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Our Hats Off To The Class Of 2019!

by The Rullo Team

Schools out for summer across the Fox River Valley! Before all students head off for summer vacation, it is time to celebrate all of their academic achievements....especially the Class of 2019! These students are our best and brightest and have helped to strengthen the communities that we live in. Show your support for these incredible young people at these upcoming high school graduation ceremonies!


St. Charles East High School

Commencement Ceremony

Sunday, June 2nd | 11:30 am

Northern Illinois University Convocation Center | 1525 West Lincoln Highway, DeKalb


St. Charles North High School

Commencement Ceremony

Sunday, June 2nd | 3:30 pm

Northern Illinois University Convocation Center | 1525 West Lincoln Highway, DeKalb



We would also like to wish the very best to those who recently graduated from Batavia High School, Geneva Community High School, and ALL the other high schools located throughout our area!



Congratulations to the Class of 2019 on all of your achievements! The Rullo Team wishes you GOOD LUCK on all of your future endeavors!  



The school districts located throughout the Fox River Valley are some of the top ranked districts in the entire state! They are dedicated to academic excellence and provide ample opportunities for extra curricular activities. If you are interested in living within one of these amazing school districts, check out our current Homes for Sale. Give our experienced team a call today or visit our website at http://www.therulloteam.com/.

 

Become A Home Buying Pro By Avoiding These Common Mistakes!

by The Rullo Team

Buying a new home can lead to a lot of excitement and anxiety. All of these emotions can lead to mistakes made by Buyers during the process. If you are on the market for your dream Fox River Valley home this summer, avoid making these mistakes and enjoy life in your new home in no time!

Waiting on Financing. Before you even begin the home search, you should get your financing in order. This allows you to know what you can actually afford and limit your search to just those properties that fit within your price range. You don't want to fall in love with a home just to find out there is no way you can make the financing work.


Not Researching Your Lender. Unfortunately, there are bad lenders out there that offer scams. Do your own research but also ask your real estate agent for recommendations. They will only let you know about credible mortgage providers.


Not Getting Pre-Approval. Some home buyers mistake pre-qualified for pre-approval. They are very different. Pre-approval requires you to go through the documentation process and actually gets you an agreement with the lender. The seller must see that you are pre-approved when you submit your offer.


Offering Too Low. We understand that you want to get the home for a great deal but you don't want to risk insulting the seller. Work with your realtor to figure out a fair and competitive price to offer.


Spending Too Much During Escrow. Even if you are pre-approved, the final part of the loan doesn't start until right before closing. At that time, your lender goes through your finances again to make sure that your finances are still in order. If you buy too many big ticket items or add additional lines of credit during this time, you could alter your debt to income ratio so much that you no longer qualify.


Not Having Your Closing Costs In Order. As you budget for the home, make sure to always keep enough for closing costs. You need to have enough cash to cover it otherwise the deal will fall through. Ask your lender what the estimated closing costs are so you can have it ready from the very beginning.


Move into your dream home by avoiding these buyer mistakes. The Rullo Team is here to help you throughout the buying process. Give our team a call today or visit our website at http://www.therulloteam.com/.

Fox Valley Memorial Day Events!

by The Rullo Team

Although Memorial Day weekend is filled with so much summertime fun, it is important that we remember the true reason for the long weekend. It is the time to Honor our nation's veterans and active military members! Spend some time this holoiday weekend to remember and give thanks for the sacrifices these brave soldiers have made in order to keep us safe and protect the freedoms that we as Americans hold so dear. Honor and celebrate the men and women of the United States armed forces by attending these fantastic Memorial Day events being held throughout the Fox Valley!

UMCG Memorial Day Pancake Breakfast

Date: Monday, May 27th

Time: 7:00 am - 11:00 am

Location: United Methodist Church of Geneva (211 Hamilton Street, Geneva)

Cost: $7 per adult, $3 per child (ages 12 & under)

 

Elgin Memorial Day Programs

Date: Monday, May 27th

Times: 8:45 am | 9:15 am | 9:45 am | 11:00 am

Location: Mount Hope Cemetery (1001 Villa Street) | Lakewood Memorial Park (30W730 US 20) | Elgin Veterans Memorial Park (274 North Grove Avenue) | Bluff City Cemetery (945 Bluff City Boulevard)

*Click HERE for more information*

 

Batavia Memorial Day Ceremony

Date: Monday, May 27th

Time: 10:00 am

Locations: Batavia VFW Overseas Post 1197 (645 South River Street)

 

Elburn Memorial Day Parade & Ceremony

Date: Monday, May 27th

Time: 10:00 am

Locations: Parade - Downtown Elburn (Lions Park to Blackberry Township Cemetery) | Memorial Service - Blackberry Township Cemetery

 

Geneva Memorial Day Parade & Ceremony

Date: Monday, May 27th

Time: 10:00 am

Location: Parade - Downtown Geneva (3rd Street to West Side Cemetery) | Cemetery Service - West Side Cemetery

 

St. Charles Memorial Day Parade & Ceremony

Date: Monday, May 27th

Time: 10:00 am

Locations: Parade - Downtown St. Charles (6th & Main Streets to Riverwalk Freedom Shrine) | Memorial Service - Riverwalk Freedom Shrine

*Click HERE for more information*

 

Aurora Memorial Day Program & Parade

Date: Monday, May 27th

Time: 10:30 am

Location: Grand Marshall Meet & Greet - Art History Center (20 East Downer Place) | Program - GAR Memorial Hall (23 East Downer Place) | Parade - Downtown Aurora (Click HERE for route)

 



The Rullo Team extends the sincerest THANK YOU to all United States veterans. We wish everyone in the Fox River Valley a Happy & Safe Memorial Day!

 

Image Credit: Kane County Connects

Find The Best Realtor To Sell Your Home!

by The Rullo Team

Although it is possible to sell your home on your own, research has shown that sellers have the most success when they work with a realtor. Sellers should begin looking for a realtor six to eight weeks prior to listing their home. There are many realtors out there but you want to make sure that you work with the best of the best. An Experienced Realtor will provide you with the expertise and time needed to sell your home quickly and for top dollar. In order to find the best realtor for the job, you should ask them several questions. This will help you assess whether they are the right fit for you. Here are the top questions to ask potential realtors when you are ready to Sell your Fox River Valley home!

 

1. How many years experience do you have working as a realtor? Do you do it full time?

2. Have you sold homes within my neighborhood and how many in the past year?

3. What price range do the homes you sell typically fall within? What is the average sold-to-list price for the homes you have sold?

4. What fee do you charge for your work?

5. How will my home be marketed to sell?

6. Do you operate as a team with other realtors or will I be working exclusively with you? How available will you be throughout the process?

7. How long do the homes you sell typically stay on the market? What do you do to make homes sell quicker?

 

Asking these particular questions can help you find the best realtor for your home sale. Choose the agent that fully understands your goals and needs and has the experience and knowledge to best sell your home.


The Rullo Team has been recognized throughout the Fox River Valley and beyond for our selling success. Give our team a call today or visit our website at http://www.therulloteam.com/. We cannot wait to work with you!

 


Defining 5 Important Closing Terms

by The Rullo Team

If you are in the market for a new Fox River Valley home, we know that the buying process can seem a bit complicated. This is especially true when there are words being used that you don't know how to define! Become a home Buying pro by knowing the definition of 5 important closing terms. Use these simple definitions as a starting off point to understanding the home buying process!

 

1) Down Payment – The down payment requires you to put money up front in order to secure a home loan. In general, mortgage lenders require 3% to 20% of the home value.

 

2) Private Mortgage Insurance (PMI) – If you make a down payment that is less than 20% of the price of the home, you will likely have to pay for private mortgage insurance. This insurance protects your lender in case you end up in foreclosure.

 

3) Annual Percentage Rate (APR) – The APR covers all the finances and credit costs you will incur from taking out a loan. These costs include the interest rate, broker fees, points, and other credit charges.

 

4) Closing Costs – Buyers and sellers both pay closing costs based on the agreement reached during price negotiations. These costs includes application fees, property fees, attorney charges, settlement documents, title examination, and title insurance.


5) Loan Estimate (LE) – The LE includes every detail of your loan agreement terms, including the estimated closing costs.



Let us help you close on your very own dream home! Check out our current Homes for Sale . Give the Rullo Team a call today or visit our website at http://www.therulloteam.com/ today!

Brighten Up Your Fox Valley Garden With These Native Plants!

by The Rullo Team

 

Spring is the perfect time in the FOX RIVER VALLEY to add instant curb appeal to your home with a lovely garden. The changing seasons in Illinois can pose a challenge when deciding what plants to choose for your landscaping. Look to plants that naturally grow in the region. These resilient botanicals will add beauty and interest to your yard for years to come. Here are the top native plants for Midwest gardens!


PALE PURPLE CONEFLOWER

Name: Echinacea pallida

Where to plant: Place this coneflower in the full sun with well-drained soil.

Appearance: In mid-summer, this plant will bloom with pink flowers surrounding a dark red cone in the middle.

Other Helpful Information: The pale purple coneflower will spread throughout your garden as it self-seeds.


POPPY MALLOW

Name: Callirhoe involucrata

Where to plant: The poppy mallow is perfect for border areas in the full sun.

Appearance: Throughout the summer months, enjoy wine-red flowers on this groundcover plant.  

Other Helpful Information: This plant is very resilient as it can thrive in dry soil and resists pests.


COLUMBINE

Name: Aquilegia canadensis

Where to plant: This plant can grow in the sun or shade.

Appearance: Enjoy delicate red and yellow flowers.  

Other Helpful Information: The columbine will attract hummingbirds and butterflies to your garden!


SWAMP MILKWEED

Name: Asclepias incarnata

Where to plant: The swamp milkweed can grow in moist or average soil but needs to be placed in plenty of sunlight.

Appearance: Clusters of pink flowers will appear in mid-summer on the 5 foot tall stems.

Other Helpful Information: Monarch butterflies love this beautiful plant.  


COMPASS PLANT

Name: Silphium laciniatum

Where to plant: This plant needs full sun.

Appearance: A giant of a plant, this flower grows up to 9 feet tall. It blooms with bright yellow, sunflower-like petals.  

Other Helpful Information: The compass plant is so called because it aligns itself from north to south in order to conserve water!  


BUTTERFLY WEED

Name: Asclepias tuberosa

Where to plant: This drought resistant prairie plant needs direct sunlight to grow.  

Appearance: During the summer, the plant blossoms with bright orange petals.   

Other Helpful Information: As its name suggests, butterflies love this plant.   


WILD ANEMONE

Name: Anemone canadensis

Where to plant: This perfect border plant needs organic-rich, moist soil.  

Appearance: Large white flowers will appear in your garden in the summer.   

Other Helpful Information: The wild anemone is perfect for filling up large spaces within your garden as it rapidly spreads on its own.   


SPIDERWORT

Name: Tradescantia sp

Where to plant: This versatile plant can grow in sun or shade but requires moist soil.

Appearance: This beauty will blossom in a variety of colors, depending on the strain of the plant, every spring with three-petaled flowers. 

Other Helpful Information: The spiderwort is a perennial.   


GOLDENROD

Name: Solidago sp

Where to plant: Place the goldenrod in full sun and well-drained soil.

Appearance: Your garden will continue to look lovely into the autumn months when the golden-yellow flowers appear.  




BLOODROOT

Name: Sanguinaria canadensis

Where to plant: This groundcover can grow in the shade.

Appearance: Daisy shaped flowers will cover the lower part of your garden with this delicate plant.

Other Helpful Information: The bloodroot will go dormant during the summer so make sure to plant it near summer blossoming plants to avoid blank spaces in your garden.


JACK-IN-THE-PULPIT

Name: Arisaema triphyllum

Where to plant: This plant is perfect for shady areas of your garden.

Appearance: Produces hooded green petals with red lines throughout the summer months and, in fall, red berries often appear.


CULVER'S ROOT

Name: Veronicastrum virginicum

Where to plant: This plant can thrive whether in sun or part shade but needs plenty of water.

Appearance: Culver’s Root grows up to 6 feet tall and produces white flowers.

Other Helpful Information: This plant is a magnet for butterflies to your garden.


BLUE SAGE  

Name: Salvia pitcheri

Where to plant: This plant needs full sun.

Appearance: Your garden will look beautiful with lovely sky blue flowers that blossom in early fall.

Other Helpful Information: Blue sage is a perennial.


PENSTEMON

Name: Penstemon digitalis 

Where to plant: Make sure to keep the soil around the penstemon moist.

Appearance: During the summer, white flowers will appear amongst the burgundy hued foliage of this plant.

Other Helpful Information: You can rely on this plant to return yearly.


LITTLE BLUESTEM

Name: Schizachyrium scoparium

Where to plant: This grass needs plenty of sun.

Appearance: A great plant throughout the year, the little bluestem adds color to your garden every season. During the fall and winter, the stems are a purple-bronze hue. As it starts to warm up outside, the foliage turns blue-green. 

 

Update your curb appeal with these native plants to Sell your Fox River Valley home for top dollar! Give The Rullo Team  a call at (630) 513-1771 or visit http://www.therulloteam.com/ today!

 

Source: Better Homes & Garden

Mark Your Calendars for the St. Charles Fine Art Show!

by The Rullo Team

Save some free time this upcoming Memorial Day weekend for the 21st annual St. Charles Fine Art Show!!! Head to Riverside Avenue & Main Street in beautiful downtown St. Charles on Saturday, May 25th from 10:00 am to 6:00 pm and Sunday, May 26th from 10:00 am to 5:00 pm for this incredible art event!

The St. Charles Fine Art Show showcases the original, juried work of around 100 fine artists. You will find the most beautiful works of art in ceramics, drawing, glass, jewelry, mixed media, painting, photography, sculpture, wood, and so much more. Every piece of exhibited work is available for sale during the art show! Find some great new art for your very own Fox River Valley Home! In addition to all of the exhibited art, there will be fun hand on art activities for all ages and live musical entertainment throughout the event! And, the best part? Admission and parking are totally FREE!

Occurring alongside the St. Charles Fine Art Show is Paint the Pavement – A Chalk Fest!

Watch professional and amateur artists transform our sidewalks into colorful masterpieces during the two days. Want to showcase your own artistic side? Everyone is invited to participate! Register for free HERE to claim your very own part of the sidewalk canvas!

 

 

Follow The Rullo Team on Facebook and check out our Website for more fun community events!



Image Credit: City of St. Charles

Budget For These Home Maintenance Tasks When You Buy!

by The Rullo Team


There are some costs that homeowners know the budget for when buying their
Fox River Valley home. These include down payment, closing costs, and moving expenses. But, what about home maintenance? Just because the home inspection came up squeaky clean doesn’t mean that you don’t need to make any repairs or changes to the home.

 

In fact, the first year of ownership tends to be the most expensive, as you fill the home with new furniture and appliances, add personal touches, and complete those repairs that you find are needed. It can be hard to know exactly how much you need for home maintenance as you put together your budget for buying a new home.

 

Here are some immediate home maintenance costs that you should set aside money for:

 

  1. New Locks - You have no way of knowing who has a key to your new home. Be sure to install new locks on every exterior door.

  2. Fire Extinguisher - For the safety of you and your family, your home should have at least one fire extinguisher. If there isn’t one left at the property, purchase one for your kitchen.

  3. Chimney Sweep - It may have been years since the fireplace and chimney in your new home were properly cleaned. Before using it, be sure to hire a professional to come in and clean everything out of it.

  4. HVAC Maintenance - While the HVAC system might seem to be running properly, you can’t be certain when the last time it was maintained professionally. Have someone come inspect it and make any necessary repairs as soon as you move in to avoid pricey repairs in the future.

  5. Trimming Trees - The trees outside were not part of your home inspection and some could cause issues in the future, especially if they are older. Be sure to have the trees trims to avoid any potential damage to your home.

 

While these are the key maintenance areas to focus on upon moving in, you should not stop budgeting for home maintenance. Be sure to always keep some savings aside for issues that may arise with your home. A general rule of thumb is to budget for 1% of your home’s purchase cost every year for emergencies and repairs. Note, if your home is more than 10 years old, you might want to budget for more.


Follow us on Facebook and check out our Website for more helpful home maintenance and budgeting tips throughout the year.

 

Celebrate Mom in the Fox River Valley!

by The Rullo Team

It's time to celebrate that most special woman in your life.....MOM! Mother's Day is Sunday, May 12th. Thank mom for all that she does at fantastic holiday events hosted throughout the Fox River Valley. Whether it is a delicious brunch at one of your favorite local restaurants, finding the perfect Mother's Day present at one of the unique stores in our areas, or taking her out for a fun evening of entertainment, you can find the perfect way to show your mother how much you appreciate her! Here are our recommendations for this Mother's Day in the beautiful Fox River Valley!

 

 

Mother’s Day Brunch

Atwater's Restaurant | 15 South River Lane, Geneva

Time: 8:00 am - 2:00 pm

Cost: A la carte

Reservations: (630) 208-8920


Hotel Baker | 100 West Main Street, St. Charles

Time: 9:00 am - 2:30 pm

Cost: $55 per adult | $27 per child (ages 4-12) | FREE for children 3 & under

Reservations: (630) 584-2100


Pheasant Run Resort | 4050 East Main Street, St. Charles

Time: 9:00 am - 2:00 pm

Cost: $42.95 per adult | $19.95 per child (ages 5-12) | FREE for children under 5

Reservations: (630) 584-6300


Wildwood Restaurant | 477 South Third Street, Geneva

Time: 9:30 am - 2:30 pm

Cost: $50 per adult | $25 per child (ages 5-11) | FREE for children under 5

Reservations: (630) 377-8325


Holiday Inn & Suites Chicago Northwest - Elgin | 495 Airport Road, Elgin

Time: 10:00 am - 1:00 pm

Cost: $29.95 per adult | $15.95 per child (ages 6-11)

Reservations: (847) 488-9000


Niche Restaurant | 14 South Third Street, Geneva

Time: 10:00 am - 2:00 pm

Cost: $48 per adult | $24 per child (ages 12 & under)

Reservations: (630) 262-1000


Francesca's By The River | 200 South Second Street, St. Charles

Time: 10:00 am - 3:00 pm

Cost: $42 per adult | $16 per child (ages 12 & under)

Reservations: (630) 587-8221


The Oscar Swan Country Inn | 1800 West State Street, Geneva

Time: 11:30 am OR 2:30 pm (2 seatings)

Cost: $49 per adult | $20 per child (ages 2-7) | FREE for children under 2

Reservations: (630) 232-0173


 

The Rullo Team wishes all the moms throughout the Fox River Valley a very happy Mother's Day!!!

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