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5 Terms To Help You Close On Your Dream Fox River Valley Home!

by The Rullo Team

If you are in the market for a new Fox River Valley home, we know that the buying process can seem a bit complicated. This is especially true when there are words being used that you don't know how to define! Become a home Buying pro by knowing the definition of 5 important closing terms. Use these simple definitions as a starting off point to understanding the home buying process!

 

1) Down Payment – The down payment requires you to put money up front in order to secure a home loan. In general, mortgage lenders require 3% to 20% of the home value.

 

2) Private Mortgage Insurance (PMI) – If you make a down payment that is less than 20% of the price of the home, you will likely have to pay for private mortgage insurance. This insurance protects your lender in case you end up in foreclosure.

 

3) Annual Percentage Rate (APR) – The APR covers all the finances and credit costs you will incur from taking out a loan. These costs include the interest rate, broker fees, points, and other credit charges.

 

4) Closing Costs – Buyers and sellers both pay closing costs based on the agreement reached during price negotiations. These costs includes application fees, property fees, attorney charges, settlement documents, title examination, and title insurance.


5) Loan Estimate (LE) – The LE includes every detail of your loan agreement terms, including the estimated closing costs.



Let us help you close on your very own dream home this fall! Check out our current Homes for Sale . Give the Rullo Team a call today or visit our website at http://www.therulloteam.com/ today!

Get Your Home Ready For Fall With The Perfect Pumpkin!

by The Rullo Team

The first day of Fall is right around the corner on the 23rd! It is one of our favorite times of year! The cool sunny days, the crisp air, stunning colors of leaves, cozy sweaters, and the buzz of energy as we head into the end of the year are all some of the best aspects of the season. One of our other favorite fall things…...PUMPKINS. Here are our area's BEST PUMPKIN PATCHES for you to find the perfect pumpkin to decorate your Fox River Valley home this autumn!

 

Windy Acres

Address: 37W446 Fabyan Parkway

Geneva, IL 60134

Phone: 630-232-6429

Fax: 630-232-6459

Website: Windy Acres

Email: [email protected]

 


Kuipers Family Farm

Address: 1N318 Watson Road

Maple Park, IL 60151

Phone: 815-827-5200

Fax: 815-827-4100

Website: Kuipers Family Farm

 


Sonny Acres Farm

Address: 29W310 North Avenue

West Chicago, IL 60185

Phone: 630-231-3859

Website: Sonny Acres Farm

 


Abbey Farms

Address: 2855 Hart Road

Aurora IL, 60502

Phone: 630-966-7775

Website: Abbey Farms

 

 

If you are interested in more information about activities and events around the Fox Valley area, Like and Follow us on our Facebook page and check back to Our Blog weekly.


 


A Weekend Of Fun Ahead At Geneva's Festival Of The Vine!

by The Rullo Team

Let your cup overfill with fun at this year's Festival of the Vine!!!! Head to downtown Geneva on Friday, September 6th, through Sunday, September 8th, for this favorite festival of art, entertainment, food, and wine! Enjoy delicious wine, tasty food, and plenty of community fun. The highlights are truly the wine tasting and the samplings at the Flavor Fare. Do not miss the Special Wine Tasting & Culinary Events. But, there is so much more for the whole family! Here is all the information you need to make the most of your weekend at the 38th Annual Fesitval of the Vine in beautiful Geneva, Illinois!

 

 Festival of the Vine Brochure

 

Music Lineup

Main Stage at the Flavor Fare (West State & North Fourth Streets)

Friday, September 6th

4:00 pm – 5:30 pm | The Loose Screws 

6:00 pm – 7:30 pm | SonicSoul 

8:00 pm – 10:00 pm | Suburban Cowboys 

Saturday, September 7th

4:00 pm – 5:30 pm | Drew Clausen

6:00 pm – 7:30 pm | The Davenport Project 

8:00 pm – 10:00 pm | Gina Glocksen Band

Sunday, September 8th

12:00  pm – 2:00 pm | The GMRC Band 

2:30 pm – 4:30 pm | The Dreadnaughts

Concerts on the Green (Third & James Streets)

Friday, September 6th

12:00 pm – 2:00 pm | Mike Silvestri 

Saturday, September 7th

12:00 pm – 2:00 pm | Dominic Glimco

Sunday, September 8th

12:00 pm – 2:00 pm | Jim Green

 

Flavor Fare Information

Hours: 11:00 am – 10:00 pm (Friday & Saturday) | 11:00 am – 5:00 pm (Sunday)

Cost: $1 per ticket | Food costs 1-10 tickets & Wine costs 6-16 tickets

**Ticket sales end ½ hour prior to closing

Festival Wine List

Food Menu

 



The Rullo Team wishes everyone a weekend of food and fun at the Festival of the Vine! Follow us on Facebook and check out our Website for information on more fantastic community events taking place throughout the year in the Fox River Valley!



Image Credit: Geneva Chamber of Commerce


Labor Day Weekend Festivities in the Fox River Valley!

by The Rullo Team

Labor Day Weekendis here! Celebrate the unofficial end of summer in the beautiful Fox River Valley! Host a fantastic backyard barbecue with family and friends! Spend time in the great outdoors at one of the amazing recreational facilities in the area. Or attend one of the fun filled community festivals taking place this weekend! 


Maple Park Fun Fest 2019

Date: Saturday, August 31st - Sunday, September 1st

Time: 5:00 pm - 6:00pm

Location: Central Gardens of North Iowa (800 2nd Avenue North, Clear Lake)

Cost: FREE admission!

Do not miss on all the fun to be had this weekend at this year’s Maple Park Fun Fest! Explore the car show. Find unique goods at the craft show. Participate in the bags tournament. Bring your children to the Kids Zone for great activities. Decorate your bike and wagon for the parade. Listen to hours of live entertainment. Dine on delicious cuisine from the numerous food vendors. And, watch a spectacular fireworks display! Check out every thing that is going on during this fabulous community event by checking out the full schedule HERE

43rd Annual Fox Valley Folk Music and Storytelling Festival

Date: Sunday, September 1st - Monday, September 2nd

Time: 11:00 am - 8:30 pm (Sunday) | 11:00 am - 6:00 pm (Monday)

Location: Island Park (2 East State Street, Geneva)

Cost: $25 per adult | $15 per teen | FREE for children 12 & under

Spend Labor Day weekend with music and words at this incredible community event! Enjoy fantastic live musical performances by Boo BradleyBob BoveeCajun StrangersAndrew & Casey CalhounCurtis & LorettaMark DvorakDel ReyGina ForsythJohn GorkaDonna Herula DuoRev. Robert JonesDavid MassengillJohn RobertsRed Tail RingSteam MachineMichael SmithPop WagnerMatt Watroba, and more! Listen to stories byDonna WashingtonMegan WellsRev. Robert JonesDavid MassengillFox Valley Storytelling Guild, and more! Attend special workshops withChicago Sacred Harp SingersTwo Way Street Favorites, and more! Do not miss the Old Time Barn Dance and Ghost Stories on Sunday evening only. Check out the full schedule HERE

2019 Downtown Batavia Block Party

Date: Sunday, September 1st

Time: 4:00 pm - 9:00 pm

Location: Downtown Batavia (Peg Bond Center & North River)

Cost: FREE Admission!

There is fun for the whole family at the Downtown Batavia Block Party. Play fun lawn games and bags. Enter your most delicious pie in the bake-off. Marvel at classic cars. Dance the night away to live performances by River City Revival, The Heavy LiftingBatavia Academy of Dance, and The Breakfast Club. And, dine on the best food Batavia has to offer!

 

The Rullo Teamwishes everyone in the Fox River Valley a happy and safe Labor Day Weekend!

Hire The Right Realtor For The Job With These Interview Questions!

by The Rullo Team

Although it is possible to sell your home on your own, research has shown that sellers have the most success when they work with a realtor. Sellers should begin looking for a realtor six to eight weeks prior to listing their home. There are many realtors out there but you want to make sure that you work with the best of the best. An Experienced Realtor will provide you with the expertise and time needed to sell your home quickly and for top dollar. In order to find the best realtor for the job, you should ask them several questions. This will help you assess whether they are the right fit for you. Here are the top questions to ask potential realtors when you are ready to Sell your Fox River Valley home!

 

1. How many years experience do you have working as a realtor? Do you do it full time?

2. Have you sold homes within my neighborhood and how many in the past year?

3. What price range do the homes you sell typically fall within? What is the average sold-to-list price for the homes you have sold?

4. What fee do you charge for your work?

5. How will my home be marketed to sell?

6. Do you operate as a team with other realtors or will I be working exclusively with you? How available will you be throughout the process?

7. How long do the homes you sell typically stay on the market? What do you do to make homes sell quicker?

 

Asking these particular questions can help you find the best realtor for your home sale. Choose the agent that fully understands your goals and needs and has the experience and knowledge to best sell your home.


The Rullo Team has been recognized throughout the Fox River Valley and beyond for our selling success. Give our team a call today or visit our website at http://www.therulloteam.com/. We cannot wait to work with you!

 


Find The Perfect Fox River Valley Home For Your Family!

by The Rullo Team

Room for a nursery? Check. Good school district? Check. Home buyers with kids (or who hope to have kids soon) know to look for properties with certain kid-friendly characteristics ... but do you know all the things you should check? Home buyers with kids have several things that they always keep in mind when they begin searching for a home. These include location within a great school district, room for your family to grow, and safety of the neighborhood. But, what about those things that are overlooked that could make a home less conducive for everyone in your family. If you are a parent and are in the market for a new home in the Fox River Valley, consider these 8 factors as you begin your search!


1. Open Floor Plan

If you have younger children, an open floor plan allows you to keep your kids in sight while you are taking care of other things, such as preparing dinner, in your home. Look for homes that have the family room, dining room, and kitchen open. Even as your kids get older and start using the basement or bonus room more, this open space will still be a perfect spot to gather together as a family throughout the day.

 

2. Placement of Bedrooms

Not only do you want to make sure your new home has enough bedrooms for everyone in your family, but you should also consider where those bedrooms are placed within the home. Decide whether you want to have all of the bedrooms located on the same floor so you can always hear what is happening in your children's bedrooms OR if you prefer the master bedroom on the first floor for some privacy.


3. Hot Items

Think about areas of the home that could get hot and potentially burn your children if touched. Radiators (though mostly found in older homes) can be hot to the touch. In addition, the glass over gas fireplaces can also become so hot that one could be burned if they accidently touch it. Make sure that you take necessary precautions if you have younger children in the home.


4. View of the Backyard

As important as it is to have a back yard for your children to play it, it is just as important to have an easy sightlight to that backyard from inside your home. This will allow you to keep an eye on your children as you do chores within the home.


5. Flat Yard

If your lot is too steep, it can make playing difficult and even dangerous for your children. Find a yard that is flat so your kids can safely play all that they want to.


6. Neighbors

Try to find out who the neighbors are in the area. Your children's safety should always be at the top of your mind when picking a new house.


7. Sidewalks

Even if you make sure not to move onto a street that has too much traffic, it can still be dangerous for kids to play and walk around outside if there aren't sidewalks in the area.


8. Walkability

Along with sidewalks, buyers with kids should pick out a home that is close to amenities. Make your life more convenient by moving to a spot that has parks, schools, restaurants, and stores within walking distance.



For more Home Buying Tips or to Search Homes for Sale in the Fox River Valley, give us a call today or visit our website at http://www.therulloteam.com/. We are happy to here to help you find a home that perfectly fits the needs of you and your children.

As summer winds down, you want to make sure that your Fox River Valley home is in tip-top shape. Now is the perfect time to complete some easy but important home maintenance projects before the seasons start to change. Here are the top maintenance tasks that you should do around your home this month.

 

Complete Important Yearly Checks!

Now is a great time to complete those yearly maintenance tasks. Service and clean your HVAC system to keep it running properly throughout the rest of the year. Check all your fire/smoke alarms to ensure they are working properly. Clean out your chimney so you can safely keep your family warm during the colder months ahead.

 

Keep Pests Away!

Just as you will be start spending more time indoors, pests will try to as well. Avoid unwelcome house guests by checking for small and large holes around your house. Use caulking or netting to cover up. Do an inspection of your attic's insulation to make sure that there are no holes created by pests. Cover up those holes to avoid potential ice damage from occurring to your roof this upcoming winter.

 

Check The Exterior!

End of summer is the perfect time to do a thourough check of the outside of your home. Finding necessary repairs now will help save you stress and money as we head closer to winter. Clear gutters of fallen leaves and debris so water can properly move away from your home. Look for loose or missing shingles that need to be replaced. Make sure that all the caulking around doors and windows is adequate and repair as necessary. Remove debris and trim your vegetation so it can grow properly come the next year.

 

Winterize Your Irrigation System!

Check the manufacturer's instructions to winterize your irrigation/sprinkler season so that it remains protected during the colder months. You can continue to use your sprinklers during the final days of summer but consider putting them on a timer since we tend to experience more rainfall that can naturally hydrate your lawn and garden.

 

Safety First!

With increased precipitation and colder temperatures, icy weather will be here before we now it! Inspect the handrails and supports on your patios and decks to ensure that you and others have something to safely grab onto should you fall. Keep walkways clear of debris.



Keep your Fox River Valley in top working order no matter the season by checking out The Rullo Team's Website and following us on Facebook throughout the year!

Mark Your Calendars for the 2019 Geneva Concours d'Elegance!

by The Rullo Team

The Fox River Valley is the perfect spot for car enthusiasts! Throughout the summer, there are incredible car shows in the area for owners of classic cars and community members that love to admire them. St. Charles Cruise Nites takes place several Tuesday evenings on Riverside Avenue and every Thursday evening features the Geneva Classic Car Show at the Kane County Courthouse. Along with these fun recurring events, the ultimate car show every year is the Geneva Concours d’Elegance, which will be shifting into gear on Sunday, August 25th!


 


Head to Third Street (from State to South Street) in downtown Geneva for the 2019 Geneva Concours d'Elegance! On Sunday, August 25th, hundreds of classic car enthusiasts from around the country will meet in Geneva to marvel at a stunning collection of antique, classic, exotic, modern, and race cars. This year’s Concours will celebrate the 100th birthday of the Bentley Motor Car Company and celebrate the Diamond Anniversary of the Sports Car Club of America. Celebrate the artistic and engineering heritage of the automobile in American culture in beautiful downtown Geneva. Car show participants can register starting at 7:00 am on Fulton & South Second Street. Judging occurs at 9:00 am and the Awards Ceremony will be held at 3:00 pm on Franklin & South Third Street. The Geneva Concours d’Elegance is a FREE event and is open to the public between 10:00 am and 4:00 pm.


There are other Special Events occurring for the Geneva Concours d’Elegance on Saturday, August 24th. Tour at J.A. Air Center Aurora Airport (Sugar Grove) at 10:00 am. Enjoy beautiful classic cars and airplanes as you explore the center. A catered lunch will be provided under the canopy. The cost is $45 per person. Treat yourself to Cocktails & Candlelight Dinner at Dunham Woods Riding Club (Wayne) at 6:00 pm. Drive up to the event in style in your classic car and enjoy an evening with participants and car lovers. The cost is $100 per person. Reserve your spot for either or both of these fantastic events by filling out the Ticket Order Form HERE!


No matter what your hobby or passion, the Fox River Valley is the perfect place to pursue what you love! Search Current Fox River Valley Homes For Sale to find your next dream home today!


Image Credit: City of Geneva

Get Your Garden Ready For the Post-Summer Cool Down!

by The Rullo Team

As summer winds down, it is the perfect time to get your garden ready for the end of the year. Protect your Fox River Valley garden for the rest of 2019 by following these simple tasks!

 

Water

Your plants and trees will need lots of moisture in their roots to survive the colder months. Be sure to water them well over the next several months to ensure their survival.

Amend Your Soil

Till the soil and add compost to get the soil ready for next year.

Plant Fall Annuals

Keep your garden looking great well into fall by planting annuals that thrive in autumn, such as mums, kale, and pansies.

Add Shrubs and Evergreens

Plant shrubs and evergreens early in Fall to allow their roots to grow before the ground freezes.

Lower Your Lawn Mower

It is important to keep cutting your grass before the winter. Allow the soil to dry out quicker in the spring by keeping its cutting height low.

Clear Rose Beds

Remove fallen debris from roses from the bed since this foliage can cause diseases to thrive and will destroy your garden next year.

Divide Perennials

Rearrange your plants as you divide your perennials.

Remove Weeds

Make sure to take out all the weeds from your garden before you cannot get them out of the frozen ground.

Dig Up Annuals

Remove any dead annuals from your garden.

Save Summer Bulbs

If you loved some of your flowers from this year, dig up the bulbs and save them for next year.

Plant Bulbs

For bulbs that are hardy enough to survive the winter months, plant them at the beginning of fall so you will have beautiful blooms right away in spring.

Feed Your Lawn

Add important nutrients to your lawn so it remains healthy throughout the winter.

Rake & Mulch

Get rid of all fallen leaves from your yard and add mulch to your garden beds.

Protect Plants

Plants that cannot survive the colder temperatures should be protected. After the first freeze, place mulch or other protective coverings over them.

Force Bulbs Indoors

Plant some bulbs indoors so that they bloom early in the year and are ready to transfer to your garden as soon as the ground thaws.

Keep Container Plants Indoors

Make sure to remove pests and dead foliage from container plants and bring them indoors to protect them from the cold.

Empty Hoses and Other Watering Equipment

Be sure to remove all water from your hoses, irrigation systems, fountains, and other watering equipment before storing them in a dry place for the winter.


 

Check The Rullo Team's website for more helpful home maintenance and landscaping tips for every season of the year!

School Bells Are About To Ring In Fox River Valley!

by The Rullo Team

 

 

School buses will once again be filled with students throughout the Fox River Valley! That’s right! It is time to head back to school! Make sure those backpacks are packed before the first bell! Here is a list of the first day of school for all local public school districts in our area.


Batavia Public School District 101 | 335 West Wilson Street, Batavia

First Day of School: Wednesday, August 14th

2019 - 2020 District Calendar 


Community Unit School District 308 | 4175 Route 71, Oswego

First Day of School: Wednesday, August 14th

2019 - 2020 District Calendar 


East Aurora School District 131 | 417 Fifth Street, Aurora

First Day of School: Wednesday, August 14th

2019 - 2020 District Calendar 


Geneva CUSD 304 | 227 North Fourth Street, Geneva

First Day of School: Wednesday, August 21st

2019 - 2020 District Calendar 


Indian Prairie School District 204 | 780 Shoreline Drive, Aurora

First Day of School: Monday, August 19th

2019 - 2020 District Calendar 


Kaneland CUSD 302 | 47W326 Keslinger Road, Maple Park

First Day of School: Wednesday, August 14th

2019 - 2020 District Calendar 


School District U-46 | 355 East Chicago Street, Elgin

First Day of School: Wednesday, August 14th

2019 - 2020 District Calendar 


St. Charles CUSD 303 | 201 South 7th Street, St. Charles

First Day of School: Wednesday, August 14th

2019 - 2020 District Calendar 


West Aurora School District 129 | 1877 West Downer Place, Aurora

First Day of School: Wednesday, August 21st

2019 - 2020 District Calendar 



The school districts in the Fox River Valley are some of the top ranked public school districts in the state. Set your child up for academic and personal success! Search Current Fox River Valley Homes For Sale to find your next dream home in a top rated district today! The Rullo Team hopes all Fox River Valley students have a successful and fun 2019-2020 school year!!!

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