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November 2011

by alexandvickyrullo

NOVEMBER 2011

Here are some useful tidbits of information about November, plus some other stuff thrown in just for fun.

 

If you were born in November, you are either a Scorpio (Oct. 23rd - November 21st) or a Sagittarius (November 22nd - December 21st). Your birthday flower is a Chrysanthemum and your birthstone is Topaz.

November is National Adoption Awareness Month, National Epilepsy Month and Native American Heritage Month, to name a few. On another note, it is also Real Jewelry Month, International Drum Month and National Novel Writing Month. So get out there and write a brilliant novel this November! November also has some fun holidays.... November 1st is All Saints Day. All Saints Day is a feast to honor all of the known and unknown saints. This day is also called All Hallows Day. November 3rd is Housewife’s Day. Flowers would probably make her smile! November 6th is the end of Daylight Savings Time!!!! It's time to "fall back". Don't forget to turn your clocks back and get that extra hour of sleep. The “official” time to do this is Sunday, November 6th at 2am, but you can also cheat & “fall back” before going to bed.   November 8th is Cook Something Bold Day, so get out that dusty cookbook and make something GREAT! November 11th is Veterans Day. Veterans Day celebrates the official end of World War 1 in 1918. It marks the anniversary of the signing of the armistice that ended the war, and is sometimes referred to as Armistice Day. November 13th is Sadie Hawkins Day. All you girls out there can ask those men out for the night! November 17th is Electronic Greeting Card Day. I’ll just let you guess who invented this one…  November 17th is also Take A Hike Day. That can be interpreted many different ways, but I would say, get out there and enjoy a nice hike in the fall colors. November 20th is Absurdity Day. Now that sounds really fun to me! November 24th is Thanksgiving Day! Thanksgiving is not just a day for stuffing our faces with our favorite comfort foods; it is a celebration to give thanks for the harvest season. November 25th is, of course, Black Friday, but according to the list of Bizarre and Unique Holidays, it is also You're Welcome Day! That is fitting now isn't it? The term "Black Friday" was coined in 1966 in Philadelphia. By 1975 the term was spreading around the U.S. Black Friday has routinely been the busiest shopping day of the year since 2005. Thus putting the stores in "the black", hence the term "Black Friday". However, this term originally was used to describe the heavy and disruptive pedestrian and vehicle traffic that would occur the day after Thanksgiving. No matter what, it is always the best day for shopping sales to jump-start your Christmas shopping. Stores generally open early, and stay open late to accommodate all the shoppers searching for those special gifts. In correlation with Black Friday, November 28th is Cyber Monday. Cyber Monday was created by companies in 2005 to persuade people to shop online. This trend is driving serious online discounts and promotions. In 2010, Cyber Monday was reported to be the biggest shopping day of the year. Consumers spent $1028 Million on merchandise online and another $887 Million on travel. To wrap up the end of the month, November 30th is Stay At Home Because You Are Well Day! It will surely throw your boss for a loop when you call in well! Have a great November from The Rullo Team! For a list of all the other crazy holidays in November, yes there are more, go to www.holidayinsights.com/moreholidays/november.htm.   For local real estate information, visit our website at www.TheRulloTeam.com.  

Got Credit? Great Deals Await in Geneva

by alansche

Home prices have dropped since the housing bubble burst in 2006. Mortgage rates are at all-time lows. If you are able to be approved for a home loan, there are some fantastic deals

Mortgage rates are at all-time lows, but they won't be here for long.

that await you in Geneva, Illinois. As the bubble burst in 2006, home prices across the nation dropped. Over the past few years, it seems that the market bottomed out and is set for another jump in the coming year. Although it will take some time for the market to fully recover, it is currently on track to do so. This means that it is a great time to buy a home in the Geneva area. Earlier this month, 30-year fixed-rate mortgages, the most popular choice in the country, dropped to 3.94 percent. This level is unheard of, and the difference between today's rates and those of years past mean that you save hundreds of dollars in mortgage payments every month.A $300,000 home with a four percent mortgage rate means you'll pay $1,145 per month, assuming you put 20 percent down on the home. How's that for a steal? Call the Rullo Team at 888-457-8005 for more information about buying a home in Geneva. With low prices and incredible mortgage rates, what are you waiting for?

What Real Estate Agents Offer Home Buyers

by alansche

The Rullo Team's buyer specialists will help you find the right home at the best price. Image courtesy of Stock.xchng

In today's real estate market, most buyers and first-time buyers use the internet as a means of finding homes and information on neighborhoods in an area in which they want to live. After this initial phase, however, professional real estate agents take over to identify long-term property values, negotiate prices, and ensure deals go through without a hitch. First-time buyers are at a disadvantage when it comes to understanding long-term property values. Because a buyer's first home is usually not their dream home, they need to understand the importance of resale value when they move to sell the property in the future. A licensed real estate agent makes buyers aware of anything that could have a negative effect on a home's value down the road. After a buyer identifies a home they would like to make an offer on, a real estate professional will take time to educate their client on data for comparable homes in the area. Using this data and other market indicators, the agent will help the buyer develop a competitive offer. The real estate agent may also negotiate on price and other terms after an inspection or appraisal. Although a home buyer often begins the process of looking for a home him- or herself, the right real estate agent is needed to ensure that a buyer protects him- or herself with long-term property value; properly negotiate on price; and follow through on a deal. If you are beginning your initial home search in the Saint Charles, Geneva, or Batavia, Illinois areas, call The Rullo Team at 888-457-8005. Our experienced buyer specialists are committed to helping you find the right home at the best price.

Halloween 2011 in Geneva, St.Charles and Batavia Illinois

by alexandvickyrullo

HAPPY HALLOWEEN 2011!

Here is a list of all the fun activities for you witches, ghosts and goblins this year in Geneva, St.Charles and Batavia, Illinois.

   GENEVA: Trick-Or-Treat : The Geneva Police Department is recommending trick-or-treating to begin 3pm and end at 7pm on Monday, October 31st. HALLOWEEN DAY!  You may also take your little Zombies trick-or-treating to  businesses in downtown Geneva between 2pm and 5pm on Thursday, October 27th. The participating restaurants, shops and businesses will have a sign in their window that reads, “Trick or Treat Here”.  For the dogs: Saturday October 29th, Bring your furry monsters to the popular Howl-O-Ween Dog Parade at Peck Farm in Geneva, 4038 Kaneville Rd. This is such a great time for you and your pet to get all dressed up and show off how cute, funny or scary you look. Line up is at 3:45pm and the parade kicks off at 4pm.   Then stick around for Halloween Hayday, where children 10 and under will have tons of fun events to participate in. Cost is $5 per child for pre-registered children, and $7 at the door.  Haunted Hikes: Friday and Saturday, October 28th and 29th, come prepared to be spooked by all sorts of spirits in Peck Farm Park on a guided Haunted Hike. Hikes start at 7pm and continue until 10pm.  A campfire and refreshments await any hikers who survive. For teens and adults only. For more information call 630-262-8244. Cost is $8 per pre-registered hiker.  Ghost Walk:  Saturday October 29th, meet at the Geneva History Museum and take a tour of the dozens of supposedly haunted places in downtown Geneva. Tours are at 2pm, 4pm, 6pm and 8pm. The Ghost Walk tour stops include places such as the Dam Bar and Grill, which is supposedly haunted by a Swedish day laborer. Cost is $10 for adults and $5 for Geneva High School members and students.  

 ST. CHARLES:

Trick-Or-Treat: The St. Charles police department suggests trick-or-treating to start at 3pm and goes until 7pm on Halloween Day, Monday, October 31st.

Kane County Scaregrounds: Every weekend through Sunday October 30th, at the Kane County Fairgrounds at Main St. and Randall Rd. in St. Charles, the Steal Beam Theater is running its 2011-2012 Fundraiser; Fridays and Saturdays from 7pm to 11pm and Sundays from 7p to 10pm. There will be a haunted house for children 13 and up, Spooktacular food and frightful fun! Tickets are $13, or you can get a Fast Pass for $15. Tickets are at www.steelbeamtheater.com. Come on down, if you dare…

Gallery of Ghoulish Homes Tour: Through Monday, October 31st, grab some friends and family and see some of the spookiest houses in St. Charles. Though some of the displays may not be appropriate for all ages, if you wish to participate, please e-mail [email protected]. FREE guided tour is also available for you online. Please be respectful of the properties when you go on your haunted adventure. Homes will be best to view at dusk.

 

BATAVIA: Trick-Or-Treat: Batavia’s police department recommends all young witches and goblins trick-or-treat between 4pm and 7pm on Monday, October 31st. Halloween Day!  

  

We wish you all a fun, safe and spooktacular Halloween 2011.  

  For information on local real estate, visit our website at www.TheRulloTeam.com.

Chinese Acrobats to perform at Fermilab in Batavia, Illinois

by alexandvickyrullo

 The Shangri-La Chinese Acrobats will be performing in Fermilab’s Ramsey Auditorium on Saturday, October 29th. The critically acclaimed performance will begin at 7pm.  You will enjoy jaw dropping Chinese Acrobatics, tremendous balancing feats, displays of martial arts and so much more, giving you a peak into the traditions of the Orient. After years of dedicated training, the performers in this mesmerizing show will leave you in awe. A true show for all ages.  The Shangri-La Chinese Acrobats’ gifted group of performers have performed all over the world, including Southeast Asia, South Africa, Zimbabwe, New Zealand and Israel to name a few. When they first started performing in the states back in the day, they would be in shows in Las Vagas and Reno alongside stars like Liberace!  With such a unique type of entertainment, the audiences overwhelming response night after night while on their annual theater tours, shows just how popular they really are.    Tickets are $28 for adults and $14 for ages up to 18. To get your reservation, call 1-630-840-ARTS (2787) weekdays between 9am and 4pm. You may also visit their website at www.fnal.gov/culture. Fermilab’s Ramsey Auditorium is located in Wilson Hall, a highrise visible from the entrance on Kirk Road and Pine Street in Batavia, Illinois.     For local real estate information, please visit our website at www.therulloteam.com.  

Image courtesy of HGTV Front Door

The American Society of Home Inspectors (ASHI) is the oldest professional society of home inspectors in the United States, and the group will help you identify any potential problems with homes that you are looking to buy. This society sends out a home inspector to take a close look at the house you are interested in buying and submits a report outlining issues and concerns with the structure and property. As premier agents in the Saint Charles and Batavia areas, we arrange to have your next home inspected by only the best people available through the ASHI, ensuring that what you see and read on paper is what you get. If there are any issues that arise, you then have leverage when making an offer on the home. The seller will often accept a lower price if there are issues you will need to address in the future. They may even be willing to make the repairs on their own in order to sell the home. No matter what the outcome of a home inspection, rest assured knowing that we only work with the finest in the business. If you are currently looking to buy a home in the Saint Charles or Batavia real estate markets, call The Rullo Team to have the best and smoothest experience possible.

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