Real Estate Information Archive

Blog

Displaying blog entries 1-10 of 29

5 Terms To Help You Close On Your Dream Fox River Valley Home!

by The Rullo Team

If you are in the market for a new Fox River Valley home, we know that the buying process can seem a bit complicated. This is especially true when there are words being used that you don't know how to define! Become a home Buying pro by knowing the definition of 5 important closing terms. Use these simple definitions as a starting off point to understanding the home buying process!

 

1) Down Payment – The down payment requires you to put money up front in order to secure a home loan. In general, mortgage lenders require 3% to 20% of the home value.

 

2) Private Mortgage Insurance (PMI) – If you make a down payment that is less than 20% of the price of the home, you will likely have to pay for private mortgage insurance. This insurance protects your lender in case you end up in foreclosure.

 

3) Annual Percentage Rate (APR) – The APR covers all the finances and credit costs you will incur from taking out a loan. These costs include the interest rate, broker fees, points, and other credit charges.

 

4) Closing Costs – Buyers and sellers both pay closing costs based on the agreement reached during price negotiations. These costs includes application fees, property fees, attorney charges, settlement documents, title examination, and title insurance.


5) Loan Estimate (LE) – The LE includes every detail of your loan agreement terms, including the estimated closing costs.



Let us help you close on your very own dream home this fall! Check out our current Homes for Sale . Give the Rullo Team a call today or visit our website at http://www.therulloteam.com/ today!

Check out these amazing Featured Homes for September!

by The Rullo Team

September's Incredible Featured Homes!

How can we assist you in finding your dream home?


5N501 ABBEY GLEN DRIVE, ST. CHARLES, IL

$539,765.

5 Bedrooms/ 5 Baths/ 4,874 SqFt

View more photos here

Quality built home with elaborate trim & moldings, transom & full bay windows, glistening hardwoods on entire first floor... Finished walk-out basement, 5 full baths, private tree lined lot & much more! 2-story foyer with split "T" stairway & leaded glass entry... Huge kitchen with Corian counters, built-in ovens - dinette opens to upper deck & beautiful yard with expansive brick paved patio & walkways! Den with wall of built-ins, closet, & connecting full bath... Impressive 2-story family room with stacked windows & dramatic fireplace! Master bedroom with tray ceiling, whirlpool bath... All bedrooms are spacious & have big walk-in closets... Bedroom 2 with en-suite bath... Bedrooms 3 & 4 with jack 'n jill bath! Quality finished deep pour walk-out basement with full bath, fireplace, built-ins, rec area & lots of windows!! New: roof, gutters, 3 zone furnace & air conditioner, freshly painted & more!! Wonderful neighborhood - fish in the community pond!

____________________________________________________________________________________

929 FOX GLEN DRIVE, ST. CHARLES, IL

$799,000.

4 Bedrooms/ 6.5 Baths/ 8,748 SqFt

View more photos here

Exceptional home & value-enjoy 8,700 sq ft of living in this custom home located on one of the most scenic lots to be found!! This high gently sloping private lot commands amazing year-round wooded & water views that overlook the St. Charles Country Club Golf Course...The beautifully landscaped yard with in-ground pool & built-in spa is stunning! This impressive home has exceptional millwork & detail throughout & a fabulous open floor plan...Foyer with floating stairway...Living room with 19 ft ceiling & fireplace... Dramatic 2- story family room with soaring fireplace,recessed wet bar & walls of stacked widows...Granite kitchen with stainless steel appliances opens to upper decks & incredible yard...Richly paneled den with fireplace & boxed beamed ceiling...The 2nd floor features a versatile 31x17 loft with wide planked hardwood flooring...Master bedroom retreat with luxurious vaulted bath with body spray shower-3 spacious bedrooms each with en-suite bath!! Finished deep pour walk-out basement opens to expansive patios...Recent updates include wood shake roof,windows,flooring,fixtures...

___________________________________________________________________________________

4N589 HIGH MEADOW ROAD, ST. CHARLES, IL

$575,000.

4 Bedrooms/ 3.5 Baths/ 3,995 SqFt

View more photos here

Wonderfully updated home on a beautiful wooded lot in sought after neighborhood - renovated kitchen, baths, fixtures, hardware... Exceptional millwork... Elegant move-in decor!!  You will love the granite kitchen with Stainless Steel appliances and the octagonal dinette that opens to a dramatic 2-story 4-season sunroom which leads to an expansive maintenance free pergola deck and brick paved patio with a granite kitchen which overlooks a truly spectacular private setting!! Master bedroom with a cozy fireplace, 2 walk-in closets, and a luxurious bath with Jacuzzi and body spray shower - huge bedrooms all with dual closets... Bedroom 3 opens to a 17x12 versatile bonus room! Sunken family room with impressive fireplace also opens to the lovely sunroom... Finished walk-out basement with bath, recessed wet bar, fireplace, playroom, and a rec room that opens to the private lower patio and the beautifully landscaped yard with stone outcroppings!!!

 

Fall is an excellent time to purchase your dream home!  Less competition and bidding wars...and a great inventory of homes!  What does your dream home look like?  Let our team of experts find and negotiate the perfect home for you!

You may also get started here with a customized home search below:

Find my Dream Home

Find The Perfect Fox River Valley Home For Your Family!

by The Rullo Team

Room for a nursery? Check. Good school district? Check. Home buyers with kids (or who hope to have kids soon) know to look for properties with certain kid-friendly characteristics ... but do you know all the things you should check? Home buyers with kids have several things that they always keep in mind when they begin searching for a home. These include location within a great school district, room for your family to grow, and safety of the neighborhood. But, what about those things that are overlooked that could make a home less conducive for everyone in your family. If you are a parent and are in the market for a new home in the Fox River Valley, consider these 8 factors as you begin your search!


1. Open Floor Plan

If you have younger children, an open floor plan allows you to keep your kids in sight while you are taking care of other things, such as preparing dinner, in your home. Look for homes that have the family room, dining room, and kitchen open. Even as your kids get older and start using the basement or bonus room more, this open space will still be a perfect spot to gather together as a family throughout the day.

 

2. Placement of Bedrooms

Not only do you want to make sure your new home has enough bedrooms for everyone in your family, but you should also consider where those bedrooms are placed within the home. Decide whether you want to have all of the bedrooms located on the same floor so you can always hear what is happening in your children's bedrooms OR if you prefer the master bedroom on the first floor for some privacy.


3. Hot Items

Think about areas of the home that could get hot and potentially burn your children if touched. Radiators (though mostly found in older homes) can be hot to the touch. In addition, the glass over gas fireplaces can also become so hot that one could be burned if they accidently touch it. Make sure that you take necessary precautions if you have younger children in the home.


4. View of the Backyard

As important as it is to have a back yard for your children to play it, it is just as important to have an easy sightlight to that backyard from inside your home. This will allow you to keep an eye on your children as you do chores within the home.


5. Flat Yard

If your lot is too steep, it can make playing difficult and even dangerous for your children. Find a yard that is flat so your kids can safely play all that they want to.


6. Neighbors

Try to find out who the neighbors are in the area. Your children's safety should always be at the top of your mind when picking a new house.


7. Sidewalks

Even if you make sure not to move onto a street that has too much traffic, it can still be dangerous for kids to play and walk around outside if there aren't sidewalks in the area.


8. Walkability

Along with sidewalks, buyers with kids should pick out a home that is close to amenities. Make your life more convenient by moving to a spot that has parks, schools, restaurants, and stores within walking distance.



For more Home Buying Tips or to Search Homes for Sale in the Fox River Valley, give us a call today or visit our website at http://www.therulloteam.com/. We are happy to here to help you find a home that perfectly fits the needs of you and your children.

Simple Chores To Complete After Moving In!

by The Rullo Team

There is always a lot of information and advice about Buying a home. What the process entails, when to do it, what you need, etc. But, after you close on the home and have your boxes packed and ready to go, what should you do? There are actually a few simple chores that you should always do once you move into your new home. You just made a major investment and you want to make sure it is in tip-top shape as you start to make it your own.  


Change Locks: In all reality, when you purchase a new home, you truly have no idea who all has keys to it. As soon as you move in, change all of the locks. You can either re-key or buy entirely new lock sets.

 

Check for Leaks: Other a home inspection has been completed, you still want to verify that there aren't any plumbing issues. Check for any leaks throughout the home. You want to handle these right away because they could lead to costly damage in the future if left unchecked.

 

Remove Pests: Hopefully, this is not an issue that you run into but you want to make sure you do not have any unwelcome "roommates" in your home. If you find pests, consider hiring a professional in order to complete eradicate the issue from the onset and give you peace of mind.

Inspect the HVAC System: Living in the Fox Valley, we know that we need our AC in the summer and our heat in the winter. Make sure you know how to use the HVAC system and that it is working properly throughout the home.

 

Update Lighting: The lighting throughout the house might not be your preference. As you start to settle in, determine how you prefer the lighting in each room and make changes accordingly, whether with overhead lights or accent lights.

Know the Circuit Breaker: If the previous owner did not do so, label the fuses in the circuit breaker. Figure out which ones control which rooms and mark accordingly so you can easily turn the power back on when needed.

 

Understand the Main Water Valve: We can get stormy weather in the Fox River Valley. Between this and plumbing emergencies, it might be necessary to turn off the main water valve from time to time. Find out whether it is located inside or outside of the home and know how to turn it off for these situations.

Clean the Carpets: Have a completely fresh start in the home by deep cleaning the carpets. Rent a steam cleaner or hire a professional to handle. Although the carpets might appear clean, this will give you the peace of mind that your home is sparkly and new.

 

 

If you are looking to BUY, work with The Rullo Team to help you find your dream home in the Fox River Valley. Give our team a call today or visit our website at http://www.therulloteam.com/.

Discover Beauty at the Geneva Arts Fair!

by The Rullo Team

 

Find something beautiful at the 18th annual GENEVA ARTS FAIR!!! Head to historic Downtown Geneva (100 South Third Street) on Saturday, July 27th, and Sunday, July 28th, from 10:00 am to 5:00 pm daily for a visual feast you do not want to miss! Admission is FREE!


 

Explore the booths of 155 Talented Artists from around the country! The fair showcases a wide variety of artistic mediums - including ceramics, drawings, glass, jewelry, paintings, sculptures, textiles, and so much more. Talk to the exhibiting artists about their methods and their inspirations as your marvel at their craft. All works of art are for sale meaning you can purchase a stunning new piece for your own Geneva home! Whether you are an beginning or avid collector, there is something you will surely love!


 

Discover even more beauty at the corners of Franklin and South Third Streets where incredible displays of foliage will be presented by Plandscape Inc. Join School of Art in the big white tent for a fantastic art project for the little ones! And, so much more artsy fun for the whole family!


 

The Geneva Arts Fair was named one of the Top 10 Best Arts Fairs in the country by ArtFairCalendar.com! This truly is an event that you do not want to miss!

 


Need a beautiful space to display your new works of art? Search Geneva IL Homes for Sale! If you are ready to Buy your dream home in Geneva IL, give The Rullo Team a call at (630) 513-1771 today!

 


Image Credit: Geneva Chamber of Commerce

Come One, Come All to the Kane County Fair!

by The Rullo Team

It’s time for the biggest summertime celebration in all of the Fox River Valley….. the 2019 Kane County Fair & Festival!!! For 151 years, our county has come together every summer to showcase what makes living in this area so great! Come join in on all the fun this Wednesday, July 17th, through Sunday, July 23rd, for 5 days of family fun and amusement!

 

The festivities are taking place at the Kane County Fairgrounds located at 525 South Randall Road in St. Charles. Join your friends, family, and neighbors for the endless activities and entertainment going on during the fair! Dine on classic festival food. Take a spin on some of the amusement rides or win carnival prizes on the Midway. Dance away to fun live entertainment at the Miller Lite Sound Stage. Check out all of the amazing local vendors and exhibits. Entertain the kiddos at the petting zoo and obstacle course. Swing by the Grandstand to watch several special events such as the demolition derby and bull riding!

 

Miller Lite Sound Stage Schedule

Thursday, July 18th
7:00 pm | Libido Funk Circus 

Friday, July 19th
8:00 pm | Hillbilly Rockstarz

Saturday, July 20th
8:00 pm | Hi Infidelity

Sunday, July 21st
7:00 pm | 7th Heaven

**All Miller Lite Sound Stage performances are FREE with fair admission!**

 

Grandstand Schedule   

Thursday, July 18th
7:00 pm | Monster Truck Show

Friday, July 19th
7:00 pm | Professional Championship Bull Riders & Cowgirls

Saturday, July 20th
1:00 pm | Championship Cowgirl & Barrel Racing

7:00 pm | Professional Championship Bull Riders & Cowgirls

Sunday, July 21st
4:00 pm | Ramer Race Promotions Demolition Derby

**Tickets for shows sold at Grandstand each night starting at 6:00 pm. Discounted tickets for the Friday and Saturday shows available through Ticketmaster.**

 

Hours of Operation

Wednesday | 3:00 pm to 11:00 pm

Thursday | 3:00 pm to 11:00 pm

Friday | 12:00 pm to 11:00 pm

Saturday | 12:00 pm to 11:00 pm

Sunday | 12:00 pm to 10:00 pm

**Exhibit halls close 2 hours earlier than the Midway.**

 

Ticket Information

General Admission
Wednesday | FREE for all!
Thursday | $5 per person | FREE for Senior Citizens (ages 62+) and Military (with ID) until 5:00 pm
Friday - Sunday | $10 per adult | $5 per child (ages 3-12)

Season Tickets
$20 per person

**Purchase tickets in advance HERE!**



Join The Rullo Team at the 151st Annual Kane County Fair! This amazing event brings the community together and makes the Fox River Valley an incredible place to live! Search Fox River Valley Homes for Sale to join in all the fun year round! Follow us on Facebook and check out our Website to find more reasons why you should call the Fox River Valley home sweet home!




Image Credit: Kane County Fair

Home Buying and the Home Inspection...is it necessary?

by The Rullo Team

Knowing what to expect every step of the way when buying a new home can help eliminate some of the stress from the process. One of the important steps during this process is the Home Inspection. This step occurs before the final closing on your home. A home inspection helps protect you and your investment by allowing you discover any potential issues with the home that might have been overlooked or undisclosed. You can then decide whether to renegotiate with the seller or, if the issues are too extreme, walk away from the home. Here are the important things to keep in mind when you are ready for a home inspection.

 


Make sure to hire a highly skilled home inspector. You want to make sure that you use someone that will complete a thorough review of the home. In order to find the best home inspector in the Fox River Valley, contact the Rullo Team for our recommendations. Once you have the names of recommended home inspectors, it is smart interview them to find the one best for you. Use this opportunity to find out about their training, expertise, and experience. You should also ask to see their past home inspection reports to make sure that they are highly detailed and offer recommendations for issues found.

 


Attend the home inspection, if possible. This will allow you to walk through the home with the inspector and find out about any issues immediately. It gives you the opportunity to fully discuss recommended fixes with a professional. The home inspector will review everything between the roof to the basement floor. Although the physical structure of the home and all major systems and appliances will be inspected, realize that there still could be some hidden issues that the inspector just is not equipped to reveal. By having a discussion with him during the process, you can ask questions and find out if there are additional things you should be on the lookout for should you decide to continue with purchasing the home.

 


For more Home Buying Tips or to Search Homes for Sale in the Fox River Valley, give us a call today or visit our website at http://www.therulloteam.com/. We are happy to help you every step of the way to find and purchase your dream home!

Looking to Buy your dream Fox Valley home? As a buyer, it is important to understand a home’s condition and maintenance. Learn to look past the design and decor elements of the home and recognize the structural “bones” of the house. Doing this will help you avoid potentially dangerous conditions and costly repairs should you end up buying the home. Become a smart buyer and use every opportunity you can to carefully inspect the home that you are interested in buying. Watch out for these warning signs that may be indicative of more serious structural problems within the home!

 

  • Incomplete or Badly Done Repairs/Renovations - Check for workmanship issues or tasks that seem incomplete.
  • Electrical Issues - Check for lights that flicker when on, warm outlets, flash burn signs near sockets and exposed wires.
  • Plumbing Issues - Check for leaky faucets, low water pressure, poor drainage, water stains near bathroom fixtures or on walls, peeling paint, musty or foul smells, and visible mold. 
  • Foundation Issues - Look for cracks in walkways and the driveway, unlevel floors and doorways (often noticeable in doors have large gaps underneath or on top of them), and trees with large roots near the foundation of the house. 
  • Roof Issues - Look out for warped, missing, or cracked shingles, materials that do not match the rest of the roof, and any noticeable wear or tear that indicates damage. 
  • Pest Issues - Check for areas that small rodents or insects could easily enter the house and be on the lookout for any wood damage that could indicate an issue. 

 

 

Being on the lookout for these warning signs allows you to have a more in depth conversation with the home inspector you hire. Work with an Experienced Realtor to help you throughout the process. Give our team a call today or visit our website at http://www.therulloteam.com/ to help you find the perfect home (free of warning signs) for you!

Relocate To One Of The Fox Valley's Top School Districts!

by The Rullo Team


With the 2018-2019 school year recently completed, now is the perfect time to think about where you want your child to attend school next fall! The
Fox River Valley is home to some of the highest ranked school districts within the entire state! Set your child up for success with a quality education by relocating to one of the area's best districts!


 

There are so many excellent school districts in the Fox River Valley area to choose from!

Indian Prairie Community Unit School District 204 | Homes for Sale

Geneva Community Unit School District 304 | Homes for Sale

St. Charles Community Unit School District 303 | Homes for Sale

Batavia Public School District 101 | Homes for Sale

Oswego Community Unit School District 308 | Homes for Sale

 


When it comes to what schools within these districts are the best of the best, you will need to do a little schoolwork on your own! There are several factors to consider when determining the quality of schools. Look beyond test scores. Although this information is helpful, it does not always provide the best indicator of a school's quality. Explore websites such as GreatSchools.org, Niche.com, and U.S. News & World Report for great unbiased data and rankings of local schools. Check out each school's individual website to learn about awards or recognitions received. Do not be afraid to reach out to the schools to ask further questions and request a site visit. Seeing the school in person and meeting with the staff can help you determine whether the school would be the right fit for your child.

 

 

Once you find the perfect school for your children, work with an experienced realtor to find your dream home within the school's boundaries. Give The Rullo Team a call today or visit our website at http://www.therulloteam.com/ to get started today!

Become A Home Buying Pro By Avoiding These Common Mistakes!

by The Rullo Team

Buying a new home can lead to a lot of excitement and anxiety. All of these emotions can lead to mistakes made by Buyers during the process. If you are on the market for your dream Fox River Valley home this summer, avoid making these mistakes and enjoy life in your new home in no time!

Waiting on Financing. Before you even begin the home search, you should get your financing in order. This allows you to know what you can actually afford and limit your search to just those properties that fit within your price range. You don't want to fall in love with a home just to find out there is no way you can make the financing work.


Not Researching Your Lender. Unfortunately, there are bad lenders out there that offer scams. Do your own research but also ask your real estate agent for recommendations. They will only let you know about credible mortgage providers.


Not Getting Pre-Approval. Some home buyers mistake pre-qualified for pre-approval. They are very different. Pre-approval requires you to go through the documentation process and actually gets you an agreement with the lender. The seller must see that you are pre-approved when you submit your offer.


Offering Too Low. We understand that you want to get the home for a great deal but you don't want to risk insulting the seller. Work with your realtor to figure out a fair and competitive price to offer.


Spending Too Much During Escrow. Even if you are pre-approved, the final part of the loan doesn't start until right before closing. At that time, your lender goes through your finances again to make sure that your finances are still in order. If you buy too many big ticket items or add additional lines of credit during this time, you could alter your debt to income ratio so much that you no longer qualify.


Not Having Your Closing Costs In Order. As you budget for the home, make sure to always keep enough for closing costs. You need to have enough cash to cover it otherwise the deal will fall through. Ask your lender what the estimated closing costs are so you can have it ready from the very beginning.


Move into your dream home by avoiding these buyer mistakes. The Rullo Team is here to help you throughout the buying process. Give our team a call today or visit our website at http://www.therulloteam.com/.

Displaying blog entries 1-10 of 29

Syndication

Categories

Archives