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How To Search For Your New Fox River Valley Home!

by The Rullo Team

Searching for a new home can truly feel overwhelming. It is easy to fall down the rabbit hole while searching the internet! Make your home search productive and effective for you by following these simple steps! You will surely find your dream home in Fox River Valley in no time!

 

Pre-Approval first! HBefore beginning your home search, get pre-approval for a mortgage. This will give you an accurate assessment of your available budget. Once you know your budget, you can focus on the homes that fit within your range.


 Determine Wants Vs. Needs! All home buyers come to the searching process with a list of items they are looking for in a new home. It is important to prioritize these items and determine which ones you cannot live without and which ones would be an added bonus. Create a wants versus needs checklist to help you focus in on what is most important in your new home.


 Pick A Style! Homes come in a variety of architectural styles. Determine which one makes the most sense for you. Do you prefer a ranch style home with everything located on a single floor or perhaps a cape cod style home with the children's bedrooms on the second floor? Instead of searching all the homes on the market, you can easily narrow down you search to only those homes that match the style you like best.

 

Choose Neighborhoods! As important as the home is in and of itself, its location should be equally important. You want to move to a neighborhood that will have the amenities that fit your lifestyle needs. Is it located within a good school district? How is the commute to work? Are there stores and restaurants within walking distance? Determine what is important to you and your family in the overall neighborhood and do some research. Once you find neighborhoods that will be the right fit, you can narrow your home search to those areas.

 

Take Notes! It is important that you are able to remember details of the houses you look at. After looking at several, though, it can be easy to start confusing the features available at each of the homes and/or the things that you didn't like about them. Take notes on the listing sheet while you tour a home. It is also important to take photographs of things that you like and don't like. By keeping all of this information, you can best determine which of the homes will truly be the best fit for you and your family.


Search Fox River Valley IL Homes for Sale! Let The Rullo Team help you find your dream Fox River Valley home! Give us a call at (630) 513-1771 and visit https://www.therulloteam.com/ to get started today.

 

Trick or Treating Hours For Your Fox River Valley Town!

by The Rullo Team

Halloween is quickly approaching! Get ready for a night of spooky, frightening fun! With your costume ready and your goody bag emptied, it is time to hit the streets of the Fox River Valley for some trick or treating! The night of Halloween, Thursday October 31st, will be filled with ghosts and goblins, superheroes and princesses! Here is a list of all of the trick or treating hours for the communities in our area!

 

 

Community Trick or Treating Hours

Wayne | 2:00 pm - 7:00 pm

Geneva | 3:00 pm - 7:00 pm

St. Charles | 3:00 pm - 7:00 pm

Oswego | 3:30 pm - 8:00 pm

Batavia | 4:00 pm - 7:00 pm

Elburn | 4:00 pm - 7:00 pm

Elgin | 4:00 pm - 7:00 pm

Maple Park | 4:00 pm - 7:00 pm

South Elgin | 4:00 pm - 7:00 pm

Aurora | 4:00 pm - 7:00 pm

North Aurora | 4:00 pm - 8:00 pm

 

Make sure everyone has a safe and happy Halloween by following these simple safety tips!

 

  • Trick or treaters should always walk in groups and never alone.
  • Parents or guardians should always accompany young children.
  • Bring a flashlight or attach reflective gear to costumes to ensure that everyone is visible after dark.
  • Make sure costumes do not restrict vision or have any tripping hazards.
  • Stay on sidewalks and within crosswalks when trick or treating. Only walk and avoid using skateboards, skates, bikes, etc.
  • Always look for traffic when crossing the street. If you will be driving on Halloween, make sure to always check for pedestrians.
  • Check ALL candy before letting your children eat any of it. You should only keep candy that is properly wrapped or packaged.

 

 

The Rullo Team wishes everyone a frightfully fun and safe Halloween!

Mark Your Calendars For Batavia's BatFest!

by The Rullo Team

We know that this time of year can be busy with the school year, changing seasons, holiday prep, and more! But, Halloween festivities offer a fun respite from the every day chores of the season. There are few better Halloween events in the Fox River Valley than the annual BatFest! Be certain to mark your calendars for Saturday, October 26th from 10:00 am to 2:00 pm for a ghoulishly good time. On that date, head on over to downtown Batavia for fun contests, great games and activities, live performances, downtown Trick-or-Treating, Halloween parade, Pumpkin bowl, Farmer's Market, and so much more! The best part? All of this fun is FREE for the whole family!

 


Daytime Events

10:00 am - Noon | Downtown Trick-Or-Treating

10:00 am - 2:00 pm | Activities at The Peg Bond Center

10:00 am - 2:00 pm | Farmers’ Market

10:00 am - 2:00 pm | Wazio Pumpkin Roll | Hosted by Boy Scout Troop 6

10:00 am - 2:00 pm | Bat Booth & Games

11:00 am - 1:00 pm | Live Bats & Other Critters | Hosted by Beardsgaard Barbers

11:30 am | BatFest Stories and Songs | Batavia Public Library

11:50 am | Halloween Parade | Hosted by Batavia Mother’s Club and Funway

Main Stage Schedule

10:00 am | SolUnique Dance Performance

10:30 am | Monster Mash Lesson and Performance by Batavia Academy of Dance

11:00 am | A Step Above Dance Academy Performance

12:15 am | Costume Contest | Hosted by April Duda Photography

  12:45 am | Thriller Performance by Batavia Academy of Dance

1:00 pm | Pet Costume Contest | Presented by Batavia Animal Clinic and Sponsored by Two Bostons

 

 

Happy BatFast! Follow The Rullo Team on Facebook and check out our Website for other great community events in Batavia and the broader Fox River Valley area!

Image Credit: Batavia Mainstreet

Stand Out From Homes On The Market With These Handy Tips!

by The Rullo Team

It might seem counter intuitive to put money and time into your Fox River Valley home once you've decided to sell. But, it is one of the best things you can do to help your home sell quickly and for top dollar! Attract buyers and stand out from the competition with these Design Tips to Sell.



Update Curb Appeal: Just like anything else in life, it is important to make a great first impression. This starts with your curb appeal. Wash and paint the exterior of your home. Take care of your landscaping. Add some welcoming touches to your front porch to invite buyers in.

Showcase Your Home: Although it might seem like you have to modernize everything in your home to sell, you should highlight your home's tradtional elements. These structural and/or design details will keep your home unique and memorable.

Add Some Paint: The cheapest thing you can do to give your home a fresh start is by applying some new paint. Just always keep it neutral to avoid turning off any potential buyers.

Think Eco-Friendly: Energy efficient features are increasingly popular amongst home buyers. These features not only help our environment but they also help a home owner's wallet when it comes to their energy bill.

Update Bathrooms and Kitchen: The few rooms that you should consider investing more money into are your bathrooms and kitchen. These are key rooms that buyers look at to determine whether or not they want to buy the home. It doesn't have to be complete remodels. You can do more basic updates, such as changing hardware and light fixtures.

Add Master Bedroom Closets: A large walk in closet off of the master bedroom is a selling feature for buyers. If your home does not have one, find a way to add one to increase the value of your home.

Find New Storage Spaces: All home owners are always looking for new storage solutions. Be creative with it. Find new spaces, such as under the stairs, to add storage to your home.

Create Space: You always want your home to feel as large as possible when showing it to buyers. A great way to create the perception of space is by placing your furniture in groupings away from the wall.

Hire An Organizer: While you can declutter your home on your own, it can be to your benefit to hire a professional organizer. They have tips to help make your home larger, find new storage solutions, and will help you get rid of the items you really don't need.

 


Sell your Fox River Valley home for top dollar by working with The Rullo Team! Give us a call at (630) 513-1771 or visit http://www.therulloteam.com/ today!

 

Source: Houzz Inc. ©

 

Make Home Buying A Treat Not A Trick!

by The Rullo Team

It might be the month for Trick Or Treating but when buying a new home (especially as a first time buyer) you want it to be more of a treat than a trick! Unfortunately it is easy to be fooled out there with all the misconceptions and misinformation about home buying. It is important to know all the facts before setting off on your journey to find your dream home. Here are 9 myths about home buying that we are happy to debunk for you!!

 

Myth 1: Looking for a House is Your First Step.

The initial search for the home is undoubtedly the fun part of the process. You know your list of desirables and you have the internet at your fingertips to help you find your dream home. BUT, there is a lot of information that you need know ahead of time before potentially getting your heart set on a home. Your first step should be to make sure that your credit is in top form AND get pre-approval for a mortgage. These steps will help you determine your budget and allow you to search for houses that are in an appropriate price range. Plus, pre-approval for a mortgage will help you during the process as it makes you more attractive to sellers.

 

Myth 2: Your Best Finance Option is a 30-Year Mortgage.

Many home buyers think that by selecting a 30-year mortgage they will automatically save money since they have a longer period of time to pay off the loan. Although monthly payments on a 30-year are lower than a 15-year mortgage, you will end up paying MORE in the end since you are borrowing the same amount of money for both BUT are borrowing for twice as long and at a higher interest rate with the 30-year option. Look into all loan options out there before making a decision. A 30-year fixed mortgage might be the best option for you or there might be another loan that makes more sense. Stay open and do plenty of research ahead of time to make an informed decision. Check out our helpful Finance Information for this step of the process.

 

Myth 3: Your Down Payment has to be 20%.

Although a 20% down payment allows you to avoid paying for Private Mortgage Insurance (PMI), it is not always the required amount from lenders. If you are willing to pay the monthly bill for PMI, you may be eligible for loans with a 5% or 10% down payment. Otherwise, there are also FHA loans and other down payment assistance options that you may qualify for.

 

Myth 4: The Down Payment is your Only Cost Upfront.

The down payment on the home will never be the only cost you have to pay up front. There are always added costs for credit reports, inspections, insurance, and more that home buyers need to account for. Additionally, the negotiated deal for the house could include you being responsible for the closing costs.

 

Myth 5: You are out of Luck if you have Bad Credit.

Having good to excellent credit definitely helps when it comes to buying a home. But, even if your credit is not great, you can still be eligible for some financing options. FHA loans can offer low down payments to buyers with bad credit. Be sure to do plenty of research ahead of time though regarding your loan options. Something that might look great at first, might not be great in the long run.


Myth 6: Home Inspections Aren’t Necessary.

A home inspection is ALWAYS a crucial step in the home buying process. Even if you are worried that you might lose out on the house to a buyer that waives the inspection, it is worth the risk. There is far more risk in buying the home as is without knowing any hidden issues with it. You will save a ton of money and time buy spending the money upfront to inspect the home.

 

Myth 7: You Must Offer the Asking Price.

You found your dream house and you don’t want to risk losing it…..so you have to offer the full asking price, right? Although there can be competition when putting an offer on a house, you do not need to offer the asking price. Sellers will often be willing to negotiate with buyers who have awesome credit, a pre-approved loan, and a ready down payment in order to ensure that the house gets sold as soon as possible. You also do not need to offer the full asking price if the home inspection you got exposed some issues with the house. You can negotiate a price based on what the inspection found.

 

Myth 8: You Don’t Need a Realtor.

It is important to work with an Experienced Realtor during your home buying process. Although the internet might make it appear like it is easy to buy a home on your own, there is a lot of valuable information that realtors know that can assist you. We understand the market, know exactly what to look for, have experience negotiating, and so much more. The experience will seem a lot less stressful having someone knowledgeable on your side along the way!

 

Myth 9: Choose A Home Based On Your Current Lifestyle Only.

It is important to recognize what you need in a home immediately as well as in the future. Whether you are planning on having children someday or not, buying a home in a neighborhood with good schools should be on your list of must haves. Research has shown that homes in such neighborhoods have higher resale value, so if you ever consider selling in the future you are setting yourself up for success. Also, consider other lifestyle needs that you might develop over time. If you plan on being in your home for the long haul, make sure that what you will want in 10, 20, or 30 years from now is available in the home and neighborhood that you selected.

 

For more Home Buying Tips and to Search Homes for Sale in the Fox River Valley, give us a call today or visit our website at http://www.therulloteam.com/.  

Find New Ideas & Inspiration at the Pheasant Run Home & Garden Show!

by The Rullo Team

Have some remodeling and rebuilding ideas for your Fox River Valley home? Do not miss the Pheasant Run Home & Garden Show!! Head over to Pheasant Run Resort Mega Center (4051 East Main Street, St. Charles) this weekend to find thousands of ideas and inspiration for your own home and talk to experts that can help make your plans a reality!

 

 

Whether you are fixing up your kitchen and bath, looking for gardening and landscaping ideas, improving your roofing and gutter systems, or any other home maintenance projects, you will find the best local contractors, repairmen, and tradesmen to work with. Come with your plans! Shop for all the items you could possibly need for your projects and get great deals! You will surely find something perfect for your home within the 40,000 square foot event!

 

 

The show will be held on Saturday, October 5th, and Sunday, October 6th, from 10:00 pm to 5:00 pm daily. Enjoy FREE Admission and FREE parking!


 

Homeowners can find additional information HERE to help you make the most of this spectacular Home & Garden show!

 

Follow The Rullo Team on Facebook and check out our Website for great homeowners tips and related community events!




Image Credit:
Pheasant Run Home Show (Omni Media)

Get Your Fox River Valley Home Ready For Colder Temps!

by The Rullo Team

Winter might still seem like a distant prospect in our future (thank goodness!). However, as we approach the end of the year, the days will just keep getting colder. Get your Fox River Valley home ready for the upcoming cold season by starting to winterize now. You will be able to do any necessary work while it is still comfortable enough to do so AND it will keep you and your family toasty all cold season long while also saving you money on your energy costs! Focus on these elements of your home as the temperatures drop!

  • Energy Monitor - Install this helpful tool to learn where your home uses the most energy so you can easily discover ways to cut costs this upcoming winter.....and ALL year round!

  • Windows - Use a Window Insulation Kit to add an extra layer against the cold. Be sure to properly caulk around all windows to avoid warm air leaks and cold air drafts.

  • Doors - Once the temperature drops significantly, add a draft blocker underneath all outdoor doors. Be sure to caulk and weatherstrip as needed. Consider switching to a Storm Door for added energy efficiency.

  • Furnace - Change the filters to increase airflow and remove illness inducing irritants. Have the system professionally cleaned and adjusted. Save money in the long run by upgrading to an Energy Efficient Furnace. You will stay warm and keep your family healthy all season.

  • Fireplace - Hire a professional chimney sweep to come clean and inspect your chimney. Doing so now will ensure that you can get someone into your home before they go into their busy season and will keep you safe by removing any potential dangers that could occur the first time you light a fire this fall.

  • Insulation - Just as you do to go outside, your home needs to wear some added layers in the winter. Add insulation between walls, to the basement ceiling, and the attic floor. Also, wrap insulation around your pipes to avoid the costly issues caused by freezing pipes.

  • Thermostat - Keep heating costs low by turning down the heat whenever you leave the house. Also consider reducing the temperature by a couple degress and cuddling up with a warm blanket instead!

 

For additional helpful home owner’s tips, check out our website at http://www.therulloteam.com/!


5 Terms To Help You Close On Your Dream Fox River Valley Home!

by The Rullo Team

If you are in the market for a new Fox River Valley home, we know that the buying process can seem a bit complicated. This is especially true when there are words being used that you don't know how to define! Become a home Buying pro by knowing the definition of 5 important closing terms. Use these simple definitions as a starting off point to understanding the home buying process!

 

1) Down Payment – The down payment requires you to put money up front in order to secure a home loan. In general, mortgage lenders require 3% to 20% of the home value.

 

2) Private Mortgage Insurance (PMI) – If you make a down payment that is less than 20% of the price of the home, you will likely have to pay for private mortgage insurance. This insurance protects your lender in case you end up in foreclosure.

 

3) Annual Percentage Rate (APR) – The APR covers all the finances and credit costs you will incur from taking out a loan. These costs include the interest rate, broker fees, points, and other credit charges.

 

4) Closing Costs – Buyers and sellers both pay closing costs based on the agreement reached during price negotiations. These costs includes application fees, property fees, attorney charges, settlement documents, title examination, and title insurance.


5) Loan Estimate (LE) – The LE includes every detail of your loan agreement terms, including the estimated closing costs.



Let us help you close on your very own dream home this fall! Check out our current Homes for Sale . Give the Rullo Team a call today or visit our website at http://www.therulloteam.com/ today!

Get Your Home Ready For Fall With The Perfect Pumpkin!

by The Rullo Team

The first day of Fall is right around the corner on the 23rd! It is one of our favorite times of year! The cool sunny days, the crisp air, stunning colors of leaves, cozy sweaters, and the buzz of energy as we head into the end of the year are all some of the best aspects of the season. One of our other favorite fall things…...PUMPKINS. Here are our area's BEST PUMPKIN PATCHES for you to find the perfect pumpkin to decorate your Fox River Valley home this autumn!

 

Windy Acres

Address: 37W446 Fabyan Parkway

Geneva, IL 60134

Phone: 630-232-6429

Fax: 630-232-6459

Website: Windy Acres

Email: [email protected]

 


Kuipers Family Farm

Address: 1N318 Watson Road

Maple Park, IL 60151

Phone: 815-827-5200

Fax: 815-827-4100

Website: Kuipers Family Farm

 


Sonny Acres Farm

Address: 29W310 North Avenue

West Chicago, IL 60185

Phone: 630-231-3859

Website: Sonny Acres Farm

 


Abbey Farms

Address: 2855 Hart Road

Aurora IL, 60502

Phone: 630-966-7775

Website: Abbey Farms

 

 

If you are interested in more information about activities and events around the Fox Valley area, Like and Follow us on our Facebook page and check back to Our Blog weekly.


 


Labor Day Weekend Festivities in the Fox River Valley!

by The Rullo Team

Labor Day Weekendis here! Celebrate the unofficial end of summer in the beautiful Fox River Valley! Host a fantastic backyard barbecue with family and friends! Spend time in the great outdoors at one of the amazing recreational facilities in the area. Or attend one of the fun filled community festivals taking place this weekend! 


Maple Park Fun Fest 2019

Date: Saturday, August 31st - Sunday, September 1st

Time: 5:00 pm - 6:00pm

Location: Central Gardens of North Iowa (800 2nd Avenue North, Clear Lake)

Cost: FREE admission!

Do not miss on all the fun to be had this weekend at this year’s Maple Park Fun Fest! Explore the car show. Find unique goods at the craft show. Participate in the bags tournament. Bring your children to the Kids Zone for great activities. Decorate your bike and wagon for the parade. Listen to hours of live entertainment. Dine on delicious cuisine from the numerous food vendors. And, watch a spectacular fireworks display! Check out every thing that is going on during this fabulous community event by checking out the full schedule HERE

43rd Annual Fox Valley Folk Music and Storytelling Festival

Date: Sunday, September 1st - Monday, September 2nd

Time: 11:00 am - 8:30 pm (Sunday) | 11:00 am - 6:00 pm (Monday)

Location: Island Park (2 East State Street, Geneva)

Cost: $25 per adult | $15 per teen | FREE for children 12 & under

Spend Labor Day weekend with music and words at this incredible community event! Enjoy fantastic live musical performances by Boo BradleyBob BoveeCajun StrangersAndrew & Casey CalhounCurtis & LorettaMark DvorakDel ReyGina ForsythJohn GorkaDonna Herula DuoRev. Robert JonesDavid MassengillJohn RobertsRed Tail RingSteam MachineMichael SmithPop WagnerMatt Watroba, and more! Listen to stories byDonna WashingtonMegan WellsRev. Robert JonesDavid MassengillFox Valley Storytelling Guild, and more! Attend special workshops withChicago Sacred Harp SingersTwo Way Street Favorites, and more! Do not miss the Old Time Barn Dance and Ghost Stories on Sunday evening only. Check out the full schedule HERE

2019 Downtown Batavia Block Party

Date: Sunday, September 1st

Time: 4:00 pm - 9:00 pm

Location: Downtown Batavia (Peg Bond Center & North River)

Cost: FREE Admission!

There is fun for the whole family at the Downtown Batavia Block Party. Play fun lawn games and bags. Enter your most delicious pie in the bake-off. Marvel at classic cars. Dance the night away to live performances by River City Revival, The Heavy LiftingBatavia Academy of Dance, and The Breakfast Club. And, dine on the best food Batavia has to offer!

 

The Rullo Teamwishes everyone in the Fox River Valley a happy and safe Labor Day Weekend!

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