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Get Festive Ideas For Your Home During the Geneva Holiday House Tour!

by The Rullo Team

It’s almost time for one of the favorite holiday traditions in Geneva........the annual Holiday House Tour! Tour 5 exquisite homes in Geneva that have been artfully decorated with festive holiday cheer on December 7th and 8th. Find inspiration for decorating and entertaining in your own Fox River Valley after seeing these homes beautifully brimming with boughs of holly and the Christmas spirit.

 Although this event is still a little bit away, tickets sell out every year! Do not miss out on your opportunity to see some of the most stunning home holiday decorations by purchasing your tickets today!!!

 

*FEATURED HOMES*

Home of Jon & Chris Barr Family

228 North 4th Street

Decorated by The Little Traveler (630-232-4200)

Home of Carmi & Ed Bonifas

563 Creekside Drive

Decorated by SG Geneva/Scentimental Gardens (630-232-1303) and Plandscape, Inc. (630-365-2558) with contributor All Chocolate Kitchen (630-232-2395)

Home of Mindy & Dan DeVito

1309 Cooper Lane

Decorated by Heinz Brothers Greenhouse Garden Center (630-377-6288)

Home of Jim & Kathy Coe Mizgalski

426 Maple Lane

Decorated by bb Interiors (630-262-9400) and Avant Gardenia (630-999-3030)

Santacaterina Family Home

616 Fulton Street

Decorated by Gatherings By Design (630-880-8792) and Plandscape, Inc. (630-365-2558)

Tickets are $35 per person and include the home tour, traditional holiday tea at the First Congregational Church (327 Hamilton Street) on Friday from 10:30 am to 6:00 pm or on Saturday from 10:30 am to 4:00 pm, and a keepsake booklet with holiday decorating and entertaining ideas.

 

Ways To Order

Online HERE

Phone at (630)232-6060

Mail by filling out the form HERE and sending to:

Geneva Chamber Christmas House Tour

8 South Third Street

Geneva, IL 60134

In person at any of the following locations (Cash or Check only):

GENEVA CHAMBER (8 South Third Street)

bb INTERIORS (600 South First Street)

CITY OF GENEVA (22 South First Street)

COCOON (212 South Third Street)

COUNTRY NATURALS (316 Campbell Street)

HEINZ BROTHERS GREENHOUSE GARDEN CENTER (2010 East Main Street, St. Charles)

ROCKY MOUNTAIN CHOCOLATE FACTORY (1308 Commons Drive)

THE LITTLE TRAVELER (404 South Third Street)

SG GENEVA/SCENTIMENTAL GARDENS (428 West State Street)



Image Credit: Geneva Chamber of Commerce

Mark Your Calendars for Holiday Homecoming!

by The Rullo Team

Kick off the start of the holiday season at the Fox River Valley’s favorite festive celebration: Holiday Homecoming!!! Head to beautiful downtown St. Charles on Friday, November 23rd and Saturday, November 24th for a jolly good time. The weekend is filled with tons of family-friendly activities. The best part…..it is all FREE! Enjoy carols, seasonal treats, sleigh rides, and more with family, friends, and neighbors just in time for the holidays.


Friday, November 23rd: Be there for the Lighting of the Lights! Our very own Mayor Ray Rogina will help light up 1st Street Plaza. As the plaza becomes illuminated in festive splendor, enjoy an appearance by Santa and holiday carols starting at 5:00 pm.

 

Saturday, November 24th: Enjoy a full day of holiday cheer in downtown St. Charles. Head to the Arcada Theatre (105 East Main Street) for a special screening of the holiday classic Home Alone at 10:00 am, with doors opening at 9:00 am. Take a Horse-Drawn Sleigh Ride on 1st Street from 1:00 pm to 4:30 pm. Tell Santa what you want for Christmas by visiting Santa’s House in the plaza between 1:00 pm and 4:00 pm. Check out the spectacular Live Holiday Window Displays on Main and 1st Streets from 1:00 pm to 5:00 pm. Finish the day by enjoying the always incredible Electric Christmas Parade on Main Street (between 6th Street & 4th Avenue), starting at 5:30 pm.



The Rullo Team wishes you a jolly good time at this year’s Holiday Homecoming in downtown St. Charles!



Image Credit: City of St. Charles

 

Tips to Prep Your Home for Thanksgiving Day Guests!

by The Rullo Team

Thanksgiving is next week! If you are hosting the big feast at your Fox River Valley  home, now is the perfect time to prepare so you feel less stress as the day approaches. Along with planning out your delicious menu, get your home ready so all your guests will be comfy and happy this holiday!


1. Keep It Bright!

You know your home like the back of your hand but your guests don't. Make sure that everyone can safely navigate throughout your home no matter what time of day it is. Check that all outdoor lights are working. Add nightlights to hallways and in bedrooms and bathrooms that guests will be using.

2. Clear The Space!

Remove all unnecessary clutter to accomodate more people in your house. Store these items out of the way in closests and the basement. Make sure you have ample space on counters and tables for all of your food prep.

3. Say Welcome!

Create an amazing first impression for guests as they enter your home by focusing on the foyer. Add some welcoming touches for a festive, homey feel. At the same time, keep it functional for your guests. With the colder weather, you will need ample space for guests to place their coats, shoes, and gear.

4. Get Your Kitchen Ready!

Your kitchen will be the central hub of your home next week so make sure that it is ready to go before the cooking starts. Have all essential items easily accessible. Make it possible for guests to keep you company as you cook by creating a comfortable hang spot for them in the kitchen.

5. Feels Like Home!

If guests are spending the night, make sure that they will be as comfortable as possible. Stock up on warm bedding for them to use. Even if they aren't sleeping over, have spots throughout your home where they can relax since we all get tired after the big feast!

6. Stock Up!

Make sure that all essential items are available in your home's bathroom to account for your additional guests. Stock up on toilet paper, towels, and toiletries for them to use. Keep these items in spots that are easy for guests to locate when they are needed.



The Rullo Team wishes everyone a very Happy Thanksgiving!  

 

Get the Truth on the Myths of Home Buying!

by The Rullo Team

Buying a home is a major step! And, for first time home buyers, it can seem like a daunting task. There is plenty advice out there about what steps to take, the process, financing, and more….but unfortunately there are also a lot of misconceptions and misinformation. It is important to know all the facts before setting off on your journey to find your dream home. Here are 9 myths about home buying that we are happy to debunk for you!!

 

Myth 1: Looking for a House is Your First Step.

The initial search for the home is undoubtedly the fun part of the process. You know your list of desirables and you have the internet at your fingertips to help you find your dream home. BUT, there is a lot of information that you need know ahead of time before potentially getting your heart set on a home. Your first step should be to make sure that your credit is in top form AND get pre-approval for a mortgage. These steps will help you determine your budget and allow you to search for houses that are in an appropriate price range. Plus, pre-approval for a mortgage will help you during the process as it makes you more attractive to sellers.

 

Myth 2: Your Best Finance Option is a 30-Year Mortgage.

Many home buyers think that by selecting a 30-year mortgage they will automatically save money since they have a longer period of time to pay off the loan. Although monthly payments on a 30-year are lower than a 15-year mortgage, you will end up paying MORE in the end since you are borrowing the same amount of money for both BUT are borrowing for twice as long and at a higher interest rate with the 30-year option. Look into all loan options out there before making a decision. A 30-year fixed mortgage might be the best option for you or there might be another loan that makes more sense. Stay open and do plenty of research ahead of time to make an informed decision. Check out our helpful Finance Information for this step of the process.

 

Myth 3: Your Down Payment has to be 20%.

Although a 20% down payment allows you to avoid paying for Private Mortgage Insurance (PMI), it is not always the required amount from lenders. If you are willing to pay the monthly bill for PMI, you may be eligible for loans with a 5% or 10% down payment. Otherwise, there are also FHA loans and other down payment assistance options that you may qualify for.

 

Myth 4: The Down Payment is your Only Cost Upfront.

The down payment on the home will never be the only cost you have to pay up front. There are always added costs for credit reports, inspections, insurance, and more that home buyers need to account for. Additionally, the negotiated deal for the house could include you being responsible for the closing costs.

 

Myth 5: You are out of Luck if you have Bad Credit.

Having good to excellent credit definitely helps when it comes to buying a home. But, even if your credit is not great, you can still be eligible for some financing options. FHA loans can offer low down payments to buyers with bad credit. Be sure to do plenty of research ahead of time though regarding your loan options. Something that might look great at first, might not be great in the long run.

 

Myth 6: Home Inspections Aren’t Necessary.

A home inspection is ALWAYS a crucial step in the home buying process. Even if you are worried that you might lose out on the house to a buyer that waives the inspection, it is worth the risk. There is far more risk in buying the home as is without knowing any hidden issues with it. You will save a ton of money and time buy spending the money upfront to inspect the home.

 

Myth 7: You Must Offer the Asking Price.

You found your dream house and you don’t want to risk losing it…..so you have to offer the full asking price, right? Although there can be competition when putting an offer on a house, you do not need to offer the asking price. Sellers will often be willing to negotiate with buyers who have awesome credit, a pre-approved loan, and a ready down payment in order to ensure that the house gets sold as soon as possible. You also do not need to offer the full asking price if the home inspection you got exposed some issues with the house. You can negotiate a price based on what the inspection found.

 

Myth 8: You Don’t Need a Realtor.

It is important to work with an Experienced Realtor during your home buying process. Although the internet might make it appear like it is easy to buy a home on your own, there is a lot of valuable information that realtors know that can assist you. We understand the market, know exactly what to look for, have experience negotiating, and so much more. The experience will seem a lot less stressful having someone knowledgeable on your side along the way!

 

Myth 9: Choose A Home Based On Your Current Lifestyle Only.

It is important to recognize what you need in a home immediately as well as in the future. Whether you are planning on having children someday or not, buying a home in a neighborhood with good schools should be on your list of must haves. Research has shown that homes in such neighborhoods have higher resale value, so if you ever consider selling in the future you are setting yourself up for success. Also, consider other lifestyle needs that you might develop over time. If you plan on being in your home for the long haul, make sure that what you will want in 10, 20, or 30 years from now is available in the home and neighborhood that you selected. 

Fox River Valley Polling Places!

by The Rullo Team

Election Day, November 6th, is here! No matter which candidates you are voting for this year it is important to have your voice heard! It is one of the great freedoms that we get to enjoy in this country. All polls in Illinois will be open tomorrow 6:00 am until 7:00 pm.

Looking for your local polling place? Here is a list of all polling places for the Fox Valley:

Batavia

 

  • JB Nelson School (334 William Wood Lane)
  • Congregational Church of Batavia (21 South Batavia Avenue)
  • HC Storm School (305 North Van Nortwick Avenue)
  • Batavia VFW Overseas Post 1197 (645 South River Street)
  • Heritage Woods (1079 East Wilson Street)
  • Lincoln Inn Banquets (1345 South Batavia Avenue)
  • Grace McWayne Elementary School (3501 Hapner Way)
  • Jewel Middle School (1501 Waterford Road, North Aurora)
  • Cornerstone Community Baptist Church (307 Banbury Road, North Aurora)
  • Hoover Wood School (1640 Wagner Road)
  • Rotolo Middle School (1501 South Raddant Road)
  • Immanuel Lutheran Church (950 Hart Road)

 

Geneva

 

  • Sunset Community Center (710 Western Avenue)
  • Baker Community Center (101 South 2nd Street, St. Charles)
  • Geneva High School (416 McKinley Avenue)
  • The Crossings Clubhouse (2684 Stone Circle)
  • Western Avenue Elementary School (1500 Western Avenue)
  • Pepper Valley Clubhouse (2105 Pepper Valley Drive)
  • Fox Valley Presbyterian Church (227 Eastside Drive)
  • Batavia VFW Overseas Post 1197 (645 South River Street)
  • The Holmstad (700 West Fabyan Parkway, Batavia)
  • Chesapeake Commons (1490 Geneva Drive)
  • Chapelstreet Church (3435 Keslinger Road)

 

St. Charles  

 

  • Pottawatomie Community Center (8 North Avenue)
  • Bethlehem Lutheran Church (1145 North 5th Avenue)
  • AMLI of St. Charles (100 Lakeside Drive)*
  • St. Charles Public Library (1 South 6th Avenue)
  • Baker Community Center (101 South 2nd Street)
  • St. Charles Free Methodist Church (214 Walnut Street)*
  • Valley View Baptist Church (6N656 Route 25)
  • New Covenant Bible Church (4N780 Randall Road)
  • Oaks of St. Charles Clubhouse (87 White Oak Circle)
  • Valley View Baptist Church (6N656 Route 25)
  • Kane County Branch Court Conference Center (530 South Randall Road)
  • Cumberland Green Club House (1798 Cumberland Green Drive)
  • Hosanna Lutheran Church (36W925 Red Gate Road)
  • Fox Valley Presbyterian Church (227 Eastside Drive, Geneva)
  • Thornwood Sports Core (850 East Thornwood Drive, South Elgin)
  • South Elgin Municipal Annex (1 West State Street, South Elgin)

 

 

To find your exact polling place, click HERE! Make sure to bring a valid form of identification.

 

We look forward to seeing everyone in the Fox River Valley at the polls tomorrow! Happy Election Day!


 

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