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Top Reasons Why It Makes Sense To Sell During The Holidays!

by The Rullo Team

We understand the impulse of taking your home off the market until the beginning of the new year. But, December can actually be a great time to sell! Here are the top reasons why you should sell your Fox River Valley home during the holidays!

 

1. Enjoy Less Competition!

Other people in your area will undoubtedly take their homes off the market or delay listing their homes. This will reduce the inventory of homes and make it more likely that your home will rise to the top of the search lists. With less competition, you have better chances of your home being sold.


2. Your Home Looks And Smells Festive!

Staging is taken care of during the holidays with your warm fireplace, festive decor, and delicious smells of home-baked goods. This homey ambiance can create feelings of nostalgia within the buyer and urge them to make an offer. Just make sure you don't go overboard with decorations. You still want buyers to be able to imagine themselves within the home as well as show off the best features of your home without distracting clutter.


3. Serious Buyers Look During The Holidays!

Any buyers that are still looking during the holiday are ready to buy NOW! These buyers have either been looking for a while and have yet to find something we love or they have just entered the market and need to buy quickly. Either way take advantage of their desire to find a home as soon as possible.


4. Buyers With Children Are Utilizing the School Break!

There are prospective buyers that use the holiday season to find a home in order to get their children settled before school starts up again in January. These are more serious buyers that are actively lookin g to find a home as soon as possible.


5. Closing Is Faster!

The spring time is a busy time for lenders. That means that buyers have to wait longer to get their loans processed and approved. The slow down in the housing market in December makes the lending process move quicker which means closing can occur much faster!


6. Change Your Strategy To Sell!

Don't take your home off the market during the holidays even if it has been on the market for a while now. Instead, use this time to adjust your strategy. Is your asking price what it should be? Is there a different way you could stage your home? Are there things you could fix up?


 

If you are interested in Selling Your Home This Holiday Season, give The Rullo Team a call today or visit our website at http://www.therulloteam.com/.



Information Source: Realtor.com®

How To Search For Your New Fox River Valley Home!

by The Rullo Team

Searching for a new home can truly feel overwhelming. It is easy to fall down the rabbit hole while searching the internet! Make your home search productive and effective for you by following these simple steps! You will surely find your dream home in Fox River Valley in no time!

 

Pre-Approval first! HBefore beginning your home search, get pre-approval for a mortgage. This will give you an accurate assessment of your available budget. Once you know your budget, you can focus on the homes that fit within your range.


 Determine Wants Vs. Needs! All home buyers come to the searching process with a list of items they are looking for in a new home. It is important to prioritize these items and determine which ones you cannot live without and which ones would be an added bonus. Create a wants versus needs checklist to help you focus in on what is most important in your new home.


 Pick A Style! Homes come in a variety of architectural styles. Determine which one makes the most sense for you. Do you prefer a ranch style home with everything located on a single floor or perhaps a cape cod style home with the children's bedrooms on the second floor? Instead of searching all the homes on the market, you can easily narrow down you search to only those homes that match the style you like best.

 

Choose Neighborhoods! As important as the home is in and of itself, its location should be equally important. You want to move to a neighborhood that will have the amenities that fit your lifestyle needs. Is it located within a good school district? How is the commute to work? Are there stores and restaurants within walking distance? Determine what is important to you and your family in the overall neighborhood and do some research. Once you find neighborhoods that will be the right fit, you can narrow your home search to those areas.

 

Take Notes! It is important that you are able to remember details of the houses you look at. After looking at several, though, it can be easy to start confusing the features available at each of the homes and/or the things that you didn't like about them. Take notes on the listing sheet while you tour a home. It is also important to take photographs of things that you like and don't like. By keeping all of this information, you can best determine which of the homes will truly be the best fit for you and your family.


Search Fox River Valley IL Homes for Sale! Let The Rullo Team help you find your dream Fox River Valley home! Give us a call at (630) 513-1771 and visit https://www.therulloteam.com/ to get started today.

 

Stand Out From Homes On The Market With These Handy Tips!

by The Rullo Team

It might seem counter intuitive to put money and time into your Fox River Valley home once you've decided to sell. But, it is one of the best things you can do to help your home sell quickly and for top dollar! Attract buyers and stand out from the competition with these Design Tips to Sell.



Update Curb Appeal: Just like anything else in life, it is important to make a great first impression. This starts with your curb appeal. Wash and paint the exterior of your home. Take care of your landscaping. Add some welcoming touches to your front porch to invite buyers in.

Showcase Your Home: Although it might seem like you have to modernize everything in your home to sell, you should highlight your home's tradtional elements. These structural and/or design details will keep your home unique and memorable.

Add Some Paint: The cheapest thing you can do to give your home a fresh start is by applying some new paint. Just always keep it neutral to avoid turning off any potential buyers.

Think Eco-Friendly: Energy efficient features are increasingly popular amongst home buyers. These features not only help our environment but they also help a home owner's wallet when it comes to their energy bill.

Update Bathrooms and Kitchen: The few rooms that you should consider investing more money into are your bathrooms and kitchen. These are key rooms that buyers look at to determine whether or not they want to buy the home. It doesn't have to be complete remodels. You can do more basic updates, such as changing hardware and light fixtures.

Add Master Bedroom Closets: A large walk in closet off of the master bedroom is a selling feature for buyers. If your home does not have one, find a way to add one to increase the value of your home.

Find New Storage Spaces: All home owners are always looking for new storage solutions. Be creative with it. Find new spaces, such as under the stairs, to add storage to your home.

Create Space: You always want your home to feel as large as possible when showing it to buyers. A great way to create the perception of space is by placing your furniture in groupings away from the wall.

Hire An Organizer: While you can declutter your home on your own, it can be to your benefit to hire a professional organizer. They have tips to help make your home larger, find new storage solutions, and will help you get rid of the items you really don't need.

 


Sell your Fox River Valley home for top dollar by working with The Rullo Team! Give us a call at (630) 513-1771 or visit http://www.therulloteam.com/ today!

 

Source: Houzz Inc. ©

 

Make Home Buying A Treat Not A Trick!

by The Rullo Team

It might be the month for Trick Or Treating but when buying a new home (especially as a first time buyer) you want it to be more of a treat than a trick! Unfortunately it is easy to be fooled out there with all the misconceptions and misinformation about home buying. It is important to know all the facts before setting off on your journey to find your dream home. Here are 9 myths about home buying that we are happy to debunk for you!!

 

Myth 1: Looking for a House is Your First Step.

The initial search for the home is undoubtedly the fun part of the process. You know your list of desirables and you have the internet at your fingertips to help you find your dream home. BUT, there is a lot of information that you need know ahead of time before potentially getting your heart set on a home. Your first step should be to make sure that your credit is in top form AND get pre-approval for a mortgage. These steps will help you determine your budget and allow you to search for houses that are in an appropriate price range. Plus, pre-approval for a mortgage will help you during the process as it makes you more attractive to sellers.

 

Myth 2: Your Best Finance Option is a 30-Year Mortgage.

Many home buyers think that by selecting a 30-year mortgage they will automatically save money since they have a longer period of time to pay off the loan. Although monthly payments on a 30-year are lower than a 15-year mortgage, you will end up paying MORE in the end since you are borrowing the same amount of money for both BUT are borrowing for twice as long and at a higher interest rate with the 30-year option. Look into all loan options out there before making a decision. A 30-year fixed mortgage might be the best option for you or there might be another loan that makes more sense. Stay open and do plenty of research ahead of time to make an informed decision. Check out our helpful Finance Information for this step of the process.

 

Myth 3: Your Down Payment has to be 20%.

Although a 20% down payment allows you to avoid paying for Private Mortgage Insurance (PMI), it is not always the required amount from lenders. If you are willing to pay the monthly bill for PMI, you may be eligible for loans with a 5% or 10% down payment. Otherwise, there are also FHA loans and other down payment assistance options that you may qualify for.

 

Myth 4: The Down Payment is your Only Cost Upfront.

The down payment on the home will never be the only cost you have to pay up front. There are always added costs for credit reports, inspections, insurance, and more that home buyers need to account for. Additionally, the negotiated deal for the house could include you being responsible for the closing costs.

 

Myth 5: You are out of Luck if you have Bad Credit.

Having good to excellent credit definitely helps when it comes to buying a home. But, even if your credit is not great, you can still be eligible for some financing options. FHA loans can offer low down payments to buyers with bad credit. Be sure to do plenty of research ahead of time though regarding your loan options. Something that might look great at first, might not be great in the long run.


Myth 6: Home Inspections Aren’t Necessary.

A home inspection is ALWAYS a crucial step in the home buying process. Even if you are worried that you might lose out on the house to a buyer that waives the inspection, it is worth the risk. There is far more risk in buying the home as is without knowing any hidden issues with it. You will save a ton of money and time buy spending the money upfront to inspect the home.

 

Myth 7: You Must Offer the Asking Price.

You found your dream house and you don’t want to risk losing it…..so you have to offer the full asking price, right? Although there can be competition when putting an offer on a house, you do not need to offer the asking price. Sellers will often be willing to negotiate with buyers who have awesome credit, a pre-approved loan, and a ready down payment in order to ensure that the house gets sold as soon as possible. You also do not need to offer the full asking price if the home inspection you got exposed some issues with the house. You can negotiate a price based on what the inspection found.

 

Myth 8: You Don’t Need a Realtor.

It is important to work with an Experienced Realtor during your home buying process. Although the internet might make it appear like it is easy to buy a home on your own, there is a lot of valuable information that realtors know that can assist you. We understand the market, know exactly what to look for, have experience negotiating, and so much more. The experience will seem a lot less stressful having someone knowledgeable on your side along the way!

 

Myth 9: Choose A Home Based On Your Current Lifestyle Only.

It is important to recognize what you need in a home immediately as well as in the future. Whether you are planning on having children someday or not, buying a home in a neighborhood with good schools should be on your list of must haves. Research has shown that homes in such neighborhoods have higher resale value, so if you ever consider selling in the future you are setting yourself up for success. Also, consider other lifestyle needs that you might develop over time. If you plan on being in your home for the long haul, make sure that what you will want in 10, 20, or 30 years from now is available in the home and neighborhood that you selected.

 

For more Home Buying Tips and to Search Homes for Sale in the Fox River Valley, give us a call today or visit our website at http://www.therulloteam.com/.  

5 Terms To Help You Close On Your Dream Fox River Valley Home!

by The Rullo Team

If you are in the market for a new Fox River Valley home, we know that the buying process can seem a bit complicated. This is especially true when there are words being used that you don't know how to define! Become a home Buying pro by knowing the definition of 5 important closing terms. Use these simple definitions as a starting off point to understanding the home buying process!

 

1) Down Payment – The down payment requires you to put money up front in order to secure a home loan. In general, mortgage lenders require 3% to 20% of the home value.

 

2) Private Mortgage Insurance (PMI) – If you make a down payment that is less than 20% of the price of the home, you will likely have to pay for private mortgage insurance. This insurance protects your lender in case you end up in foreclosure.

 

3) Annual Percentage Rate (APR) – The APR covers all the finances and credit costs you will incur from taking out a loan. These costs include the interest rate, broker fees, points, and other credit charges.

 

4) Closing Costs – Buyers and sellers both pay closing costs based on the agreement reached during price negotiations. These costs includes application fees, property fees, attorney charges, settlement documents, title examination, and title insurance.


5) Loan Estimate (LE) – The LE includes every detail of your loan agreement terms, including the estimated closing costs.



Let us help you close on your very own dream home this fall! Check out our current Homes for Sale . Give the Rullo Team a call today or visit our website at http://www.therulloteam.com/ today!

Find The Perfect Fox River Valley Home For Your Family!

by The Rullo Team

Room for a nursery? Check. Good school district? Check. Home buyers with kids (or who hope to have kids soon) know to look for properties with certain kid-friendly characteristics ... but do you know all the things you should check? Home buyers with kids have several things that they always keep in mind when they begin searching for a home. These include location within a great school district, room for your family to grow, and safety of the neighborhood. But, what about those things that are overlooked that could make a home less conducive for everyone in your family. If you are a parent and are in the market for a new home in the Fox River Valley, consider these 8 factors as you begin your search!


1. Open Floor Plan

If you have younger children, an open floor plan allows you to keep your kids in sight while you are taking care of other things, such as preparing dinner, in your home. Look for homes that have the family room, dining room, and kitchen open. Even as your kids get older and start using the basement or bonus room more, this open space will still be a perfect spot to gather together as a family throughout the day.

 

2. Placement of Bedrooms

Not only do you want to make sure your new home has enough bedrooms for everyone in your family, but you should also consider where those bedrooms are placed within the home. Decide whether you want to have all of the bedrooms located on the same floor so you can always hear what is happening in your children's bedrooms OR if you prefer the master bedroom on the first floor for some privacy.


3. Hot Items

Think about areas of the home that could get hot and potentially burn your children if touched. Radiators (though mostly found in older homes) can be hot to the touch. In addition, the glass over gas fireplaces can also become so hot that one could be burned if they accidently touch it. Make sure that you take necessary precautions if you have younger children in the home.


4. View of the Backyard

As important as it is to have a back yard for your children to play it, it is just as important to have an easy sightlight to that backyard from inside your home. This will allow you to keep an eye on your children as you do chores within the home.


5. Flat Yard

If your lot is too steep, it can make playing difficult and even dangerous for your children. Find a yard that is flat so your kids can safely play all that they want to.


6. Neighbors

Try to find out who the neighbors are in the area. Your children's safety should always be at the top of your mind when picking a new house.


7. Sidewalks

Even if you make sure not to move onto a street that has too much traffic, it can still be dangerous for kids to play and walk around outside if there aren't sidewalks in the area.


8. Walkability

Along with sidewalks, buyers with kids should pick out a home that is close to amenities. Make your life more convenient by moving to a spot that has parks, schools, restaurants, and stores within walking distance.



For more Home Buying Tips or to Search Homes for Sale in the Fox River Valley, give us a call today or visit our website at http://www.therulloteam.com/. We are happy to here to help you find a home that perfectly fits the needs of you and your children.

Relocate To One Of The Fox Valley's Top School Districts!

by The Rullo Team


With the 2018-2019 school year recently completed, now is the perfect time to think about where you want your child to attend school next fall! The
Fox River Valley is home to some of the highest ranked school districts within the entire state! Set your child up for success with a quality education by relocating to one of the area's best districts!


 

There are so many excellent school districts in the Fox River Valley area to choose from!

Indian Prairie Community Unit School District 204 | Homes for Sale

Geneva Community Unit School District 304 | Homes for Sale

St. Charles Community Unit School District 303 | Homes for Sale

Batavia Public School District 101 | Homes for Sale

Oswego Community Unit School District 308 | Homes for Sale

 


When it comes to what schools within these districts are the best of the best, you will need to do a little schoolwork on your own! There are several factors to consider when determining the quality of schools. Look beyond test scores. Although this information is helpful, it does not always provide the best indicator of a school's quality. Explore websites such as GreatSchools.org, Niche.com, and U.S. News & World Report for great unbiased data and rankings of local schools. Check out each school's individual website to learn about awards or recognitions received. Do not be afraid to reach out to the schools to ask further questions and request a site visit. Seeing the school in person and meeting with the staff can help you determine whether the school would be the right fit for your child.

 

 

Once you find the perfect school for your children, work with an experienced realtor to find your dream home within the school's boundaries. Give The Rullo Team a call today or visit our website at http://www.therulloteam.com/ to get started today!

Fox River Valley School Districts Are Top Of Their Class!

by The Rullo Team


Report cards for our public school districts are in! Did our
Fox River Valley schools make the grade?! Educational Review and Ranking website Niche recently released their list of the top public school districts in Illinois! And, our local school districts were once again at the top of their class! Out of the 408 school districts examined, 5 Fox River Valley Districts ranked in the TOP 30 in the state!

 

#5 Indian Prairie Community Unit School District 204 | Aurora

 

 

Overall

A+

Academics

A

Teachers

A+

Administration

A+

College Prep

A+

Sports

A+

Clubs & Activities

A+

Health & Safety

A

Resources & Facilities

A-

Food

A

Diversity

A



 

Indian Prairie Community Unit School District was ranked ninth in the state as best district for athletes and 21st for best teachers!

Search all homes for sale in the Indian Prairie Community Unit School District

#13 Geneva Community Unit School District 304 | Geneva

 

 

Overall

A

Academics

A

Teachers

A+

Administration

A

College Prep

A+

Sports

A+

Clubs & Activities

A+

Health & Safety

A+

Resources & Facilities

B+

Food

A

Diversity

C-



 

Geneva Community Unit School District was ranked in the top 18 in the state for the best teachers, best districts for athletes, and safest.

Search all homes for sale in the Geneva Community Unit School District


 

#17 St. Charles Community Unit School District 303 | St. Charles  

 

 

Overall

A

Academics

A

Teachers

A

Administration

A

College Prep

A+

Sports

A+

Clubs & Activities

A+

Health & Safety

A+

Resources & Facilities

B+

Food

A-

Diversity

B-



 

St. Charles Community Unit School District was ranked in the top 29 in the state for best districts for athletes and safest districts.

Search all homes for sale in the St. Charles Community Unit School District


 

#24 Batavia Public School District 101 | Batavia

 

 

Overall

A-

Academics

A-

Teachers

A

Administration

B

College Prep

A+

Sports

A+

Clubs & Activities

A

Health & Safety

A+

Resources & Facilities

B

Food

A

Diversity

B-



 

Batavia Public School District was ranked in the top 30 in the state for best best districts for athletes and safest districts.

Search all homes for sale in the Batavia Public School District


#30 Oswego Community Unit School District 308 | Oswego

 

 

Overall

A-

Academics

B+

Teachers

B+

Administration

B-

College Prep

A

Sports

A

Clubs & Activities

A

Health & Safety

A-

Resources & Facilities

B-

Food

B-

Diversity

A-



 

Oswego Community Unit School District was ranked the 20th best school district for athletes in the state.

Search all homes for sale in the Oswego Community Unit School District

Education is a top priority for the school districts located in the Fox River Valley! If you are interested in Buying a home within one of these great public school districts, give the Rullo Team a call today or visit our website at http://www.therulloteam.com/.

Geneva Proves Yet Again That It Is Best Of The West!

by The Rullo Team

There is one thing that people throughout Chicagoland know to be true…..Geneva, Illinois is a great place to live! For yet another year, West Suburban Living magazine’s annual survey has shown that Geneva is the top suburb that people would want to live other than their current hometown in 2019!


Every year the magazine releases their BEST OF THE WEST, which ranks the many western suburbs and their amenities in 90 categories. The rankings are based on reader votes. Geneva has been named the most desirable town to live in more than any other community throughout the years of competition.


It is not hard to recognize why Geneva stands out amongst the pack when looking at the other categories in the list. Readers honored the town of Geneva with many other notable distinctions that when taken all together prove that there is no other place quite like this charming town. Several of the city’s stores, restaurants, and entertainment facilities were named the best in the area. Geneva is also known as a city of great community events and festivals. The annual Swedish Days Festival and Festival of the Vine were named amongst the western suburb’s best festivals. Readers surveyed also recognized the Geneva Art Fairs and Geneva French Market as some of their favorite spots to find arts and crafts and local produce and food, respectively. Other top rankings went to Island Park, Geneva’s downtown, and so much more! All of these results make it clear, that Geneva truly has something to offer everyone!


Great local schools, beautiful recreational facilities, thriving downtown, and tight knit community feel are event more reasons why Geneva is the best of the best. Want to call this incredible community home? Check out the Current Homes for Sale in Geneva! Give The Rullo Team a call today or visit our website at http://www.therulloteam.com/.  

Buy Your Dream Home With These Financial Tips!

by The Rullo Team

Buying a new home in the Fox River Valley is a major financial commitment. However, you never need to feel like home ownership is out of reach. There are several steps you can take now to help you afford your dream home!

 



Find more Home Buying Tips and Search Homes for Sale in the Fox River Valley, by giving us a call today or visiting our website at http://www.therulloteam.com/.

Displaying blog entries 1-10 of 32

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