family Fun

  • Judges’ Favorite

  • People’s Choice (determined by online voting between October 20th and November 1st)

 

REGISTRATION INFORMATION

Register your home today! Fill out the entry form by 5:00 pm on October 13th. Contact Katie Miller at (630) 513-4390 for more information. The Halloween House Decorating Contest is open to all St. Charles residents along with those living within the St. Charles Park District’s boundaries.


 

HAPPY DECORATING!

 

Image Credit: St. Charles Park District

Make Home Buying A Treat Not A Trick!

by The Rullo Team

It might be the month for Trick Or Treating but when buying a new home (especially as a first time buyer) you want it to be more of a treat than a trick! Unfortunately it is easy to be fooled out there with all the misconceptions and misinformation about home buying. It is important to know all the facts before setting off on your journey to find your dream home. Here are 9 myths about home buying that we are happy to debunk for you!!

 

Myth 1: Looking for a House is Your First Step.

The initial search for the home is undoubtedly the fun part of the process. You know your list of desirables and you have the internet at your fingertips to help you find your dream home. BUT, there is a lot of information that you need know ahead of time before potentially getting your heart set on a home. Your first step should be to make sure that your credit is in top form AND get pre-approval for a mortgage. These steps will help you determine your budget and allow you to search for houses that are in an appropriate price range. Plus, pre-approval for a mortgage will help you during the process as it makes you more attractive to sellers.

 

Myth 2: Your Best Finance Option is a 30-Year Mortgage.

Many home buyers think that by selecting a 30-year mortgage they will automatically save money since they have a longer period of time to pay off the loan. Although monthly payments on a 30-year are lower than a 15-year mortgage, you will end up paying MORE in the end since you are borrowing the same amount of money for both BUT are borrowing for twice as long and at a higher interest rate with the 30-year option. Look into all loan options out there before making a decision. A 30-year fixed mortgage might be the best option for you or there might be another loan that makes more sense. Stay open and do plenty of research ahead of time to make an informed decision. Check out our helpful Finance Information for this step of the process.

 

Myth 3: Your Down Payment has to be 20%.

Although a 20% down payment allows you to avoid paying for Private Mortgage Insurance (PMI), it is not always the required amount from lenders. If you are willing to pay the monthly bill for PMI, you may be eligible for loans with a 5% or 10% down payment. Otherwise, there are also FHA loans and other down payment assistance options that you may qualify for.

 

Myth 4: The Down Payment is your Only Cost Upfront.

The down payment on the home will never be the only cost you have to pay up front. There are always added costs for credit reports, inspections, insurance, and more that home buyers need to account for. Additionally, the negotiated deal for the house could include you being responsible for the closing costs.

 

Myth 5: You are out of Luck if you have Bad Credit.

Having good to excellent credit definitely helps when it comes to buying a home. But, even if your credit is not great, you can still be eligible for some financing options. FHA loans can offer low down payments to buyers with bad credit. Be sure to do plenty of research ahead of time though regarding your loan options. Something that might look great at first, might not be great in the long run.


Myth 6: Home Inspections Aren’t Necessary.

A home inspection is ALWAYS a crucial step in the home buying process. Even if you are worried that you might lose out on the house to a buyer that waives the inspection, it is worth the risk. There is far more risk in buying the home as is without knowing any hidden issues with it. You will save a ton of money and time buy spending the money upfront to inspect the home.

 

Myth 7: You Must Offer the Asking Price.

You found your dream house and you don’t want to risk losing it…..so you have to offer the full asking price, right? Although there can be competition when putting an offer on a house, you do not need to offer the asking price. Sellers will often be willing to negotiate with buyers who have awesome credit, a pre-approved loan, and a ready down payment in order to ensure that the house gets sold as soon as possible. You also do not need to offer the full asking price if the home inspection you got exposed some issues with the house. You can negotiate a price based on what the inspection found.

 

Myth 8: You Don’t Need a Realtor.

It is important to work with an Experienced Realtor during your home buying process. Although the internet might make it appear like it is easy to buy a home on your own, there is a lot of valuable information that realtors know that can assist you. We understand the market, know exactly what to look for, have experience negotiating, and so much more. The experience will seem a lot less stressful having someone knowledgeable on your side along the way!

 

Myth 9: Choose A Home Based On Your Current Lifestyle Only.

It is important to recognize what you need in a home immediately as well as in the future. Whether you are planning on having children someday or not, buying a home in a neighborhood with good schools should be on your list of must haves. Research has shown that homes in such neighborhoods have higher resale value, so if you ever consider selling in the future you are setting yourself up for success. Also, consider other lifestyle needs that you might develop over time. If you plan on being in your home for the long haul, make sure that what you will want in 10, 20, or 30 years from now is available in the home and neighborhood that you selected.

 

For more Home Buying Tips and to Search Homes for Sale in the Fox River Valley, give us a call today or visit our website at http://www.therulloteam.com/.  

Find New Ideas & Inspiration at the Pheasant Run Home & Garden Show!

by The Rullo Team

Have some remodeling and rebuilding ideas for your Fox River Valley home? Do not miss the Pheasant Run Home & Garden Show!! Head over to Pheasant Run Resort Mega Center (4051 East Main Street, St. Charles) this weekend to find thousands of ideas and inspiration for your own home and talk to experts that can help make your plans a reality!

 

 

Whether you are fixing up your kitchen and bath, looking for gardening and landscaping ideas, improving your roofing and gutter systems, or any other home maintenance projects, you will find the best local contractors, repairmen, and tradesmen to work with. Come with your plans! Shop for all the items you could possibly need for your projects and get great deals! You will surely find something perfect for your home within the 40,000 square foot event!

 

 

The show will be held on Saturday, October 5th, and Sunday, October 6th, from 10:00 pm to 5:00 pm daily. Enjoy FREE Admission and FREE parking!


 

Homeowners can find additional information HERE to help you make the most of this spectacular Home & Garden show!

 

Follow The Rullo Team on Facebook and check out our Website for great homeowners tips and related community events!




Image Credit:
Pheasant Run Home Show (Omni Media)

Get Your Fox River Valley Home Ready For Colder Temps!

by The Rullo Team

Winter might still seem like a distant prospect in our future (thank goodness!). However, as we approach the end of the year, the days will just keep getting colder. Get your Fox River Valley home ready for the upcoming cold season by starting to winterize now. You will be able to do any necessary work while it is still comfortable enough to do so AND it will keep you and your family toasty all cold season long while also saving you money on your energy costs! Focus on these elements of your home as the temperatures drop!

  • Energy Monitor - Install this helpful tool to learn where your home uses the most energy so you can easily discover ways to cut costs this upcoming winter.....and ALL year round!

  • Windows - Use a Window Insulation Kit to add an extra layer against the cold. Be sure to properly caulk around all windows to avoid warm air leaks and cold air drafts.

  • Doors - Once the temperature drops significantly, add a draft blocker underneath all outdoor doors. Be sure to caulk and weatherstrip as needed. Consider switching to a Storm Door for added energy efficiency.

  • Furnace - Change the filters to increase airflow and remove illness inducing irritants. Have the system professionally cleaned and adjusted. Save money in the long run by upgrading to an Energy Efficient Furnace. You will stay warm and keep your family healthy all season.

  • Fireplace - Hire a professional chimney sweep to come clean and inspect your chimney. Doing so now will ensure that you can get someone into your home before they go into their busy season and will keep you safe by removing any potential dangers that could occur the first time you light a fire this fall.

  • Insulation - Just as you do to go outside, your home needs to wear some added layers in the winter. Add insulation between walls, to the basement ceiling, and the attic floor. Also, wrap insulation around your pipes to avoid the costly issues caused by freezing pipes.

  • Thermostat - Keep heating costs low by turning down the heat whenever you leave the house. Also consider reducing the temperature by a couple degress and cuddling up with a warm blanket instead!

 

For additional helpful home owner’s tips, check out our website at http://www.therulloteam.com/!


5 Terms To Help You Close On Your Dream Fox River Valley Home!

by The Rullo Team

If you are in the market for a new Fox River Valley home, we know that the buying process can seem a bit complicated. This is especially true when there are words being used that you don't know how to define! Become a home Buying pro by knowing the definition of 5 important closing terms. Use these simple definitions as a starting off point to understanding the home buying process!

 

1) Down Payment – The down payment requires you to put money up front in order to secure a home loan. In general, mortgage lenders require 3% to 20% of the home value.

 

2) Private Mortgage Insurance (PMI) – If you make a down payment that is less than 20% of the price of the home, you will likely have to pay for private mortgage insurance. This insurance protects your lender in case you end up in foreclosure.

 

3) Annual Percentage Rate (APR) – The APR covers all the finances and credit costs you will incur from taking out a loan. These costs include the interest rate, broker fees, points, and other credit charges.

 

4) Closing Costs – Buyers and sellers both pay closing costs based on the agreement reached during price negotiations. These costs includes application fees, property fees, attorney charges, settlement documents, title examination, and title insurance.


5) Loan Estimate (LE) – The LE includes every detail of your loan agreement terms, including the estimated closing costs.



Let us help you close on your very own dream home this fall! Check out our current Homes for Sale . Give the Rullo Team a call today or visit our website at http://www.therulloteam.com/ today!

Get Jazzy This Week In St. Charles IL!

by The Rullo Team

Image Credit: St. Charles Business Alliance

 

Get jazzy this week in beautiful St. Charles! It's time for the 2019 St. Charles Jazz Weekend!! Explore 16 of your favorite venues throughout the downtown area as you listen to this country's best jazz musicians, including Grammy Award winning saxophonist Frank Catalano! Do not miss out on the musical fun!


Thursday, September 6th

6:00 pm | Frank Catalano | The Filling Station Pub & Grill

6:30 pm | Tom Edgar Band | The Wine Exchange

7:00 pm | Jack Macklin Quartet | McNally’s Pub

7:00 pm | Juan Pastor Chinchano Latin Jazz Trio | Eden on the River

8:30 pm | Tom Linsk | ROX City Grill


Friday, September 13th

5:45 pm | Michael Bazan Trio | Baltria Vintage Gallery

6:00 pm | Henry Altenberg Jazz | Harvest Lounge at Pheasant Run

6:30 pm | Jack Macklin Trio | The Wine Exchange

7:00 pm | Boldacious Brass | The Filling Station

8:00 pm | Riley Elmore | Vintage 53

8:00 pm | Bill Boris Jazz Trio | Eden on the River

8:30 pm | Tom Linsk & Trio | ROX City Grill

9:00 pm | Frank Catalano | The House Pub


Saturday, September 14th

11:30 am | St. Charles East Jazz Ensemble | 1st Street Plaza

12:30 pm | St. Charles North Jazz Ensemble w/ Victor Garcia | 1st Street Plaza

1:30 pm | DePaul University Jazz Ensemble | 1st Street Plaza

3:00 pm | John Wojciechowski & Band | 1st Street Plaza

4:30 pm | Frank Catalano | 1st Street Plaza

6:00 pm | GARY Jazz Group | The Filling Station Pub & Grill

6:30 pm | Fantasy Masters Smooth Jazz | The Wine Exchange

8:00 pm | Ruben Alvarez Latin Jazz Trio | Eden on the River

8:00 pm | Henry JBC does Jazz | Vintage 53

8:30 pm | Johnny Burnett | ROX City Grill

9:00 pm | Frank Catalano | The House Pub


Sunday, September 15th

10:00 am | Alex Murphy Jazz Brunch | La Mesa Modern Mexican

10:30 am | Kingdom of Groove | Baker Memorial Church

11:30 am | Rodrigo Villanueva Trio | 1st Street Plaza

2:00 pm | Vern Spevak Big Band | 1st Street Plaza

3:00 pm | Sinatra Sunday with Jeff Rachman | Club Arcada

4:00 pm | Shout Section Big Band | 1st Street Plaza

4:00 pm | Andy Schlinder | The Office Dining & Spirits

4:00 pm | Juan Pastor Chinchano Latin Jazz Trio | Eden on the River

4:10 pm | Maureen Christine | Mt. St. Mary Park

5:00 pm | Alex Stombres | Mt. St. Mary Park

6:00 pm | Jack Macklin | Francesca’s by the River


 

Download the Full Schedule and Location Map by clicking HERE



Find the melody all year round in your dream home in St. Charles! Search St. Charles IL Homes for Sale. Give the Rullo Team a call today or visit our website at http://www.therulloteam.com/!

Hire The Right Realtor For The Job With These Interview Questions!

by The Rullo Team

Although it is possible to sell your home on your own, research has shown that sellers have the most success when they work with a realtor. Sellers should begin looking for a realtor six to eight weeks prior to listing their home. There are many realtors out there but you want to make sure that you work with the best of the best. An Experienced Realtor will provide you with the expertise and time needed to sell your home quickly and for top dollar. In order to find the best realtor for the job, you should ask them several questions. This will help you assess whether they are the right fit for you. Here are the top questions to ask potential realtors when you are ready to Sell your Fox River Valley home!

 

1. How many years experience do you have working as a realtor? Do you do it full time?

2. Have you sold homes within my neighborhood and how many in the past year?

3. What price range do the homes you sell typically fall within? What is the average sold-to-list price for the homes you have sold?

4. What fee do you charge for your work?

5. How will my home be marketed to sell?

6. Do you operate as a team with other realtors or will I be working exclusively with you? How available will you be throughout the process?

7. How long do the homes you sell typically stay on the market? What do you do to make homes sell quicker?

 

Asking these particular questions can help you find the best realtor for your home sale. Choose the agent that fully understands your goals and needs and has the experience and knowledge to best sell your home.


The Rullo Team has been recognized throughout the Fox River Valley and beyond for our selling success. Give our team a call today or visit our website at http://www.therulloteam.com/. We cannot wait to work with you!

 


As summer winds down, you want to make sure that your Fox River Valley home is in tip-top shape. Now is the perfect time to complete some easy but important home maintenance projects before the seasons start to change. Here are the top maintenance tasks that you should do around your home this month.

 

Complete Important Yearly Checks!

Now is a great time to complete those yearly maintenance tasks. Service and clean your HVAC system to keep it running properly throughout the rest of the year. Check all your fire/smoke alarms to ensure they are working properly. Clean out your chimney so you can safely keep your family warm during the colder months ahead.

 

Keep Pests Away!

Just as you will be start spending more time indoors, pests will try to as well. Avoid unwelcome house guests by checking for small and large holes around your house. Use caulking or netting to cover up. Do an inspection of your attic's insulation to make sure that there are no holes created by pests. Cover up those holes to avoid potential ice damage from occurring to your roof this upcoming winter.

 

Check The Exterior!

End of summer is the perfect time to do a thourough check of the outside of your home. Finding necessary repairs now will help save you stress and money as we head closer to winter. Clear gutters of fallen leaves and debris so water can properly move away from your home. Look for loose or missing shingles that need to be replaced. Make sure that all the caulking around doors and windows is adequate and repair as necessary. Remove debris and trim your vegetation so it can grow properly come the next year.

 

Winterize Your Irrigation System!

Check the manufacturer's instructions to winterize your irrigation/sprinkler season so that it remains protected during the colder months. You can continue to use your sprinklers during the final days of summer but consider putting them on a timer since we tend to experience more rainfall that can naturally hydrate your lawn and garden.

 

Safety First!

With increased precipitation and colder temperatures, icy weather will be here before we now it! Inspect the handrails and supports on your patios and decks to ensure that you and others have something to safely grab onto should you fall. Keep walkways clear of debris.



Keep your Fox River Valley in top working order no matter the season by checking out The Rullo Team's Website and following us on Facebook throughout the year!

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