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Top Reasons Why It Makes Sense To Sell During The Holidays!

by The Rullo Team

We understand the impulse of taking your home off the market until the beginning of the new year. But, December can actually be a great time to sell! Here are the top reasons why you should sell your Fox River Valley home during the holidays!

 

1. Enjoy Less Competition!

Other people in your area will undoubtedly take their homes off the market or delay listing their homes. This will reduce the inventory of homes and make it more likely that your home will rise to the top of the search lists. With less competition, you have better chances of your home being sold.


2. Your Home Looks And Smells Festive!

Staging is taken care of during the holidays with your warm fireplace, festive decor, and delicious smells of home-baked goods. This homey ambiance can create feelings of nostalgia within the buyer and urge them to make an offer. Just make sure you don't go overboard with decorations. You still want buyers to be able to imagine themselves within the home as well as show off the best features of your home without distracting clutter.


3. Serious Buyers Look During The Holidays!

Any buyers that are still looking during the holiday are ready to buy NOW! These buyers have either been looking for a while and have yet to find something we love or they have just entered the market and need to buy quickly. Either way take advantage of their desire to find a home as soon as possible.


4. Buyers With Children Are Utilizing the School Break!

There are prospective buyers that use the holiday season to find a home in order to get their children settled before school starts up again in January. These are more serious buyers that are actively lookin g to find a home as soon as possible.


5. Closing Is Faster!

The spring time is a busy time for lenders. That means that buyers have to wait longer to get their loans processed and approved. The slow down in the housing market in December makes the lending process move quicker which means closing can occur much faster!


6. Change Your Strategy To Sell!

Don't take your home off the market during the holidays even if it has been on the market for a while now. Instead, use this time to adjust your strategy. Is your asking price what it should be? Is there a different way you could stage your home? Are there things you could fix up?


 

If you are interested in Selling Your Home This Holiday Season, give The Rullo Team a call today or visit our website at http://www.therulloteam.com/.



Information Source: Realtor.com®

Timing Is Everything When Buying & Selling Your Fox River Valley Home!

by The Rullo Team

Timing is everything when entering the real estate market. Trying to coordinate the Selling of your current home with Buying a new home can be incredibly stressful, both financially and emotionally. But, help is here! If you are looking to enter the Fox River Valley real estate market, here are 7 timing options for selling and buying your home.

 

The 1st timing option is Selling Then Buying. This is the most commonly used option due to the financial stability it offers. When you sell your home first, you avoid having two mortgages and have additional resources to use towards the cost of a new home.

 

The 2nd timing option is Buying Then Selling. This option offers the convenience of time. If you can afford having two mortgages at once, buying first and then selling allows you to make improvements to your new home before moving in and making updates/repairs to your old home before listing. Only choose this option if you can truly afford the costs of two homes at once.

 

The 3rd timing option is Buying & Selling At Same Time. This option is also commonly found in the real estate market. It makes sense to list your current home while searching for a new one but you are putting yourself at the mercy of others. Since the timing is completely dependent on buyers for your home and the seller of the home you want to buy it is very important that you work with a realtor during this time to help ensure timing success for you.

 

The 4th option is Selling on Contingency. You should only use this option when none of the other ones have worked for you. Selling on contingency means that there is a contingency clause on your current home that states you will sell it ONCE suitable housing has been found by you. This has the potential to turn buyers away since most want to move in as soon as possible.

 

The 5th option is Buying On Contingency. This option is the reverse of the previous one. It allows the buyer to add a contingency clause that they will purchase the new home once they sell theirs. Few sellers are willing to wait for buyers so this option is not commonly used.

 

The 6th option is Right of First Refusal. A Right of First Refusal (ROFR) allows a particular buyer to submit an offer before all other buyers. This option is only available to buyers that clearly have their finances, including preapproval for a mortgage, in order. Since the limited offers could mean less money for the seller, you will not see this timing option very often.

 

The 7th and final option is Renting. Instead of selling your current home, you always have the option to rent it out. This rental income will cover your current mortgage, freeing you up to buy a new home. Only select this option if you have a reliable tenant that you can trust.

 


 

Work with The Rullo Team to determine the right timing option. Give us a call today at (630) 513-1771 or visit our website at https://www.therulloteam.com/.

Factor These Maintenance Costs Into Your Home Buying Budget!

by The Rullo Team


There are some costs that homeowners know the budget for when buying their
Fox River Valley home. These include down payment, closing costs, and moving expenses. But, what about home maintenance? Just because the home inspection came up squeaky clean doesn’t mean that you don’t need to make any repairs or changes to the home.

 

In fact, the first year of ownership tends to be the most expensive, as you fill the home with new furniture and appliances, add personal touches, and complete those repairs that you find are needed. It can be hard to know exactly how much you need for home maintenance as you put together your budget for buying a new home.

 

Here are some immediate home maintenance costs that you should set aside money for:

 

  1. New Locks - You have no way of knowing who has a key to your new home. Be sure to install new locks on every exterior door.

  2. Fire Extinguisher - For the safety of you and your family, your home should have at least one fire extinguisher. If there isn’t one left at the property, purchase one for your kitchen.

  3. Chimney Sweep - It may have been years since the fireplace and chimney in your new home were properly cleaned. Before using it, be sure to hire a professional to come in and clean everything out of it.

  4. HVAC Maintenance - While the HVAC system might seem to be running properly, you can’t be certain when the last time it was maintained professionally. Have someone come inspect it and make any necessary repairs as soon as you move in to avoid pricey repairs in the future.

  5. Trimming Trees - The trees outside were not part of your home inspection and some could cause issues in the future, especially if they are older. Be sure to have the trees trims to avoid any potential damage to your home.

 

While these are the key maintenance areas to focus on upon moving in, you should not stop budgeting for home maintenance. Be sure to always keep some savings aside for issues that may arise with your home. A general rule of thumb is to budget for 1% of your home’s purchase cost every year for emergencies and repairs. Note, if your home is more than 10 years old, you might want to budget for more.


Follow us on Facebook and check out our Website for more helpful home maintenance and budgeting tips throughout the year.

How To Prep Your Fox River Valley Home For Thanksgiving!

by The Rullo Team

Thanksgiving is quickly approaching! If you are hosting the big feast at your Fox River Valley  home, now is the perfect time to prepare so you feel less stress as the day draws nearer. Along with planning out your delicious menu, get your home ready so all your guests will be comfy and happy this holiday!


1. Keep It Bright!

You know your home like the back of your hand but your guests don't. Make sure that everyone can safely navigate throughout your home no matter what time of day it is. Check that all outdoor lights are working. Add nightlights to hallways and in bedrooms and bathrooms that guests will be using.

2. Clear The Space!

Remove all unnecessary clutter to accomodate more people in your house. Store these items out of the way in closests and the basement. Make sure you have ample space on counters and tables for all of your food prep.

3. Say Welcome!

Create an amazing first impression for guests as they enter your home by focusing on the foyer. Add some welcoming touches for a festive, homey feel. At the same time, keep it functional for your guests. With the colder weather, you will need ample space for guests to place their coats, shoes, and gear.

4. Get Your Kitchen Ready!

Your kitchen will be the central hub of your home next week so make sure that it is ready to go before the cooking starts. Have all essential items easily accessible. Make it possible for guests to keep you company as you cook by creating a comfortable hang spot for them in the kitchen.

5. Feels Like Home!

If guests are spending the night, make sure that they will be as comfortable as possible. Stock up on warm bedding for them to use. Even if they aren't sleeping over, have spots throughout your home where they can relax since we all get tired after the big feast!

6. Stock Up!

Make sure that all essential items are available in your home's bathroom to account for your additional guests. Stock up on toilet paper, towels, and toiletries for them to use. Keep these items in spots that are easy for guests to locate when they are needed.



For great homeowners tips throughout the holiday season, follow us on FACEBOOK and visit our WEBSITE!

Keep Your Pets Warm & Cozy This Winter!

by The Rullo Team

Temperatures are starting to plummet throughout the Fox River Valley. You always remember to bundle up yourself and your family to stay warm and healthy throughout the colder months. What about your pets, though? Despite their furry coats, dogs and cats are at just as much risk during the winter as we are. Make sure to keep your pets warm and cozy inside and outside of your home by following these winter pet care tips.



1. Create a special spot indoors for your pets to keep warm. Give them a cozy bed and their own blanket to cuddle up with.

 

2. Do not allow your dogs or cats to roam alone or sleep outside overnight.

 

3. Just as your shouldn't leave your pets alone in a car during the summer months, you should never leave pets in automobiles during the winter.

 

4. Unless your pet has an undercoat, you should put a sweater or coat on them before taking them outdoors.

 

5. Your pets' paws can easily get frostbite or irritated by salt. Protect their paws before heading outside by rubbing paw protectant onto their pads or placing booties on them.

 

6. Always keep your dog on a leash when going on walks during the winter. This season has the highest instance of lost dogs than any other time of year.

 

7. Make sure your cats and dogs are not exposed to antifreeze. Antifreeze tastes sweet to pets but is highly toxic and can be lethal when consumed. Always wipe up any antifreeze in your driveway or garage. Immediately contact your veterinarian if you believe your pet has ingested any antifreeze.

 

8. Keep a towel by the door so you can wipe your pets' paws as soon as coming back inside. It is very important to get all salt/de-icing materials, snow, and ice off of their paws as quickly as possible.

 

9. Check your pets for any signs of frostbite on their ears, paws, legs, and tail.

 

10. Just like our skin gets drier during the winter months, the same thing happens to our cats and dogs. Avoid dry, flaky skin by bathing your pets less frequently during the winter and using a moisturizing shampoo when you do bathe them.

 

11. Use a humidier in your home to help with your pets' overall health.

 

12. Make sure that pets cannot get close to any heaters or furnaces that could burn them.

 

13. Keep an emergency supply of pet food and medications in case you are unable to leave the house due to winter weather.

 


 

We know that your pets are an important part of your family! Follow The Rullo Team on Facebook and check out our Website throughout the year for more great pet owners' tips!


 

Source: CareCredit

 

Avoid These Mistakes To Buy Your Dream Fox River Valley Home!

by The Rullo Team

Buying a new home can lead to a lot of excitement and anxiety. All of these emotions can lead to mistakes made by Buyers during the process. If you are in the market for your dream Fox River Valley home, avoid making these mistakes and enjoy life in your new home in no time!

Waiting on Financing. Before you even begin the home search, you should get your financing in order. This allows you to know what you can actually afford and limit your search to just those properties that fit within your price range. You don't want to fall in love with a home just to find out there is no way you can make the financing work.


Not Researching Your Lender. Unfortunately, there are bad lenders out there that offer scams. Do your own research but also ask your real estate agent for recommendations. They will only let you know about credible mortgage providers.


Not Getting Pre-Approval. Some home buyers mistake pre-qualified for pre-approval. They are very different. Pre-approval requires you to go through the documentation process and actually gets you an agreement with the lender. The seller must see that you are pre-approved when you submit your offer.


Offering Too Low. We understand that you want to get the home for a great deal but you don't want to risk insulting the seller. Work with your realtor to figure out a fair and competitive price to offer.


Spending Too Much During Escrow. Even if you are pre-approved, the final part of the loan doesn't start until right before closing. At that time, your lender goes through your finances again to make sure that your finances are still in order. If you buy too many big ticket items or add additional lines of credit during this time, you could alter your debt to income ratio so much that you no longer qualify.


Not Having Your Closing Costs In Order. As you budget for the home, make sure to always keep enough for closing costs. You need to have enough cash to cover it otherwise the deal will fall through. Ask your lender what the estimated closing costs are so you can have it ready from the very beginning.


Move into your dream home by avoiding these buyer mistakes. The Rullo Team is here to help you throughout the buying process. Give our team a call today or visit our website at http://www.therulloteam.com/.

What To Do With Your Extra Hour This Weekend!

by The Rullo Team

Daylight Saving Time is coming to an end this Sunday, November 3rd, at 2:00 am. While that means the sun will set earlier over the next several months, it also means that we get an extra hour this weekend! An extra hour! This is a good opportunity to catch up on some sleep, spend quality time with family, and do some personal care. But, it also gives us the opportunity to tackle some tasks that we feel like we never have time for! Be extra productive as we "fall back" this weekend by tackling some of the real estate tasks that you keep putting aside! Here's where to start!

 

Learn Your Home's Value.

Before putting your current home on the market, you need to make sure that you price it correctly. Use the extra time to Find Your Home's Value. The information from this free tool will help you in a variety of ways. If you were hoping for a higher price point, you can do some research on improvement projects with high returns on investment that you could do to your home before selling. It will also aid you in creating a budget for your new home that is realistic.

 

Search For Your New Home.

 The extra hour is a great opportunity to start looking online for a new home. However, you want to use that time wisely. In order to do so, you should first set a realistic budget that you will stick to during your online search. Also, create your list of must haves and needs. This will allow you to set better perimeters as you Search Fox River Valley Homes for Sale. Keep track of listings in a spreadsheet so you can discuss with your realtor and mark your calendar with any upcoming open houses that you do not want to miss.

 

Get Ready for Pre-Approval.

Pre-approval for a mortgage is one of the first steps you should take. It allows you to know what you can actually afford and helps you become a more attractive buyer to sellers. The extra time you have this weekend is the perfect opportunity to start during some Loan Analysis. You should also begin to create lists of your employment, monthly income, and expenses. Start to gather the documents you will need to present to the lender, including proof of income, tax forms, and bank and credit card statements.

 

Complete Tasks Around The House.

There are some smaller, but important, tasks that often get overlooked as time passes us by. With the extra hour, you can get some of these simple home chores crossed off your list. Go through your kitchen to dispose of expired food and to organize your fridge. Replace air filters on your AC unit and furnance. Flip the mattress throughout your house. Change smoke and carbon monoxide detector batteries.

 

 

Let The Rullo Team help you with all your home buying and selling needs! Give us a call at (630) 513-1771 and visit https://www.therulloteam.com/ to get started today.

 

Important Home Maintenance Tasks To Complete Before Winter!

by The Rullo Team

With winter right around the corner, now is the perfect time to take care of some maintenance around the house. Keep your Fox River Valley home in tip top shape through the holiday season and into the new year by completing some tasks. Here are easy tasks to complete this month and keep your family healthy and cozy in your beloved home.

1. Give Your Wood Floors Some TLC. Winter can be the toughest season on your wood floors. Heating in your home can dry out the planks, resulting in cracks and shrinkage. Salt can scratch and stain the floors. There are several simple steps you can take to resolve these issues. Add a humidifier in your home to add moisture to the air. Sweep and mop the floors routinely to remove salt and buildup. Add rugs and mats in areas with a lot of foot traffic.

2. Prepare For Winter Storms. Winter weather will be here before we know it! That means freezing temperatures and percipitation. Keep shovels and snow gear close to the door so that you can easily access them when needed. Keep walkways cleared of snow and ice. Remove large snow piles, when the weather permits, from the roof and tree limbs to avoid costly damage.

3. Clean Your Oven. Your oven will see a lot of action. There is might be a lot of grease and grime built up. Use the self-cleaning function once a month if your oven has one. Create a paste of baking soda and water to scrub out the buildup in the oven. Once your oven is clean, you will be all set for the Thanksgiving and Christmas feasts you will soon be having!

4. Take Care Of Drafts. Hot air can be escaping from your home and increasing your energy bill. Pick up some door sweeps from your area home improvement store to all doors leading outside. Add weatherstripping around windows.

5. Remove Allergens. Indoor allergens increase during the colder months. Keep your family healthy all season by removing these issues. Dust throughout the house, particularly blinds and ceiling fans. Be sure to vacuum all carpeted areas regularly. Add an air purifier with HEPA filter to your home to remove particles from the air. Wash your bedding in hot water weekly and cover your mattress in a zippered allergen-resistant cover.

6. Complete A Property Inspection. Complete a property inspection before it gets too cold to be outside. This is important since it allows you the chance to catch major issues before they occur during the winter. Check the conditions of gutters, look for exposed pipes, and inspect windows and doors. Make sure to change out the batteries in the smoke and carbon monoxide detectors. Consider hiring a professional to complete the inspection to ensure that all potential issues are found.

7. Clean your Dryer Vent- Keeping your dryer vent clear of excess lint is critical to maintaining your machine and for preventing fires.



Contine to check The Rullo Team
's website & Facebook page for more helpful home maintanence tips throughout the year!

Stand Out From Homes On The Market With These Handy Tips!

by The Rullo Team

It might seem counter intuitive to put money and time into your Fox River Valley home once you've decided to sell. But, it is one of the best things you can do to help your home sell quickly and for top dollar! Attract buyers and stand out from the competition with these Design Tips to Sell.



Update Curb Appeal: Just like anything else in life, it is important to make a great first impression. This starts with your curb appeal. Wash and paint the exterior of your home. Take care of your landscaping. Add some welcoming touches to your front porch to invite buyers in.

Showcase Your Home: Although it might seem like you have to modernize everything in your home to sell, you should highlight your home's tradtional elements. These structural and/or design details will keep your home unique and memorable.

Add Some Paint: The cheapest thing you can do to give your home a fresh start is by applying some new paint. Just always keep it neutral to avoid turning off any potential buyers.

Think Eco-Friendly: Energy efficient features are increasingly popular amongst home buyers. These features not only help our environment but they also help a home owner's wallet when it comes to their energy bill.

Update Bathrooms and Kitchen: The few rooms that you should consider investing more money into are your bathrooms and kitchen. These are key rooms that buyers look at to determine whether or not they want to buy the home. It doesn't have to be complete remodels. You can do more basic updates, such as changing hardware and light fixtures.

Add Master Bedroom Closets: A large walk in closet off of the master bedroom is a selling feature for buyers. If your home does not have one, find a way to add one to increase the value of your home.

Find New Storage Spaces: All home owners are always looking for new storage solutions. Be creative with it. Find new spaces, such as under the stairs, to add storage to your home.

Create Space: You always want your home to feel as large as possible when showing it to buyers. A great way to create the perception of space is by placing your furniture in groupings away from the wall.

Hire An Organizer: While you can declutter your home on your own, it can be to your benefit to hire a professional organizer. They have tips to help make your home larger, find new storage solutions, and will help you get rid of the items you really don't need.

 


Sell your Fox River Valley home for top dollar by working with The Rullo Team! Give us a call at (630) 513-1771 or visit http://www.therulloteam.com/ today!

 

Source: Houzz Inc. ©

 

Decorate Your Home For The Gallery of Ghoulish Homes Tour!

by The Rullo Team

 

 

 

Time to get spooky! Get in the Halloween spirit and turn your St. Charles home into a frightful delight for the 2019 “Best in St. Charles” Gallery of Ghoulish Homes Tour!!!

 

Whether you participate in this favorite annual event our not, be sure to check out the spookiest homes in the Fox Valley area beginning Friday, October 18th, through Halloween night! See the best ghoulish displays every evening at dusk until 10:00 pm. Find the Free Home Tour Guide online HERE starting on opening night.

 

 

SPECIAL TOUR DATES

  • Preview Night | Friday, October 18th

    • Opening night and last chance for homeowners to make changes before judging.

  • Judging Night | Saturday, October 19th

    • Best night to see the homes! Judging by contest committee begins at dusk.

 

AWARD CATEGORIES

  • Eeriest Haunt (w/o actors)

  • Craftiest Creeper

  • Best Rookie

  • Best Actors (1-6 ghouls)

  • Best Actors (7+ ghouls)

  • Best Youth Actors (ages 18 & under)

  • Family Fun

  • Judges’ Favorite

  • People’s Choice (determined by online voting between October 20th and November 1st)

 

REGISTRATION INFORMATION

Register your home today! Fill out the entry form by 5:00 pm on October 13th. Contact Katie Miller at (630) 513-4390 for more information. The Halloween House Decorating Contest is open to all St. Charles residents along with those living within the St. Charles Park District’s boundaries.


 

HAPPY DECORATING!

 

Image Credit: St. Charles Park District

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