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What To Do With Your Extra Hour This Weekend!

by The Rullo Team

Daylight Saving Time is coming to an end this Sunday, November 3rd, at 2:00 am. While that means the sun will set earlier over the next several months, it also means that we get an extra hour this weekend! An extra hour! This is a good opportunity to catch up on some sleep, spend quality time with family, and do some personal care. But, it also gives us the opportunity to tackle some tasks that we feel like we never have time for! Be extra productive as we "fall back" this weekend by tackling some of the real estate tasks that you keep putting aside! Here's where to start!

 

Learn Your Home's Value.

Before putting your current home on the market, you need to make sure that you price it correctly. Use the extra time to Find Your Home's Value. The information from this free tool will help you in a variety of ways. If you were hoping for a higher price point, you can do some research on improvement projects with high returns on investment that you could do to your home before selling. It will also aid you in creating a budget for your new home that is realistic.

 

Search For Your New Home.

 The extra hour is a great opportunity to start looking online for a new home. However, you want to use that time wisely. In order to do so, you should first set a realistic budget that you will stick to during your online search. Also, create your list of must haves and needs. This will allow you to set better perimeters as you Search Fox River Valley Homes for Sale. Keep track of listings in a spreadsheet so you can discuss with your realtor and mark your calendar with any upcoming open houses that you do not want to miss.

 

Get Ready for Pre-Approval.

Pre-approval for a mortgage is one of the first steps you should take. It allows you to know what you can actually afford and helps you become a more attractive buyer to sellers. The extra time you have this weekend is the perfect opportunity to start during some Loan Analysis. You should also begin to create lists of your employment, monthly income, and expenses. Start to gather the documents you will need to present to the lender, including proof of income, tax forms, and bank and credit card statements.

 

Complete Tasks Around The House.

There are some smaller, but important, tasks that often get overlooked as time passes us by. With the extra hour, you can get some of these simple home chores crossed off your list. Go through your kitchen to dispose of expired food and to organize your fridge. Replace air filters on your AC unit and furnance. Flip the mattress throughout your house. Change smoke and carbon monoxide detector batteries.

 

 

Let The Rullo Team help you with all your home buying and selling needs! Give us a call at (630) 513-1771 and visit https://www.therulloteam.com/ to get started today.

 

Important Home Maintenance Tasks To Complete Before Winter!

by The Rullo Team

With winter right around the corner, now is the perfect time to take care of some maintenance around the house. Keep your Fox River Valley home in tip top shape through the holiday season and into the new year by completing some tasks. Here are easy tasks to complete this month and keep your family healthy and cozy in your beloved home.

1. Give Your Wood Floors Some TLC. Winter can be the toughest season on your wood floors. Heating in your home can dry out the planks, resulting in cracks and shrinkage. Salt can scratch and stain the floors. There are several simple steps you can take to resolve these issues. Add a humidifier in your home to add moisture to the air. Sweep and mop the floors routinely to remove salt and buildup. Add rugs and mats in areas with a lot of foot traffic.

2. Prepare For Winter Storms. Winter weather will be here before we know it! That means freezing temperatures and percipitation. Keep shovels and snow gear close to the door so that you can easily access them when needed. Keep walkways cleared of snow and ice. Remove large snow piles, when the weather permits, from the roof and tree limbs to avoid costly damage.

3. Clean Your Oven. Your oven will see a lot of action. There is might be a lot of grease and grime built up. Use the self-cleaning function once a month if your oven has one. Create a paste of baking soda and water to scrub out the buildup in the oven. Once your oven is clean, you will be all set for the Thanksgiving and Christmas feasts you will soon be having!

4. Take Care Of Drafts. Hot air can be escaping from your home and increasing your energy bill. Pick up some door sweeps from your area home improvement store to all doors leading outside. Add weatherstripping around windows.

5. Remove Allergens. Indoor allergens increase during the colder months. Keep your family healthy all season by removing these issues. Dust throughout the house, particularly blinds and ceiling fans. Be sure to vacuum all carpeted areas regularly. Add an air purifier with HEPA filter to your home to remove particles from the air. Wash your bedding in hot water weekly and cover your mattress in a zippered allergen-resistant cover.

6. Complete A Property Inspection. Complete a property inspection before it gets too cold to be outside. This is important since it allows you the chance to catch major issues before they occur during the winter. Check the conditions of gutters, look for exposed pipes, and inspect windows and doors. Make sure to change out the batteries in the smoke and carbon monoxide detectors. Consider hiring a professional to complete the inspection to ensure that all potential issues are found.

7. Clean your Dryer Vent- Keeping your dryer vent clear of excess lint is critical to maintaining your machine and for preventing fires.



Contine to check The Rullo Team
's website & Facebook page for more helpful home maintanence tips throughout the year!

What To Expect During The Home Inspection

by The Rullo Team

Knowing what to expect every step of the way when buying a new home can help eliminate some of the stress from the process. One of the important steps during this process is the Home Inspection. This step occurs before the final closing on your home. A home inspection helps protect you and your investment by allowing you discover any potential issues with the home that might have been overlooked or undisclosed. You can then decide whether to renegotiate with the seller or, if the issues are too extreme, walk away from the home. Here are the important things to expect when you are ready for a home inspection.

 


Make sure to hire a highly skilled home inspector. You want to make sure that you use someone that will complete a thorough review of the home. In order to find the best home inspector in the Fox River Valley, contact the Rullo Team for our recommendations. Once you have the names of recommended home inspectors, it is smart interview them to find the one best for you. Use this opportunity to find out about their training, expertise, and experience. You should also ask to see their past home inspection reports to make sure that they are highly detailed and offer recommendations for issues found.

 


Attend the home inspection, if possible. This will allow you to walk through the home with the inspector and find out about any issues immediately. It gives you the opportunity to fully discuss recommended fixes with a professional. The home inspector will review everything between the roof to the basement floor. Although the physical structure of the home and all major systems and appliances will be inspected, it is important to realize that there still could be some hidden issues that the inspector just is not equipped to reveal. By having a discussion with him/her during the process, however, you can ask questions and find out if there are additional things you should be on the lookout for should you decide to continue with purchasing the home.

 


For more Home Buying Tips or to Search Homes for Sale in the Fox River Valley, give us a call today or visit our website at http://www.therulloteam.com/. We are happy to help you every step of the way to find and purchase your dream home!

How To Search For Your New Fox River Valley Home!

by The Rullo Team

Searching for a new home can truly feel overwhelming. It is easy to fall down the rabbit hole while searching the internet! Make your home search productive and effective for you by following these simple steps! You will surely find your dream home in Fox River Valley in no time!

 

Pre-Approval first! HBefore beginning your home search, get pre-approval for a mortgage. This will give you an accurate assessment of your available budget. Once you know your budget, you can focus on the homes that fit within your range.


 Determine Wants Vs. Needs! All home buyers come to the searching process with a list of items they are looking for in a new home. It is important to prioritize these items and determine which ones you cannot live without and which ones would be an added bonus. Create a wants versus needs checklist to help you focus in on what is most important in your new home.


 Pick A Style! Homes come in a variety of architectural styles. Determine which one makes the most sense for you. Do you prefer a ranch style home with everything located on a single floor or perhaps a cape cod style home with the children's bedrooms on the second floor? Instead of searching all the homes on the market, you can easily narrow down you search to only those homes that match the style you like best.

 

Choose Neighborhoods! As important as the home is in and of itself, its location should be equally important. You want to move to a neighborhood that will have the amenities that fit your lifestyle needs. Is it located within a good school district? How is the commute to work? Are there stores and restaurants within walking distance? Determine what is important to you and your family in the overall neighborhood and do some research. Once you find neighborhoods that will be the right fit, you can narrow your home search to those areas.

 

Take Notes! It is important that you are able to remember details of the houses you look at. After looking at several, though, it can be easy to start confusing the features available at each of the homes and/or the things that you didn't like about them. Take notes on the listing sheet while you tour a home. It is also important to take photographs of things that you like and don't like. By keeping all of this information, you can best determine which of the homes will truly be the best fit for you and your family.


Search Fox River Valley IL Homes for Sale! Let The Rullo Team help you find your dream Fox River Valley home! Give us a call at (630) 513-1771 and visit https://www.therulloteam.com/ to get started today.

 

Trick or Treating Hours For Your Fox River Valley Town!

by The Rullo Team

Halloween is quickly approaching! Get ready for a night of spooky, frightening fun! With your costume ready and your goody bag emptied, it is time to hit the streets of the Fox River Valley for some trick or treating! The night of Halloween, Thursday October 31st, will be filled with ghosts and goblins, superheroes and princesses! Here is a list of all of the trick or treating hours for the communities in our area!

 

 

Community Trick or Treating Hours

Wayne | 2:00 pm - 7:00 pm

Geneva | 3:00 pm - 7:00 pm

St. Charles | 3:00 pm - 7:00 pm

Oswego | 3:30 pm - 8:00 pm

Batavia | 4:00 pm - 7:00 pm

Elburn | 4:00 pm - 7:00 pm

Elgin | 4:00 pm - 7:00 pm

Maple Park | 4:00 pm - 7:00 pm

South Elgin | 4:00 pm - 7:00 pm

Aurora | 4:00 pm - 7:00 pm

North Aurora | 4:00 pm - 8:00 pm

 

Make sure everyone has a safe and happy Halloween by following these simple safety tips!

 

  • Trick or treaters should always walk in groups and never alone.
  • Parents or guardians should always accompany young children.
  • Bring a flashlight or attach reflective gear to costumes to ensure that everyone is visible after dark.
  • Make sure costumes do not restrict vision or have any tripping hazards.
  • Stay on sidewalks and within crosswalks when trick or treating. Only walk and avoid using skateboards, skates, bikes, etc.
  • Always look for traffic when crossing the street. If you will be driving on Halloween, make sure to always check for pedestrians.
  • Check ALL candy before letting your children eat any of it. You should only keep candy that is properly wrapped or packaged.

 

 

The Rullo Team wishes everyone a frightfully fun and safe Halloween!

Mark Your Calendars For Batavia's BatFest!

by The Rullo Team

We know that this time of year can be busy with the school year, changing seasons, holiday prep, and more! But, Halloween festivities offer a fun respite from the every day chores of the season. There are few better Halloween events in the Fox River Valley than the annual BatFest! Be certain to mark your calendars for Saturday, October 26th from 10:00 am to 2:00 pm for a ghoulishly good time. On that date, head on over to downtown Batavia for fun contests, great games and activities, live performances, downtown Trick-or-Treating, Halloween parade, Pumpkin bowl, Farmer's Market, and so much more! The best part? All of this fun is FREE for the whole family!

 


Daytime Events

10:00 am - Noon | Downtown Trick-Or-Treating

10:00 am - 2:00 pm | Activities at The Peg Bond Center

10:00 am - 2:00 pm | Farmers’ Market

10:00 am - 2:00 pm | Wazio Pumpkin Roll | Hosted by Boy Scout Troop 6

10:00 am - 2:00 pm | Bat Booth & Games

11:00 am - 1:00 pm | Live Bats & Other Critters | Hosted by Beardsgaard Barbers

11:30 am | BatFest Stories and Songs | Batavia Public Library

11:50 am | Halloween Parade | Hosted by Batavia Mother’s Club and Funway

Main Stage Schedule

10:00 am | SolUnique Dance Performance

10:30 am | Monster Mash Lesson and Performance by Batavia Academy of Dance

11:00 am | A Step Above Dance Academy Performance

12:15 am | Costume Contest | Hosted by April Duda Photography

  12:45 am | Thriller Performance by Batavia Academy of Dance

1:00 pm | Pet Costume Contest | Presented by Batavia Animal Clinic and Sponsored by Two Bostons

 

 

Happy BatFast! Follow The Rullo Team on Facebook and check out our Website for other great community events in Batavia and the broader Fox River Valley area!

Image Credit: Batavia Mainstreet

Stand Out From Homes On The Market With These Handy Tips!

by The Rullo Team

It might seem counter intuitive to put money and time into your Fox River Valley home once you've decided to sell. But, it is one of the best things you can do to help your home sell quickly and for top dollar! Attract buyers and stand out from the competition with these Design Tips to Sell.



Update Curb Appeal: Just like anything else in life, it is important to make a great first impression. This starts with your curb appeal. Wash and paint the exterior of your home. Take care of your landscaping. Add some welcoming touches to your front porch to invite buyers in.

Showcase Your Home: Although it might seem like you have to modernize everything in your home to sell, you should highlight your home's tradtional elements. These structural and/or design details will keep your home unique and memorable.

Add Some Paint: The cheapest thing you can do to give your home a fresh start is by applying some new paint. Just always keep it neutral to avoid turning off any potential buyers.

Think Eco-Friendly: Energy efficient features are increasingly popular amongst home buyers. These features not only help our environment but they also help a home owner's wallet when it comes to their energy bill.

Update Bathrooms and Kitchen: The few rooms that you should consider investing more money into are your bathrooms and kitchen. These are key rooms that buyers look at to determine whether or not they want to buy the home. It doesn't have to be complete remodels. You can do more basic updates, such as changing hardware and light fixtures.

Add Master Bedroom Closets: A large walk in closet off of the master bedroom is a selling feature for buyers. If your home does not have one, find a way to add one to increase the value of your home.

Find New Storage Spaces: All home owners are always looking for new storage solutions. Be creative with it. Find new spaces, such as under the stairs, to add storage to your home.

Create Space: You always want your home to feel as large as possible when showing it to buyers. A great way to create the perception of space is by placing your furniture in groupings away from the wall.

Hire An Organizer: While you can declutter your home on your own, it can be to your benefit to hire a professional organizer. They have tips to help make your home larger, find new storage solutions, and will help you get rid of the items you really don't need.

 


Sell your Fox River Valley home for top dollar by working with The Rullo Team! Give us a call at (630) 513-1771 or visit http://www.therulloteam.com/ today!

 

Source: Houzz Inc. ©

 

Decorate Your Home For The Gallery of Ghoulish Homes Tour!

by The Rullo Team

 

 

 

Time to get spooky! Get in the Halloween spirit and turn your St. Charles home into a frightful delight for the 2019 “Best in St. Charles” Gallery of Ghoulish Homes Tour!!!

 

Whether you participate in this favorite annual event our not, be sure to check out the spookiest homes in the Fox Valley area beginning Friday, October 18th, through Halloween night! See the best ghoulish displays every evening at dusk until 10:00 pm. Find the Free Home Tour Guide online HERE starting on opening night.

 

 

SPECIAL TOUR DATES

  • Preview Night | Friday, October 18th

    • Opening night and last chance for homeowners to make changes before judging.

  • Judging Night | Saturday, October 19th

    • Best night to see the homes! Judging by contest committee begins at dusk.

 

AWARD CATEGORIES

  • Eeriest Haunt (w/o actors)

  • Craftiest Creeper

  • Best Rookie

  • Best Actors (1-6 ghouls)

  • Best Actors (7+ ghouls)

  • Best Youth Actors (ages 18 & under)

  • Family Fun

  • Judges’ Favorite

  • People’s Choice (determined by online voting between October 20th and November 1st)

 

REGISTRATION INFORMATION

Register your home today! Fill out the entry form by 5:00 pm on October 13th. Contact Katie Miller at (630) 513-4390 for more information. The Halloween House Decorating Contest is open to all St. Charles residents along with those living within the St. Charles Park District’s boundaries.


 

HAPPY DECORATING!

 

Image Credit: St. Charles Park District

Make Home Buying A Treat Not A Trick!

by The Rullo Team

It might be the month for Trick Or Treating but when buying a new home (especially as a first time buyer) you want it to be more of a treat than a trick! Unfortunately it is easy to be fooled out there with all the misconceptions and misinformation about home buying. It is important to know all the facts before setting off on your journey to find your dream home. Here are 9 myths about home buying that we are happy to debunk for you!!

 

Myth 1: Looking for a House is Your First Step.

The initial search for the home is undoubtedly the fun part of the process. You know your list of desirables and you have the internet at your fingertips to help you find your dream home. BUT, there is a lot of information that you need know ahead of time before potentially getting your heart set on a home. Your first step should be to make sure that your credit is in top form AND get pre-approval for a mortgage. These steps will help you determine your budget and allow you to search for houses that are in an appropriate price range. Plus, pre-approval for a mortgage will help you during the process as it makes you more attractive to sellers.

 

Myth 2: Your Best Finance Option is a 30-Year Mortgage.

Many home buyers think that by selecting a 30-year mortgage they will automatically save money since they have a longer period of time to pay off the loan. Although monthly payments on a 30-year are lower than a 15-year mortgage, you will end up paying MORE in the end since you are borrowing the same amount of money for both BUT are borrowing for twice as long and at a higher interest rate with the 30-year option. Look into all loan options out there before making a decision. A 30-year fixed mortgage might be the best option for you or there might be another loan that makes more sense. Stay open and do plenty of research ahead of time to make an informed decision. Check out our helpful Finance Information for this step of the process.

 

Myth 3: Your Down Payment has to be 20%.

Although a 20% down payment allows you to avoid paying for Private Mortgage Insurance (PMI), it is not always the required amount from lenders. If you are willing to pay the monthly bill for PMI, you may be eligible for loans with a 5% or 10% down payment. Otherwise, there are also FHA loans and other down payment assistance options that you may qualify for.

 

Myth 4: The Down Payment is your Only Cost Upfront.

The down payment on the home will never be the only cost you have to pay up front. There are always added costs for credit reports, inspections, insurance, and more that home buyers need to account for. Additionally, the negotiated deal for the house could include you being responsible for the closing costs.

 

Myth 5: You are out of Luck if you have Bad Credit.

Having good to excellent credit definitely helps when it comes to buying a home. But, even if your credit is not great, you can still be eligible for some financing options. FHA loans can offer low down payments to buyers with bad credit. Be sure to do plenty of research ahead of time though regarding your loan options. Something that might look great at first, might not be great in the long run.


Myth 6: Home Inspections Aren’t Necessary.

A home inspection is ALWAYS a crucial step in the home buying process. Even if you are worried that you might lose out on the house to a buyer that waives the inspection, it is worth the risk. There is far more risk in buying the home as is without knowing any hidden issues with it. You will save a ton of money and time buy spending the money upfront to inspect the home.

 

Myth 7: You Must Offer the Asking Price.

You found your dream house and you don’t want to risk losing it…..so you have to offer the full asking price, right? Although there can be competition when putting an offer on a house, you do not need to offer the asking price. Sellers will often be willing to negotiate with buyers who have awesome credit, a pre-approved loan, and a ready down payment in order to ensure that the house gets sold as soon as possible. You also do not need to offer the full asking price if the home inspection you got exposed some issues with the house. You can negotiate a price based on what the inspection found.

 

Myth 8: You Don’t Need a Realtor.

It is important to work with an Experienced Realtor during your home buying process. Although the internet might make it appear like it is easy to buy a home on your own, there is a lot of valuable information that realtors know that can assist you. We understand the market, know exactly what to look for, have experience negotiating, and so much more. The experience will seem a lot less stressful having someone knowledgeable on your side along the way!

 

Myth 9: Choose A Home Based On Your Current Lifestyle Only.

It is important to recognize what you need in a home immediately as well as in the future. Whether you are planning on having children someday or not, buying a home in a neighborhood with good schools should be on your list of must haves. Research has shown that homes in such neighborhoods have higher resale value, so if you ever consider selling in the future you are setting yourself up for success. Also, consider other lifestyle needs that you might develop over time. If you plan on being in your home for the long haul, make sure that what you will want in 10, 20, or 30 years from now is available in the home and neighborhood that you selected.

 

For more Home Buying Tips and to Search Homes for Sale in the Fox River Valley, give us a call today or visit our website at http://www.therulloteam.com/.  

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