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A Very Happy Thanksgiving From The Rullo Team!

by The Rullo Team

 

As all of us in the Fox River Valley get ready to gather around our tables for our Thanksgiving feast, it is important for us to count our blessings and give thanks for all that we have. There truly is so much to be thankful for.

 

Here at the Rullo Team we are most grateful for the wonderful clients that we were able to help this year and in the years past. Nothing brings us more joy than helping individuals and families in the Fox River Valley buy and sell their homes.  

 

We hope that all families in the Fox River Valley have a very happy Thanksgiving. We wish you and yours lots of delicious food and fun as you celebrate the holiday.

 

If you are new to the Fox River Valley during this holiday season, we would love to the opportunity to help you learn more about the area and assist you with any of your future real estate needs. Whether you are looking to buy or sell a home in the area, please contact The Rullo Team today so we can help you reach all of your real estate goals.

 

THANK YOU once again to all of you for making this such an amazing year! Happy Thanksgiving!

Get In The Festive Spirit At St. Charles’ Holiday Homecoming!

by The Rullo Team

Kick off the start of the holiday season at the Fox River Valley’s favorite festive celebration: Holiday Homecoming!!! Head to beautiful downtown St. Charles on Friday, November 29th and Saturday, November 30th for a jolly good time. This weekend will be filled with tons of family-friendly activities. The best part…..it is all FREE! Enjoy carols, seasonal treats, sleigh rides, and more with family, friends, and neighbors just in time for the holidays.


Friday, November 29th: Be there for the Lighting of the Lights! Our very own Mayor Ray Rogina will help light up 1st Street Plaza. As the plaza becomes illuminated in festive splendor, enjoy an appearance by Santa and holiday carols starting at 5:00 pm.

 

Saturday, November 30th: Enjoy a full day of holiday cheer in downtown St. Charles. Head to the Arcada Theatre (105 East Main Street) for a special screening of the holiday classic Home Alone at 10:00 am, with doors opening at 9:00 am. Take a Horse-Drawn Sleigh Ride on 1st Street from 1:00 pm to 4:30 pm. Tell Santa what you want for Christmas by visiting Santa’s House in the plaza between 1:00 pm and 4:00 pm. Check out the spectacular Live Holiday Window Displays on Main and 1st Streets from 1:00 pm to 5:00 pm. Finish the day by enjoying the always incredible Electric Christmas Parade on Main Street (between 6th Street & 4th Avenue), starting at 5:30 pm.



The Rullo Team wishes you a jolly good time at this year’s Holiday Homecoming in downtown St. Charles!

 


Image Credit: City of St. Charles

Timing Is Everything When Buying & Selling Your Fox River Valley Home!

by The Rullo Team

Timing is everything when entering the real estate market. Trying to coordinate the Selling of your current home with Buying a new home can be incredibly stressful, both financially and emotionally. But, help is here! If you are looking to enter the Fox River Valley real estate market, here are 7 timing options for selling and buying your home.

 

The 1st timing option is Selling Then Buying. This is the most commonly used option due to the financial stability it offers. When you sell your home first, you avoid having two mortgages and have additional resources to use towards the cost of a new home.

 

The 2nd timing option is Buying Then Selling. This option offers the convenience of time. If you can afford having two mortgages at once, buying first and then selling allows you to make improvements to your new home before moving in and making updates/repairs to your old home before listing. Only choose this option if you can truly afford the costs of two homes at once.

 

The 3rd timing option is Buying & Selling At Same Time. This option is also commonly found in the real estate market. It makes sense to list your current home while searching for a new one but you are putting yourself at the mercy of others. Since the timing is completely dependent on buyers for your home and the seller of the home you want to buy it is very important that you work with a realtor during this time to help ensure timing success for you.

 

The 4th option is Selling on Contingency. You should only use this option when none of the other ones have worked for you. Selling on contingency means that there is a contingency clause on your current home that states you will sell it ONCE suitable housing has been found by you. This has the potential to turn buyers away since most want to move in as soon as possible.

 

The 5th option is Buying On Contingency. This option is the reverse of the previous one. It allows the buyer to add a contingency clause that they will purchase the new home once they sell theirs. Few sellers are willing to wait for buyers so this option is not commonly used.

 

The 6th option is Right of First Refusal. A Right of First Refusal (ROFR) allows a particular buyer to submit an offer before all other buyers. This option is only available to buyers that clearly have their finances, including preapproval for a mortgage, in order. Since the limited offers could mean less money for the seller, you will not see this timing option very often.

 

The 7th and final option is Renting. Instead of selling your current home, you always have the option to rent it out. This rental income will cover your current mortgage, freeing you up to buy a new home. Only select this option if you have a reliable tenant that you can trust.

 


 

Work with The Rullo Team to determine the right timing option. Give us a call today at (630) 513-1771 or visit our website at https://www.therulloteam.com/.

Factor These Maintenance Costs Into Your Home Buying Budget!

by The Rullo Team


There are some costs that homeowners know the budget for when buying their
Fox River Valley home. These include down payment, closing costs, and moving expenses. But, what about home maintenance? Just because the home inspection came up squeaky clean doesn’t mean that you don’t need to make any repairs or changes to the home.

 

In fact, the first year of ownership tends to be the most expensive, as you fill the home with new furniture and appliances, add personal touches, and complete those repairs that you find are needed. It can be hard to know exactly how much you need for home maintenance as you put together your budget for buying a new home.

 

Here are some immediate home maintenance costs that you should set aside money for:

 

  1. New Locks - You have no way of knowing who has a key to your new home. Be sure to install new locks on every exterior door.

  2. Fire Extinguisher - For the safety of you and your family, your home should have at least one fire extinguisher. If there isn’t one left at the property, purchase one for your kitchen.

  3. Chimney Sweep - It may have been years since the fireplace and chimney in your new home were properly cleaned. Before using it, be sure to hire a professional to come in and clean everything out of it.

  4. HVAC Maintenance - While the HVAC system might seem to be running properly, you can’t be certain when the last time it was maintained professionally. Have someone come inspect it and make any necessary repairs as soon as you move in to avoid pricey repairs in the future.

  5. Trimming Trees - The trees outside were not part of your home inspection and some could cause issues in the future, especially if they are older. Be sure to have the trees trims to avoid any potential damage to your home.

 

While these are the key maintenance areas to focus on upon moving in, you should not stop budgeting for home maintenance. Be sure to always keep some savings aside for issues that may arise with your home. A general rule of thumb is to budget for 1% of your home’s purchase cost every year for emergencies and repairs. Note, if your home is more than 10 years old, you might want to budget for more.


Follow us on Facebook and check out our Website for more helpful home maintenance and budgeting tips throughout the year.

How To Prep Your Fox River Valley Home For Thanksgiving!

by The Rullo Team

Thanksgiving is quickly approaching! If you are hosting the big feast at your Fox River Valley  home, now is the perfect time to prepare so you feel less stress as the day draws nearer. Along with planning out your delicious menu, get your home ready so all your guests will be comfy and happy this holiday!


1. Keep It Bright!

You know your home like the back of your hand but your guests don't. Make sure that everyone can safely navigate throughout your home no matter what time of day it is. Check that all outdoor lights are working. Add nightlights to hallways and in bedrooms and bathrooms that guests will be using.

2. Clear The Space!

Remove all unnecessary clutter to accomodate more people in your house. Store these items out of the way in closests and the basement. Make sure you have ample space on counters and tables for all of your food prep.

3. Say Welcome!

Create an amazing first impression for guests as they enter your home by focusing on the foyer. Add some welcoming touches for a festive, homey feel. At the same time, keep it functional for your guests. With the colder weather, you will need ample space for guests to place their coats, shoes, and gear.

4. Get Your Kitchen Ready!

Your kitchen will be the central hub of your home next week so make sure that it is ready to go before the cooking starts. Have all essential items easily accessible. Make it possible for guests to keep you company as you cook by creating a comfortable hang spot for them in the kitchen.

5. Feels Like Home!

If guests are spending the night, make sure that they will be as comfortable as possible. Stock up on warm bedding for them to use. Even if they aren't sleeping over, have spots throughout your home where they can relax since we all get tired after the big feast!

6. Stock Up!

Make sure that all essential items are available in your home's bathroom to account for your additional guests. Stock up on toilet paper, towels, and toiletries for them to use. Keep these items in spots that are easy for guests to locate when they are needed.



For great homeowners tips throughout the holiday season, follow us on FACEBOOK and visit our WEBSITE!

November's Fabulous Featured Fox Valley Homes!

by The Rullo Team

November is an excellent time of year to find and purchase your dream home!!

Take a look at these fantastic featured homes!

4N589 HIGH MEADOW ROAD, ST. CHARLES, IL $569,900

4 Bedrooms/ 3.5 Baths/ 3,995 SqFt

VIEW MORE PHOTOS HERE

Wonderfully updated home on a beautiful wooded lot in sought after neighborhood - renovated kitchen, baths, fixtures, hardware... Exceptional millwork... Elegant move-in decor!! You will love the granite kitchen with Stainless Steel appliances and the octagonal dinette that opens to a dramatic 2-story 4-season sunroom which leads to an expansive maintenance free pergola deck and brick paved patio with a granite kitchen which overlooks a truly spectacular private setting!! Master bedroom with a cozy fireplace, 2 walk-in closets, and a luxurious bath with Jacuzzi and body spray shower - huge bedrooms all with dual closets... Bedroom 3 opens to a 17x12 versatile bonus room! Sunken family room with impressive fireplace also opens to the lovely sunroom... Finished walk-out basement with bath, recessed wet bar, fireplace, playroom, and a rec room that opens to the private lower patio and the beautifully landscaped yard with stone outcroppings!!!

 

426 WOLCOTT LANE, BATAVIA, IL  $239,900.

3 Bedrooms/ 2.5 Baths/ 1,903 SqFt

VIEW MORE PHOTOS HERE

Lovely townhome in fabulous location close to Randall Road corridor w/shopping, dining & entertainment! Bright flowing floor plan w/great rm, stainless kitchen & spacious dining room w/transom glass door opening to upper deck backing to serene pond & mature trees. Vaulted foyer; 1st floor laundry, Multi-purpose 2nd floor loft; master w/walk-in closet & private bath; nice size bedrooms throughout; full English basement; 2-car attached garage. Newer: carpet, oven, dishwasher, hot water heater, sump pump... All on a beautiful premium lot offering privacy, lush landscaping & gorgeous pond vistas! Quick close possible - great value!

 

3074 RENARD LANE, ST. CHARLES, IL  $239,900.

3 Bedrooms/ 2.5 Baths/ 2,031 SqFt

VIEW MORE PHOTOS HERE

Totally renovated in 2015 this home stands above the rest and shows like a model home... New kitchen, baths... Updated flooring and fixtures!!! Totally renovated granite kitchen with island/breakfast bar, custom maple cabinetry with soft close drawers, and Stainless Steel appliances... Huge master bedroom suite - note size - with vaulted ceiling, sitting area, dual mirrored closets... Family room with fireplace... Convenient 2nd floor laundry... Garage with epoxy floor... And a fabulous open flexible floor plan that will suit any lifestyle!! Very convenient location close to the Randall Road shopping restaurant corridor, Otter Cove Aquatic Park, and bike path... Private lot with towering trees!!

 

Let us know which homes you'd like to see!

Not seeing what you're looking for here?  Start your customized home search here:  https://www.foxvalleylistingupdates.com/idx/8997/search/

Keep Your Pets Warm & Cozy This Winter!

by The Rullo Team

Temperatures are starting to plummet throughout the Fox River Valley. You always remember to bundle up yourself and your family to stay warm and healthy throughout the colder months. What about your pets, though? Despite their furry coats, dogs and cats are at just as much risk during the winter as we are. Make sure to keep your pets warm and cozy inside and outside of your home by following these winter pet care tips.



1. Create a special spot indoors for your pets to keep warm. Give them a cozy bed and their own blanket to cuddle up with.

 

2. Do not allow your dogs or cats to roam alone or sleep outside overnight.

 

3. Just as your shouldn't leave your pets alone in a car during the summer months, you should never leave pets in automobiles during the winter.

 

4. Unless your pet has an undercoat, you should put a sweater or coat on them before taking them outdoors.

 

5. Your pets' paws can easily get frostbite or irritated by salt. Protect their paws before heading outside by rubbing paw protectant onto their pads or placing booties on them.

 

6. Always keep your dog on a leash when going on walks during the winter. This season has the highest instance of lost dogs than any other time of year.

 

7. Make sure your cats and dogs are not exposed to antifreeze. Antifreeze tastes sweet to pets but is highly toxic and can be lethal when consumed. Always wipe up any antifreeze in your driveway or garage. Immediately contact your veterinarian if you believe your pet has ingested any antifreeze.

 

8. Keep a towel by the door so you can wipe your pets' paws as soon as coming back inside. It is very important to get all salt/de-icing materials, snow, and ice off of their paws as quickly as possible.

 

9. Check your pets for any signs of frostbite on their ears, paws, legs, and tail.

 

10. Just like our skin gets drier during the winter months, the same thing happens to our cats and dogs. Avoid dry, flaky skin by bathing your pets less frequently during the winter and using a moisturizing shampoo when you do bathe them.

 

11. Use a humidier in your home to help with your pets' overall health.

 

12. Make sure that pets cannot get close to any heaters or furnaces that could burn them.

 

13. Keep an emergency supply of pet food and medications in case you are unable to leave the house due to winter weather.

 


 

We know that your pets are an important part of your family! Follow The Rullo Team on Facebook and check out our Website throughout the year for more great pet owners' tips!


 

Source: CareCredit

 

Honor Our Fox River Valley Veterans!

by The Rullo Team

 

 

Let us take time this weekend to honor those brave men and women who have served in the United States Armed Forces. VETERANS DAY is on Monday, November 11th! Be sure to thank all the veterans you know, especially those that call the Fox River Valley home, for their service and sacrifices made to protect our country and our freedoms. We are eternally grateful for all that you have done. Honor and celebrate our veterans at one of the great events occurring throughout our communities. 

 

Veterans Breakfast

Date: Sunday, November 10th

Time: 9:00 am - 11:00 am

Location: Sugar Grove American Legion Post 1271 (65 First Street)
Enjoy a delicious breakfast with veterans and family members. All veterans eat for free!


Fox River-Geneva American Legion Post 75 Centennial Celebration

Date: Sunday, November 10th

Time: 3:00 pm

Location: American Legion Post 75 (22 South Second Street, Geneva)

Celebrate the 100th anniversary of this American Legion Post with food, drinks, raffles, and great speakers, including Colonial Kyle Moore, Bernie Laskowski, and Terry Emma.

 

Veterans Day Open House

Date: Monday, November 11th

Time: 10:00 am - 5:00 pm

Location: Little White School Museum (72 Polk Street, Oswego)

Come explore the annual Remembering Our Veterans exhibit which features military artifacts and local historical information from the museum's permanent collection. Free admission.

 

Aurora Veterans Day Ceremony & Parade

Date: Monday, November 11th

Time: 10:15 am - 11:30 am

Location: Downtown Aurora

Find the perfect spot along the parade route for the Veterans Day Parade. The route begins at Benton and Broadway and ends at Grand Army of the Republic Memorial Park (23 East Downer Place). At the park, a cermony called "Serving Our Country and Community" will begin at 11:00 am. ceremony.

 

St. Charles Veteran’s Day Ceremony

Date: Monday, November 11th

Time: 10:30 am

Location: St. Charles Police Station (1515 West Main Street)

This celebration will feature the National Anthem, prayers, speeches, performance of Taps, and gun salute.

 

Veterans Day Memorial Park Ceremony

Date: Monday, November 11th

Time: 11:00 am - 12:00 pm

Location: Elgin Veterans Memorial Park (270 North Grove Avenue)

Join local veterans organizations and Mayor David Kaptain as we honor all of our nation's members of the Armed Services.

 

North Aurora Annual Veterans Day Memorial

Date: Monday, November 11th

Time: 2:00 pm - 4:00 pm

Location: North Aurora Veterans Memorial (11 North Willoway)

Start the celebration at the North Aurora Veterans Memorial before heading to the reception and recognition event at the North Aurora Police Department (200 South Lincolnway).

 

Honoring our Local Heroes: Veterans Day in St. Charles

Date: Monday, November 11th

Time: 4:00 pm - 5:00 pm

Location: St. Charles Public Library (1 South 6th Avenue Street)

Learn more about our local war heroes at this joint presentation by the St. Charles Public Library and St. Charles History Museum. Register for this FREE informative presentation HERE.

 



The Rullo Team extends a huge THANK YOU to all of our veterans for their service to us and our great country!

Avoid These Mistakes To Buy Your Dream Fox River Valley Home!

by The Rullo Team

Buying a new home can lead to a lot of excitement and anxiety. All of these emotions can lead to mistakes made by Buyers during the process. If you are in the market for your dream Fox River Valley home, avoid making these mistakes and enjoy life in your new home in no time!

Waiting on Financing. Before you even begin the home search, you should get your financing in order. This allows you to know what you can actually afford and limit your search to just those properties that fit within your price range. You don't want to fall in love with a home just to find out there is no way you can make the financing work.


Not Researching Your Lender. Unfortunately, there are bad lenders out there that offer scams. Do your own research but also ask your real estate agent for recommendations. They will only let you know about credible mortgage providers.


Not Getting Pre-Approval. Some home buyers mistake pre-qualified for pre-approval. They are very different. Pre-approval requires you to go through the documentation process and actually gets you an agreement with the lender. The seller must see that you are pre-approved when you submit your offer.


Offering Too Low. We understand that you want to get the home for a great deal but you don't want to risk insulting the seller. Work with your realtor to figure out a fair and competitive price to offer.


Spending Too Much During Escrow. Even if you are pre-approved, the final part of the loan doesn't start until right before closing. At that time, your lender goes through your finances again to make sure that your finances are still in order. If you buy too many big ticket items or add additional lines of credit during this time, you could alter your debt to income ratio so much that you no longer qualify.


Not Having Your Closing Costs In Order. As you budget for the home, make sure to always keep enough for closing costs. You need to have enough cash to cover it otherwise the deal will fall through. Ask your lender what the estimated closing costs are so you can have it ready from the very beginning.


Move into your dream home by avoiding these buyer mistakes. The Rullo Team is here to help you throughout the buying process. Give our team a call today or visit our website at http://www.therulloteam.com/.

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