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5 Terms To Help You Close On Your Dream Fox River Valley Home!

by The Rullo Team

If you are in the market for a new Fox River Valley home, we know that the buying process can seem a bit complicated. This is especially true when there are words being used that you don't know how to define! Become a home Buying pro by knowing the definition of 5 important closing terms. Use these simple definitions as a starting off point to understanding the home buying process!

 

1) Down Payment – The down payment requires you to put money up front in order to secure a home loan. In general, mortgage lenders require 3% to 20% of the home value.

 

2) Private Mortgage Insurance (PMI) – If you make a down payment that is less than 20% of the price of the home, you will likely have to pay for private mortgage insurance. This insurance protects your lender in case you end up in foreclosure.

 

3) Annual Percentage Rate (APR) – The APR covers all the finances and credit costs you will incur from taking out a loan. These costs include the interest rate, broker fees, points, and other credit charges.

 

4) Closing Costs – Buyers and sellers both pay closing costs based on the agreement reached during price negotiations. These costs includes application fees, property fees, attorney charges, settlement documents, title examination, and title insurance.


5) Loan Estimate (LE) – The LE includes every detail of your loan agreement terms, including the estimated closing costs.



Let us help you close on your very own dream home this fall! Check out our current Homes for Sale . Give the Rullo Team a call today or visit our website at http://www.therulloteam.com/ today!

Get Your Home Ready For Fall With The Perfect Pumpkin!

by The Rullo Team

The first day of Fall is right around the corner on the 23rd! It is one of our favorite times of year! The cool sunny days, the crisp air, stunning colors of leaves, cozy sweaters, and the buzz of energy as we head into the end of the year are all some of the best aspects of the season. One of our other favorite fall things…...PUMPKINS. Here are our area's BEST PUMPKIN PATCHES for you to find the perfect pumpkin to decorate your Fox River Valley home this autumn!

 

Windy Acres

Address: 37W446 Fabyan Parkway

Geneva, IL 60134

Phone: 630-232-6429

Fax: 630-232-6459

Website: Windy Acres

Email: [email protected]

 


Kuipers Family Farm

Address: 1N318 Watson Road

Maple Park, IL 60151

Phone: 815-827-5200

Fax: 815-827-4100

Website: Kuipers Family Farm

 


Sonny Acres Farm

Address: 29W310 North Avenue

West Chicago, IL 60185

Phone: 630-231-3859

Website: Sonny Acres Farm

 


Abbey Farms

Address: 2855 Hart Road

Aurora IL, 60502

Phone: 630-966-7775

Website: Abbey Farms

 

 

If you are interested in more information about activities and events around the Fox Valley area, Like and Follow us on our Facebook page and check back to Our Blog weekly.


 


Get Jazzy This Week In St. Charles IL!

by The Rullo Team

Image Credit: St. Charles Business Alliance

 

Get jazzy this week in beautiful St. Charles! It's time for the 2019 St. Charles Jazz Weekend!! Explore 16 of your favorite venues throughout the downtown area as you listen to this country's best jazz musicians, including Grammy Award winning saxophonist Frank Catalano! Do not miss out on the musical fun!


Thursday, September 6th

6:00 pm | Frank Catalano | The Filling Station Pub & Grill

6:30 pm | Tom Edgar Band | The Wine Exchange

7:00 pm | Jack Macklin Quartet | McNally’s Pub

7:00 pm | Juan Pastor Chinchano Latin Jazz Trio | Eden on the River

8:30 pm | Tom Linsk | ROX City Grill


Friday, September 13th

5:45 pm | Michael Bazan Trio | Baltria Vintage Gallery

6:00 pm | Henry Altenberg Jazz | Harvest Lounge at Pheasant Run

6:30 pm | Jack Macklin Trio | The Wine Exchange

7:00 pm | Boldacious Brass | The Filling Station

8:00 pm | Riley Elmore | Vintage 53

8:00 pm | Bill Boris Jazz Trio | Eden on the River

8:30 pm | Tom Linsk & Trio | ROX City Grill

9:00 pm | Frank Catalano | The House Pub


Saturday, September 14th

11:30 am | St. Charles East Jazz Ensemble | 1st Street Plaza

12:30 pm | St. Charles North Jazz Ensemble w/ Victor Garcia | 1st Street Plaza

1:30 pm | DePaul University Jazz Ensemble | 1st Street Plaza

3:00 pm | John Wojciechowski & Band | 1st Street Plaza

4:30 pm | Frank Catalano | 1st Street Plaza

6:00 pm | GARY Jazz Group | The Filling Station Pub & Grill

6:30 pm | Fantasy Masters Smooth Jazz | The Wine Exchange

8:00 pm | Ruben Alvarez Latin Jazz Trio | Eden on the River

8:00 pm | Henry JBC does Jazz | Vintage 53

8:30 pm | Johnny Burnett | ROX City Grill

9:00 pm | Frank Catalano | The House Pub


Sunday, September 15th

10:00 am | Alex Murphy Jazz Brunch | La Mesa Modern Mexican

10:30 am | Kingdom of Groove | Baker Memorial Church

11:30 am | Rodrigo Villanueva Trio | 1st Street Plaza

2:00 pm | Vern Spevak Big Band | 1st Street Plaza

3:00 pm | Sinatra Sunday with Jeff Rachman | Club Arcada

4:00 pm | Shout Section Big Band | 1st Street Plaza

4:00 pm | Andy Schlinder | The Office Dining & Spirits

4:00 pm | Juan Pastor Chinchano Latin Jazz Trio | Eden on the River

4:10 pm | Maureen Christine | Mt. St. Mary Park

5:00 pm | Alex Stombres | Mt. St. Mary Park

6:00 pm | Jack Macklin | Francesca’s by the River


 

Download the Full Schedule and Location Map by clicking HERE



Find the melody all year round in your dream home in St. Charles! Search St. Charles IL Homes for Sale. Give the Rullo Team a call today or visit our website at http://www.therulloteam.com/!

Hire The Right Realtor For The Job With These Interview Questions!

by The Rullo Team

Although it is possible to sell your home on your own, research has shown that sellers have the most success when they work with a realtor. Sellers should begin looking for a realtor six to eight weeks prior to listing their home. There are many realtors out there but you want to make sure that you work with the best of the best. An Experienced Realtor will provide you with the expertise and time needed to sell your home quickly and for top dollar. In order to find the best realtor for the job, you should ask them several questions. This will help you assess whether they are the right fit for you. Here are the top questions to ask potential realtors when you are ready to Sell your Fox River Valley home!

 

1. How many years experience do you have working as a realtor? Do you do it full time?

2. Have you sold homes within my neighborhood and how many in the past year?

3. What price range do the homes you sell typically fall within? What is the average sold-to-list price for the homes you have sold?

4. What fee do you charge for your work?

5. How will my home be marketed to sell?

6. Do you operate as a team with other realtors or will I be working exclusively with you? How available will you be throughout the process?

7. How long do the homes you sell typically stay on the market? What do you do to make homes sell quicker?

 

Asking these particular questions can help you find the best realtor for your home sale. Choose the agent that fully understands your goals and needs and has the experience and knowledge to best sell your home.


The Rullo Team has been recognized throughout the Fox River Valley and beyond for our selling success. Give our team a call today or visit our website at http://www.therulloteam.com/. We cannot wait to work with you!

 


As summer winds down, you want to make sure that your Fox River Valley home is in tip-top shape. Now is the perfect time to complete some easy but important home maintenance projects before the seasons start to change. Here are the top maintenance tasks that you should do around your home this month.

 

Complete Important Yearly Checks!

Now is a great time to complete those yearly maintenance tasks. Service and clean your HVAC system to keep it running properly throughout the rest of the year. Check all your fire/smoke alarms to ensure they are working properly. Clean out your chimney so you can safely keep your family warm during the colder months ahead.

 

Keep Pests Away!

Just as you will be start spending more time indoors, pests will try to as well. Avoid unwelcome house guests by checking for small and large holes around your house. Use caulking or netting to cover up. Do an inspection of your attic's insulation to make sure that there are no holes created by pests. Cover up those holes to avoid potential ice damage from occurring to your roof this upcoming winter.

 

Check The Exterior!

End of summer is the perfect time to do a thourough check of the outside of your home. Finding necessary repairs now will help save you stress and money as we head closer to winter. Clear gutters of fallen leaves and debris so water can properly move away from your home. Look for loose or missing shingles that need to be replaced. Make sure that all the caulking around doors and windows is adequate and repair as necessary. Remove debris and trim your vegetation so it can grow properly come the next year.

 

Winterize Your Irrigation System!

Check the manufacturer's instructions to winterize your irrigation/sprinkler season so that it remains protected during the colder months. You can continue to use your sprinklers during the final days of summer but consider putting them on a timer since we tend to experience more rainfall that can naturally hydrate your lawn and garden.

 

Safety First!

With increased precipitation and colder temperatures, icy weather will be here before we now it! Inspect the handrails and supports on your patios and decks to ensure that you and others have something to safely grab onto should you fall. Keep walkways clear of debris.



Keep your Fox River Valley in top working order no matter the season by checking out The Rullo Team's Website and following us on Facebook throughout the year!

Get Your Garden Ready For the Post-Summer Cool Down!

by The Rullo Team

As summer winds down, it is the perfect time to get your garden ready for the end of the year. Protect your Fox River Valley garden for the rest of 2019 by following these simple tasks!

 

Water

Your plants and trees will need lots of moisture in their roots to survive the colder months. Be sure to water them well over the next several months to ensure their survival.

Amend Your Soil

Till the soil and add compost to get the soil ready for next year.

Plant Fall Annuals

Keep your garden looking great well into fall by planting annuals that thrive in autumn, such as mums, kale, and pansies.

Add Shrubs and Evergreens

Plant shrubs and evergreens early in Fall to allow their roots to grow before the ground freezes.

Lower Your Lawn Mower

It is important to keep cutting your grass before the winter. Allow the soil to dry out quicker in the spring by keeping its cutting height low.

Clear Rose Beds

Remove fallen debris from roses from the bed since this foliage can cause diseases to thrive and will destroy your garden next year.

Divide Perennials

Rearrange your plants as you divide your perennials.

Remove Weeds

Make sure to take out all the weeds from your garden before you cannot get them out of the frozen ground.

Dig Up Annuals

Remove any dead annuals from your garden.

Save Summer Bulbs

If you loved some of your flowers from this year, dig up the bulbs and save them for next year.

Plant Bulbs

For bulbs that are hardy enough to survive the winter months, plant them at the beginning of fall so you will have beautiful blooms right away in spring.

Feed Your Lawn

Add important nutrients to your lawn so it remains healthy throughout the winter.

Rake & Mulch

Get rid of all fallen leaves from your yard and add mulch to your garden beds.

Protect Plants

Plants that cannot survive the colder temperatures should be protected. After the first freeze, place mulch or other protective coverings over them.

Force Bulbs Indoors

Plant some bulbs indoors so that they bloom early in the year and are ready to transfer to your garden as soon as the ground thaws.

Keep Container Plants Indoors

Make sure to remove pests and dead foliage from container plants and bring them indoors to protect them from the cold.

Empty Hoses and Other Watering Equipment

Be sure to remove all water from your hoses, irrigation systems, fountains, and other watering equipment before storing them in a dry place for the winter.


 

Check The Rullo Team's website for more helpful home maintenance and landscaping tips for every season of the year!

How To Be The Ultimate Open House Host!

by The Rullo Team

Open houses are important events to hold when you are looking to Sell your Fox River Valley home. They allow a buyer to see the home in person and ask any questions that they might need answered in order to move forward with buying the home. It is important for sellers to make sure they are putting their best foot forward during the open house in order to sell their home for top dollar and quickly. If you are looking to sell your home this season, follow these tips for selling success with your open house.

1. Have buyers excited to enter your home by creating Welcoming Entrance. Such simple touches as a nice doormat and potted plants at your front door will show that you put care into your home.

2. Clutter can be distracting and can make counters seem small. Clear Counters to only the essentials in the bathroom and kitchen.

3. Buyers know that someone else currently lives in the home but they need to have the opportunity to picture themselves living in it as well. Before open houses, Put Away Personal Items such as children's artwork or family photos.

4. Allow buyers to see the potential of your home by Setting The Dining Table. Adding place settings to the table showcases the home's potential for dinner parties and other gatherings.

5. Make the buyers feel Right At Home by having light snacks and beverages for them to enjoy during the open house. Place freshly cut flowers in central spots throughout the home to add some color and fragrance.

6. Although you might want to stick around, it is a good idea to Not Be Around for the entire open house. Having the home owner present can make buyers feel less comfortable to ask their agent questions and you want to make sure that they are getting all the information they need to want to buy your home after the open house.

Sell your Fox River Valley home in no time by following these and other Seller Tips! Work with The Rullo Team to sell your home! Visit our Website or give us a call at 630-513-1771 to get started today!

Come One, Come All to the Kane County Fair!

by The Rullo Team

It’s time for the biggest summertime celebration in all of the Fox River Valley….. the 2019 Kane County Fair & Festival!!! For 151 years, our county has come together every summer to showcase what makes living in this area so great! Come join in on all the fun this Wednesday, July 17th, through Sunday, July 23rd, for 5 days of family fun and amusement!

 

The festivities are taking place at the Kane County Fairgrounds located at 525 South Randall Road in St. Charles. Join your friends, family, and neighbors for the endless activities and entertainment going on during the fair! Dine on classic festival food. Take a spin on some of the amusement rides or win carnival prizes on the Midway. Dance away to fun live entertainment at the Miller Lite Sound Stage. Check out all of the amazing local vendors and exhibits. Entertain the kiddos at the petting zoo and obstacle course. Swing by the Grandstand to watch several special events such as the demolition derby and bull riding!

 

Miller Lite Sound Stage Schedule

Thursday, July 18th
7:00 pm | Libido Funk Circus 

Friday, July 19th
8:00 pm | Hillbilly Rockstarz

Saturday, July 20th
8:00 pm | Hi Infidelity

Sunday, July 21st
7:00 pm | 7th Heaven

**All Miller Lite Sound Stage performances are FREE with fair admission!**

 

Grandstand Schedule   

Thursday, July 18th
7:00 pm | Monster Truck Show

Friday, July 19th
7:00 pm | Professional Championship Bull Riders & Cowgirls

Saturday, July 20th
1:00 pm | Championship Cowgirl & Barrel Racing

7:00 pm | Professional Championship Bull Riders & Cowgirls

Sunday, July 21st
4:00 pm | Ramer Race Promotions Demolition Derby

**Tickets for shows sold at Grandstand each night starting at 6:00 pm. Discounted tickets for the Friday and Saturday shows available through Ticketmaster.**

 

Hours of Operation

Wednesday | 3:00 pm to 11:00 pm

Thursday | 3:00 pm to 11:00 pm

Friday | 12:00 pm to 11:00 pm

Saturday | 12:00 pm to 11:00 pm

Sunday | 12:00 pm to 10:00 pm

**Exhibit halls close 2 hours earlier than the Midway.**

 

Ticket Information

General Admission
Wednesday | FREE for all!
Thursday | $5 per person | FREE for Senior Citizens (ages 62+) and Military (with ID) until 5:00 pm
Friday - Sunday | $10 per adult | $5 per child (ages 3-12)

Season Tickets
$20 per person

**Purchase tickets in advance HERE!**



Join The Rullo Team at the 151st Annual Kane County Fair! This amazing event brings the community together and makes the Fox River Valley an incredible place to live! Search Fox River Valley Homes for Sale to join in all the fun year round! Follow us on Facebook and check out our Website to find more reasons why you should call the Fox River Valley home sweet home!




Image Credit: Kane County Fair

Show Your Home Some Summer Time Love!

by The Rullo Team

Give your Fox River Valley home some TLC this summer These projects for inside and outside of your home will help spruce it up for you and your family and keep you comfortable and happy throughout the hot months and the rest of the year. Here are our top home maintenance tasks to tackle this summer!

 


1. Touch Up Exterior Paint - Boost your home's exterior appearance by touching up the paint. If you do not have any exterior paint on hand and need help matching the color, ask a professional to come out to help you find the perfect match.

 

2. Wash Windows - Be able to see the beautiful scenery of your landscaping by washing the outside of your windows. You will get best results by scrubbing with a bucked of hot soapy water.

3. Clean Window Screens - Window screens also need to be washed at this time. Gently scrub them with the same mixture. If they are too covered in dirt and grime, it is a great time to replace them.

4. Clean Exterior of House - This might be the most difficult maintenance task on our list but it is also vitally important. The warmer weather gives you the opportunity to wash the outside of your home and, after our winter and spring, that is a good idea. Do a soft washing to update your curb appeal and extend your home's lifespan.

 

5. Reverse Ceiling Fans - Change your ceiling fans to spin counter-clockwise so that a breeze is created throughout the home.

6. Clean A/C Filter - Keep your family cool all season long by cleaning the air conditioner filter. Wash with warm water or vacuum cleaner if your system does not have a self-cleaning function. Remember that this task should be done frequently while your air conditioner is in continual use.

7. Remove A/C Fan - After dealing with the A/C filter, now is a good time to dust off the fan. Remove it, clean it, and return it to its rightful place when done.

8. Check Furnace Filter - Your furnace has also been accumulating dust. Remove the filter and give it a thorough washing if the filter is a reusable one. If it is not, be sure to replace it with a new filter.

9. Maintain Washing Machine - Give your washing maching some care so your clothes continue to come out clean. Remove soil buildup from the seal around the door.

10. Inspect Driveway and Walkways - Driveways and walkways take a beating throughout the year: from the cold in the winter to the heat of the summer. Check for cracks and weeds and handle those issues as they are found. Afterward, it is a good idea to pressure wash these areas.

11. Clean Baseboards - It's a great time to work on those areas of the house that often get overlooked and that includes the baseboards. Give them a cleaning with a damp cloth to remove built up dust and dirt.

12. Clean Garbage Disposal and Dishwasher - Just like the laundry machine, now is a good time to clean the garbage disposal and diswasher. Refresh both by using vinegar. This will help remove food odors that have been building up.

13. Inspect Hoses - Look for cracks, wear and tear, or any signs of leaks in the hoses located around your house (i.e. dishwasher, refrigerator, washing machine, toilets, etc.). Replace as necessary.

14. Inspect Attic and Basement - Check both of these spaces for water leakage, mold and mildew, and pests. Handle any issues that you might discover right away.

15. Declutter - Get rid of those items that you really do not need around the house by hosting a rummage sale or donating them. If you discover that you have a lot of items to simply toss, consider renting a dumpster so you can do a giant purge at once and be done with it.

 

 

Keep your Fox River Valley home in tip top shape this summer by completing these home maintenance tasks! Check out The Rullo Team's website and follow us on Facebook for more helpful home owner tips throughout the year!


Successfully Use Comparable Sales To Price Your Home!

by The Rullo Team

 

Ready to sell your Fox River Valley home? Congrats! Once you determine you are ready to sell, you need to name your price. You want something that will obviously be profitable for you while also attracting potential buyers. A good way to price your home is with comparable sales. The term comparable sales, or "comps", is used for other homes recently or currently on the market that are similar to your own home. These comps provide you with a good blueprint of your home's value. Check out our helpful tips for you to use comparable sales to price your Fox River Valley home! 

 

Homes That Are Located Nearby: In order to use comparable sales correctly, you need to focus on homes that are located as close to your own home as possible. Look within your subdivision, neighborhood, and school district. However, don't get blinded by their location. Just because a home down the street from you has sold doesn't mean that it's price is relevant for your home. 

 

Homes With Similar Styles: Once you are looking within your own location, focus in on those houses that share similar style characteristics to yours. These characteristics include architectural design, type of construction material, the square footage of the home and size of the lot, the number of bedrooms and bathrooms, etc. 

 

Homes With Similar Amenities and Amenities: Beyond the similarities in style, you want to look for homes that offer the same amenities and recent upgrades as your own since these features affect the value of a home. 

 

Homes That Recently Sold: The housing market is ever changing and prices fluctuate. This means that the price of a home that sold a year ago is no longer relevant for pricing your own home. When using comparable sales to price, never use a sale that occured over 90 days ago. 

 

Listen To Your Realtor: Your experienced real estate agent is an expert in comparable sales. They know the area, understand the current trends in the Fox River Valley market, and have handled many of the recent sales in the area. They will be able to assess the differences between your home and comparable sales to set an appropriate price to sell. 

 

 

 

Find Out The Value Of Your Fox River Valley Home! Find more great Home Selling Tips by following us on FacebookSearch Current Fox River Valley Homes For Sale to find your next dream home!

 

Displaying blog entries 11-20 of 62

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