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Top Reasons Why It Makes Sense To Sell During The Holidays!

by The Rullo Team

We understand the impulse of taking your home off the market until the beginning of the new year. But, December can actually be a great time to sell! Here are the top reasons why you should sell your Fox River Valley home during the holidays!

 

1. Enjoy Less Competition!

Other people in your area will undoubtedly take their homes off the market or delay listing their homes. This will reduce the inventory of homes and make it more likely that your home will rise to the top of the search lists. With less competition, you have better chances of your home being sold.


2. Your Home Looks And Smells Festive!

Staging is taken care of during the holidays with your warm fireplace, festive decor, and delicious smells of home-baked goods. This homey ambiance can create feelings of nostalgia within the buyer and urge them to make an offer. Just make sure you don't go overboard with decorations. You still want buyers to be able to imagine themselves within the home as well as show off the best features of your home without distracting clutter.


3. Serious Buyers Look During The Holidays!

Any buyers that are still looking during the holiday are ready to buy NOW! These buyers have either been looking for a while and have yet to find something we love or they have just entered the market and need to buy quickly. Either way take advantage of their desire to find a home as soon as possible.


4. Buyers With Children Are Utilizing the School Break!

There are prospective buyers that use the holiday season to find a home in order to get their children settled before school starts up again in January. These are more serious buyers that are actively lookin g to find a home as soon as possible.


5. Closing Is Faster!

The spring time is a busy time for lenders. That means that buyers have to wait longer to get their loans processed and approved. The slow down in the housing market in December makes the lending process move quicker which means closing can occur much faster!


6. Change Your Strategy To Sell!

Don't take your home off the market during the holidays even if it has been on the market for a while now. Instead, use this time to adjust your strategy. Is your asking price what it should be? Is there a different way you could stage your home? Are there things you could fix up?


 

If you are interested in Selling Your Home This Holiday Season, give The Rullo Team a call today or visit our website at http://www.therulloteam.com/.



Information Source: Realtor.com®

Timing Is Everything When Buying & Selling Your Fox River Valley Home!

by The Rullo Team

Timing is everything when entering the real estate market. Trying to coordinate the Selling of your current home with Buying a new home can be incredibly stressful, both financially and emotionally. But, help is here! If you are looking to enter the Fox River Valley real estate market, here are 7 timing options for selling and buying your home.

 

The 1st timing option is Selling Then Buying. This is the most commonly used option due to the financial stability it offers. When you sell your home first, you avoid having two mortgages and have additional resources to use towards the cost of a new home.

 

The 2nd timing option is Buying Then Selling. This option offers the convenience of time. If you can afford having two mortgages at once, buying first and then selling allows you to make improvements to your new home before moving in and making updates/repairs to your old home before listing. Only choose this option if you can truly afford the costs of two homes at once.

 

The 3rd timing option is Buying & Selling At Same Time. This option is also commonly found in the real estate market. It makes sense to list your current home while searching for a new one but you are putting yourself at the mercy of others. Since the timing is completely dependent on buyers for your home and the seller of the home you want to buy it is very important that you work with a realtor during this time to help ensure timing success for you.

 

The 4th option is Selling on Contingency. You should only use this option when none of the other ones have worked for you. Selling on contingency means that there is a contingency clause on your current home that states you will sell it ONCE suitable housing has been found by you. This has the potential to turn buyers away since most want to move in as soon as possible.

 

The 5th option is Buying On Contingency. This option is the reverse of the previous one. It allows the buyer to add a contingency clause that they will purchase the new home once they sell theirs. Few sellers are willing to wait for buyers so this option is not commonly used.

 

The 6th option is Right of First Refusal. A Right of First Refusal (ROFR) allows a particular buyer to submit an offer before all other buyers. This option is only available to buyers that clearly have their finances, including preapproval for a mortgage, in order. Since the limited offers could mean less money for the seller, you will not see this timing option very often.

 

The 7th and final option is Renting. Instead of selling your current home, you always have the option to rent it out. This rental income will cover your current mortgage, freeing you up to buy a new home. Only select this option if you have a reliable tenant that you can trust.

 


 

Work with The Rullo Team to determine the right timing option. Give us a call today at (630) 513-1771 or visit our website at https://www.therulloteam.com/.

Factor These Maintenance Costs Into Your Home Buying Budget!

by The Rullo Team


There are some costs that homeowners know the budget for when buying their
Fox River Valley home. These include down payment, closing costs, and moving expenses. But, what about home maintenance? Just because the home inspection came up squeaky clean doesn’t mean that you don’t need to make any repairs or changes to the home.

 

In fact, the first year of ownership tends to be the most expensive, as you fill the home with new furniture and appliances, add personal touches, and complete those repairs that you find are needed. It can be hard to know exactly how much you need for home maintenance as you put together your budget for buying a new home.

 

Here are some immediate home maintenance costs that you should set aside money for:

 

  1. New Locks - You have no way of knowing who has a key to your new home. Be sure to install new locks on every exterior door.

  2. Fire Extinguisher - For the safety of you and your family, your home should have at least one fire extinguisher. If there isn’t one left at the property, purchase one for your kitchen.

  3. Chimney Sweep - It may have been years since the fireplace and chimney in your new home were properly cleaned. Before using it, be sure to hire a professional to come in and clean everything out of it.

  4. HVAC Maintenance - While the HVAC system might seem to be running properly, you can’t be certain when the last time it was maintained professionally. Have someone come inspect it and make any necessary repairs as soon as you move in to avoid pricey repairs in the future.

  5. Trimming Trees - The trees outside were not part of your home inspection and some could cause issues in the future, especially if they are older. Be sure to have the trees trims to avoid any potential damage to your home.

 

While these are the key maintenance areas to focus on upon moving in, you should not stop budgeting for home maintenance. Be sure to always keep some savings aside for issues that may arise with your home. A general rule of thumb is to budget for 1% of your home’s purchase cost every year for emergencies and repairs. Note, if your home is more than 10 years old, you might want to budget for more.


Follow us on Facebook and check out our Website for more helpful home maintenance and budgeting tips throughout the year.

Find New Ideas & Inspiration at the Pheasant Run Home & Garden Show!

by The Rullo Team

Have some remodeling and rebuilding ideas for your Fox River Valley home? Do not miss the Pheasant Run Home & Garden Show!! Head over to Pheasant Run Resort Mega Center (4051 East Main Street, St. Charles) this weekend to find thousands of ideas and inspiration for your own home and talk to experts that can help make your plans a reality!

 

 

Whether you are fixing up your kitchen and bath, looking for gardening and landscaping ideas, improving your roofing and gutter systems, or any other home maintenance projects, you will find the best local contractors, repairmen, and tradesmen to work with. Come with your plans! Shop for all the items you could possibly need for your projects and get great deals! You will surely find something perfect for your home within the 40,000 square foot event!

 

 

The show will be held on Saturday, October 5th, and Sunday, October 6th, from 10:00 pm to 5:00 pm daily. Enjoy FREE Admission and FREE parking!


 

Homeowners can find additional information HERE to help you make the most of this spectacular Home & Garden show!

 

Follow The Rullo Team on Facebook and check out our Website for great homeowners tips and related community events!




Image Credit:
Pheasant Run Home Show (Omni Media)

5 Terms To Help You Close On Your Dream Fox River Valley Home!

by The Rullo Team

If you are in the market for a new Fox River Valley home, we know that the buying process can seem a bit complicated. This is especially true when there are words being used that you don't know how to define! Become a home Buying pro by knowing the definition of 5 important closing terms. Use these simple definitions as a starting off point to understanding the home buying process!

 

1) Down Payment – The down payment requires you to put money up front in order to secure a home loan. In general, mortgage lenders require 3% to 20% of the home value.

 

2) Private Mortgage Insurance (PMI) – If you make a down payment that is less than 20% of the price of the home, you will likely have to pay for private mortgage insurance. This insurance protects your lender in case you end up in foreclosure.

 

3) Annual Percentage Rate (APR) – The APR covers all the finances and credit costs you will incur from taking out a loan. These costs include the interest rate, broker fees, points, and other credit charges.

 

4) Closing Costs – Buyers and sellers both pay closing costs based on the agreement reached during price negotiations. These costs includes application fees, property fees, attorney charges, settlement documents, title examination, and title insurance.


5) Loan Estimate (LE) – The LE includes every detail of your loan agreement terms, including the estimated closing costs.



Let us help you close on your very own dream home this fall! Check out our current Homes for Sale . Give the Rullo Team a call today or visit our website at http://www.therulloteam.com/ today!

Get Jazzy This Week In St. Charles IL!

by The Rullo Team

Image Credit: St. Charles Business Alliance

 

Get jazzy this week in beautiful St. Charles! It's time for the 2019 St. Charles Jazz Weekend!! Explore 16 of your favorite venues throughout the downtown area as you listen to this country's best jazz musicians, including Grammy Award winning saxophonist Frank Catalano! Do not miss out on the musical fun!


Thursday, September 6th

6:00 pm | Frank Catalano | The Filling Station Pub & Grill

6:30 pm | Tom Edgar Band | The Wine Exchange

7:00 pm | Jack Macklin Quartet | McNally’s Pub

7:00 pm | Juan Pastor Chinchano Latin Jazz Trio | Eden on the River

8:30 pm | Tom Linsk | ROX City Grill


Friday, September 13th

5:45 pm | Michael Bazan Trio | Baltria Vintage Gallery

6:00 pm | Henry Altenberg Jazz | Harvest Lounge at Pheasant Run

6:30 pm | Jack Macklin Trio | The Wine Exchange

7:00 pm | Boldacious Brass | The Filling Station

8:00 pm | Riley Elmore | Vintage 53

8:00 pm | Bill Boris Jazz Trio | Eden on the River

8:30 pm | Tom Linsk & Trio | ROX City Grill

9:00 pm | Frank Catalano | The House Pub


Saturday, September 14th

11:30 am | St. Charles East Jazz Ensemble | 1st Street Plaza

12:30 pm | St. Charles North Jazz Ensemble w/ Victor Garcia | 1st Street Plaza

1:30 pm | DePaul University Jazz Ensemble | 1st Street Plaza

3:00 pm | John Wojciechowski & Band | 1st Street Plaza

4:30 pm | Frank Catalano | 1st Street Plaza

6:00 pm | GARY Jazz Group | The Filling Station Pub & Grill

6:30 pm | Fantasy Masters Smooth Jazz | The Wine Exchange

8:00 pm | Ruben Alvarez Latin Jazz Trio | Eden on the River

8:00 pm | Henry JBC does Jazz | Vintage 53

8:30 pm | Johnny Burnett | ROX City Grill

9:00 pm | Frank Catalano | The House Pub


Sunday, September 15th

10:00 am | Alex Murphy Jazz Brunch | La Mesa Modern Mexican

10:30 am | Kingdom of Groove | Baker Memorial Church

11:30 am | Rodrigo Villanueva Trio | 1st Street Plaza

2:00 pm | Vern Spevak Big Band | 1st Street Plaza

3:00 pm | Sinatra Sunday with Jeff Rachman | Club Arcada

4:00 pm | Shout Section Big Band | 1st Street Plaza

4:00 pm | Andy Schlinder | The Office Dining & Spirits

4:00 pm | Juan Pastor Chinchano Latin Jazz Trio | Eden on the River

4:10 pm | Maureen Christine | Mt. St. Mary Park

5:00 pm | Alex Stombres | Mt. St. Mary Park

6:00 pm | Jack Macklin | Francesca’s by the River


 

Download the Full Schedule and Location Map by clicking HERE



Find the melody all year round in your dream home in St. Charles! Search St. Charles IL Homes for Sale. Give the Rullo Team a call today or visit our website at http://www.therulloteam.com/!

Our Hats Off To The Class Of 2019!

by The Rullo Team

Schools out for summer across the Fox River Valley! Before all students head off for summer vacation, it is time to celebrate all of their academic achievements....especially the Class of 2019! These students are our best and brightest and have helped to strengthen the communities that we live in. Show your support for these incredible young people at these upcoming high school graduation ceremonies!


St. Charles East High School

Commencement Ceremony

Sunday, June 2nd | 11:30 am

Northern Illinois University Convocation Center | 1525 West Lincoln Highway, DeKalb


St. Charles North High School

Commencement Ceremony

Sunday, June 2nd | 3:30 pm

Northern Illinois University Convocation Center | 1525 West Lincoln Highway, DeKalb



We would also like to wish the very best to those who recently graduated from Batavia High School, Geneva Community High School, and ALL the other high schools located throughout our area!



Congratulations to the Class of 2019 on all of your achievements! The Rullo Team wishes you GOOD LUCK on all of your future endeavors!  



The school districts located throughout the Fox River Valley are some of the top ranked districts in the entire state! They are dedicated to academic excellence and provide ample opportunities for extra curricular activities. If you are interested in living within one of these amazing school districts, check out our current Homes for Sale. Give our experienced team a call today or visit our website at http://www.therulloteam.com/.

 

Celebrate Earth Day in the Beautiful Fox River Valley!

by The Rullo Team

Earth Day is Monday, April 22nd!!! The Fox River Valley is known for its incredible natural environment and residents in our communities take great pride in all the gifts that Mother Earth has bestowed upon our area. Celebrate the great outdoors and protect our environment for this and future generations during Earth Day! There are fantastic community events taking place in honor of the day. Gather your family and join your neighbors at these Earth Day celebrations throughout the Fox River Valley.


Earth Day Tree Planting

Date: Sunday, April 20th

Time: 10:00 am - 1:00 pm

Location: Big Rock Forest Preserve (46W072 Jericho Road, Big Rock)

Help make a difference this Earth Day by helping the Forest Preserve District of Kane County plant hundreds of trees in nearby Big Rock. This is a great way to get active and help Mother Earth. This is a FREE volunteer opportunity. There is no need to register for any group less than 10 individuals. For larger groups, please call (630) 762-2741 or email [email protected] to register.


Earth Day Open House  

Date: Sunday, April 20th

Time: 12:00 pm - 4:00 pm

Location: LeRoy Oakes Forest Preserve (37W700 Dean Street, St. Charles)

Head to the Creek Bend Nature Center for this extra special FREE celebration. Make nature themed crafts and complete a scavenger hunt in the nature center. Take a naturalist-guided hike around the preserve from 1:00 pm to 2:00 pm.


Earth Day Celebration

Date: Saturday, April 27th

Time: 11:00 am - 2:00 pm

Location: Montessori Academy (595 South River Street, Batavia)

This 2nd annual celebration has something for the whole family! Discover a wide variety of eco-friendly vendors, listen to live music by Make it a Double and Finn Atwood, dine on delicious food, win incredible prizes in the silent auction, and more. Your children will love the arts & crafts, bounce house, games, salad making station, henna designs, and so much more. Be sure to meet the adoptable pets and onsite wildlife! Admission for this family fun celebration is $25 per person with children under 13 years old FREE! Purchase tickets HERE!


Elgin's Annual Earth Day Celebration

Date: Saturday, April 7th

Time: 12:00 pm - 4:00 pm

Location: Hawthorne Hill Nature Center (28 Brookside Drive, Elgin)

This FREE, family-friendly event has something for everyone. Learn something new about native plants, local waterways, sustainable energy, and area food production. Enjoy live entertainment, healthy snacks, seed planting, children’s activities, arts & crafts, and so much more during this fun filled afternoon.


Happy Earth Day from The Rullo Team! Buy your dream home in one of our eco-friendly communities! Give us a call today or visit our website at http://www.therulloteam.com/ to get started!

Eggs-citing Easter Events Throughout The Fox River Valley!

by The Rullo Team

With Easter right around the corner, the Easter Bunny has been busy hiding eggs throughout the greater Fox River Valley! Your whole family will have a blast at all the incredible holiday events taking place now through Easter weekend! Fill up your holiday calendar with these fun filled festivities!

 

Egg-mazing Race

Date: Friday, April 12th

Times: 5:30 pm - 7:30 pm (ages 1-5 & 5-8)

Location: Wheeler Park (822 North First Street, Geneva)

Cost: $5 for residents | $8 for non-residents | Register HERE


Flashlight Egg Hunt

Date: Friday, April 12th

Times: 6:30 pm - 7:15 pm (ages 1-5 & 5-8) | 8:00 pm - 8:45 pm (ages 6+)

Location: Hickory Knolls Discovery Center (3795 Campton Hills Road, St. Charles)

Cost: $5 for residents | $8 for non-residents | Registration for ages 1-5, ages 5-8, ages 6+

 

Elburn Lions Easter Egg Hunt

Date: Saturday, April 13th

Time: 9:30 am - 11:00 am

Location: Lions Park (500 Filmore Street, Elburn)

Cost: FREE!

 

Doggie Easter Egg Hunt

Date: Saturday, April 13th

Time: 9:45 am

Location: Volunteer Park (61 South Main Street, Sugar Grove)

Cost: FREE!

 

Kids Easter Egg Hunt

Date: Saturday, April 13th

Time: 10:00 am

Location: Volunteer Park (61 South Main Street, Sugar Grove)

Cost: FREE!

 

Easter Egg Hunt

Date: Saturday, April 13th

Time: 10:00 am

Location: Pottawatomie Park (8 North Avenue, St. Charles)

Cost: FREE!

 

Easter Egg Hunt

Date: Saturday, April 13th

Time: 10:00 am

Location: Rotolo Middle School (1501 South Raddant Road, Batavia)

Cost: FREE!

 

Doggie Easter Egg Hunt

Date: Saturday, April 13th

Time: 11:00 am - 1:00 pm

Location: West Main Park Shelter (40W101 Main Street, Batavia)

Cost: $10 per dog | Register HERE

 

The Great Bunny Search

Dates: Saturday, April 13th AND Saturday, April 20th

Times: 11:00 am, 1:00 pm, & 3:00 pm

Location: Jon J. Duerr Forest Preserve (35W003 Route 31, South Elgin)

Cost: $14 per person | Purchase tickets HERE

 

Easter Egg Hunt

Date: Saturday, April 13th

Time: 11:30 am - 1:00 pm

Location: Maple Park Public Library (302 Willow Street, Maple Park)

Cost: FREE!

 

Easter Bunny Home Visits

Date: Saturday, April 13th

Time: 11:30 am - 4:00 pm

Location: Throughout Greater St. Charles Area

Cost: $22 for first child +$7 each additional child (residents) | $33 for first child +$11 each additional child (residents) | Register HERE

 

Egg Hunt on the Island

Date: Saturday, April 13th

Time: 1:00 pm - 3:00 pm

Location: Stolp Island (21 South Stolp Avenue, Aurora)

Cost: FREE!

 

Doggie Egg Hunt

Date: Saturday, April 13th

Time: 2:00 pm

Location: River Bend Community Park (Courier & Geneva Avenues, St. Charles)

Cost: $4 per dog (early bird registration HERE) | $7 per dog (on-site registration)

 

Breakfast with the Easter Bunny!

Date: Wednesday, April 17th

Time: 9:00 am - 10:00 am

Location: Pottawatomie Community Center (8 North Avenue, St. Charles)

Cost: $10 for residents | $15 for non-residents | Register HERE

 

Flashlight Egg Hunt

Date: Thursday, April 18th

Time: 7:30 pm - 8:15 pm

Location: Wormley Heritage Park (331 Century Drive, Oswego)

Cost: $9 per child | Register HERE

 

HPF's Easter Egg Hunt

Date: Saturday, April 20th

Time: 10:00 am

Location: Heritage Prairie Farm (2N308 Brundige Road, Elburn)

Cost: FREE!

 

Milo’s Marvelous Egg Hunt

Date: Saturday, April 20th

Time: 10:00 am - 11:00 am

Location: Blackberry Farm (100 South Barnes Road, Aurora)

Cost: $6 per child | Register HERE

 

Downtown Batavia Egg Hop

Date: Saturday, April 20th

Time: 10:00 am - 1:00 pm

Location: Downtown Batavia | Start at Peg Bond Center (151 North Island Avenue, Batavia)

Cost: FREE!

 

Spring Holiday Egg Hunt

Date: Saturday, April 20th

Time: 12:00 pm

Location: Kenyon Woods Pasture (Raymond Street, South Elgin)

Cost: FREE!

 

Natural Egg Dyeing

Date: Saturday, April 20th

Time: 12:00 pm - 2:00 pm

Location: Elgin Public Museum (225 Grand Boulevard, Elgin)

Cost: $2 for 2 eggs



The Rullo Team wishes everyone a very HAPPY EASTER! Follow us on Facebook and check out our Website for information on more great holiday and community events!


 

Celebrate The Great Outdoors This Spring in The Fox River Valley!

by The Rullo Team

Enjoy the start of the warm spring weather throughout the Fox River Valley! Spend time this spring in the beautiful outdoor surroundings that our area has to offer. There are so many fantastic parks and nature preserves in our area. Whatever you like to do outside, the communities in our area have a perfect spot for you. Here is our list of 5 favorite places that are perfect for hiking, exploring nature, and having fun outdoors!


 

Dick Young Forest Preserve (39W115 Main Street, Batavia

This great forest preserve offers great environments for you to explore. It features prairie, wetlands, and woodlands. These areas allow for ample opportunities to view wildlife and plants. The Dick Young Forest Preserve also shows off our region’s past geologic history through the presence of moraines and the Nelson Lake Marsh, which was created by a glacier over 10,000 years ago!


Fox River Bluff (East) Forest Preserve (5N860 Weber Drive, St. Charles)

 This forest preserve features open spaces as well as a 31 acre wooded portion. It stretches along the shores of the beautiful Fox River, opening up opportunities for fishing. The trails that traverse the Fox River Bluff Forest Preserve are perfect for biking and hiking.


Lippold Park (2001 South River Street, Batavia)

This awesome community park has many fun amenities for visitors to use. There is a nature themed playground for the kids. The playground allows for endless hours of fun with its rope walk, tree stump chairs, climbing wall, climbing net, and wigwam. The park also has a fire pit with amphitheater-style seating. Go for a hike along the boardwalk that leads through wetlands along the banks of the Fox River.


Red Oak Nature Center (2343 South River Street, Batavia)

With 40 acres of forest and wildlife habitat, this nature center is great to explore. There are wood-chipped trails for hiking as well as paved trails that allow dogs and bikes. The main feature of this center is the cave, which is the only known one in the area. The Fox River can be viewed from an awesome observation deck inside.


Peck Farm Park (38W199 Kaneville Road, Geneva)

This park is truly a favorite for residents in the area. Ample time can be spent outdoors on the trails and around the large pond. There is a spectacular playground that features 8 interactive stations where children can learn more about local bug, bird, and tree species. Indie the beautiful historic farmhouse, there are more opportunities for fun during nature classes or inside the butterfly house.


Find more helpful information about the best local spots to explore throughout the Fox River Valley by checking our Website and following us on Facebook throughout the year!

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