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Geneva Proves Yet Again That It Is Best Of The West!

by The Rullo Team

There is one thing that people throughout Chicagoland know to be true…..Geneva, Illinois is a great place to live! For yet another year, West Suburban Living magazine’s annual survey has shown that Geneva is the top suburb that people would want to live other than their current hometown in 2019!


Every year the magazine releases their BEST OF THE WEST, which ranks the many western suburbs and their amenities in 90 categories. The rankings are based on reader votes. Geneva has been named the most desirable town to live in more than any other community throughout the years of competition.


It is not hard to recognize why Geneva stands out amongst the pack when looking at the other categories in the list. Readers honored the town of Geneva with many other notable distinctions that when taken all together prove that there is no other place quite like this charming town. Several of the city’s stores, restaurants, and entertainment facilities were named the best in the area. Geneva is also known as a city of great community events and festivals. The annual Swedish Days Festival and Festival of the Vine were named amongst the western suburb’s best festivals. Readers surveyed also recognized the Geneva Art Fairs and Geneva French Market as some of their favorite spots to find arts and crafts and local produce and food, respectively. Other top rankings went to Island Park, Geneva’s downtown, and so much more! All of these results make it clear, that Geneva truly has something to offer everyone!


Great local schools, beautiful recreational facilities, thriving downtown, and tight knit community feel are event more reasons why Geneva is the best of the best. Want to call this incredible community home? Check out the Current Homes for Sale in Geneva! Give The Rullo Team a call today or visit our website at http://www.therulloteam.com/.  

Buy Your Dream Home With These Financial Tips!

by The Rullo Team

Buying a new home in the Fox River Valley is a major financial commitment. However, you never need to feel like home ownership is out of reach. There are several steps you can take now to help you afford your dream home!

 



Find more Home Buying Tips and Search Homes for Sale in the Fox River Valley, by giving us a call today or visiting our website at http://www.therulloteam.com/.

What To Look For When Buying A Home For Your Family!

by The Rullo Team

Room for a nursery? Check. Good school district? Check. Home buyers with kids (or who hope to have kids soon) know to look for properties with certain kid-friendly characteristics ... but do you know all the things you should check? Home buyers with kids have several things that they always keep in mind when they begin searching for a home. These include location within a great school district, room for your family to grow, and safety of the neighborhood. But, what about those things that are overlooked that could make a home less conducive for everyone in your family. If you are a parent and are in the market for a new home in the Fox River Valley, consider these 8 factors as you begin your search!


1. Open Floor Plan

If you have younger children, an open floor plan allows you to keep your kids in sight while you are taking care of other things, such as preparing dinner, in your home. Look for homes that have the family room, dining room, and kitchen open. Even as your kids get older and start using the basement or bonus room more, this open space will still be a perfect spot to gather together as a family throughout the day.

 

2. Placement of Bedrooms

Not only do you want to make sure your new home has enough bedrooms for everyone in your family, but you should also consider where those bedrooms are placed within the home. Decide whether you want to have all of the bedrooms located on the same floor so you can always hear what is happening in your children's bedrooms OR if you prefer the master bedroom on the first floor for some privacy.


3. Hot Items

Think about areas of the home that could get hot and potentially burn your children if touched. Radiators (though mostly found in older homes) can be hot to the touch. In addition, the glass over gas fireplaces can also become so hot that one could be burned if they accidently touch it. Make sure that you take necessary precautions if you have younger children in the home.


4. View of the Backyard

As important as it is to have a back yard for your children to play it, it is just as important to have an easy sightlight to that backyard from inside your home. This will allow you to keep an eye on your children as you do chores within the home.


5. Flat Yard

If your lot is too steep, it can make playing difficult and even dangerous for your children. Find a yard that is flat so your kids can safely play all that they want to.


6. Neighbors

Try to find out who the neighbors are in the area. Your children's safety should always be at the top of your mind when picking a new house.


7. Sidewalks

Even if you make sure not to move onto a street that has too much traffic, it can still be dangerous for kids to play and walk around outside if there aren't sidewalks in the area.


8. Walkability

Along with sidewalks, buyers with kids should pick out a home that is close to amenities. Make your life more convenient by moving to a spot that has parks, schools, restaurants, and stores within walking distance.



For more Home Buying Tips or to Search Homes for Sale in the Fox River Valley, give us a call today or visit our website at http://www.therulloteam.com/. We are happy to here to help you find a home that perfectly fits the needs of you and your children.

Amp Up The Elegance In Your Fox River Valley Home!

by The Rullo Team

Selling your Fox River Valley home? Help drive your offer prices up and make your home stand apart from the competition by making your listing look more expensive! Add some elegant touches to help increase the apparent value of your home! Follow these simple tips and your home will be sold in no time!

1. Paint Color. Clean up the appearance of your home by applying a fresh coat of paint throughout. Choose a neutral color that will appeal to all buyers. Add elegance by selecting one with a slight sheen.


2. Declutter. Eccentuate the space within your home and highlight your home's best architectural features by removing all clutter and unnecessary items that could be distracting for buyers.


3. Kitchen Appliances. Higher end homes have kitchens with brightly colored or stainless steel appliance. Upgrade yours before selling.


4. Fixtures. Help bring your home into the modern era by replacing all outdated lighting and plumbing fixtures, as well as hardware.


5. Crown Molding. Add crown molding to the living and dining rooms for instant elegance.


6. Window Treatments. Let ample light in to make your home look big and bright. Update window treatments to solid colored blinds, drapes, or shades.


7. Garage Door. Your garage door takes up a lot of real estate on the outside of your home. Get a great return on investment by updating the door to own that looks more expensive. We recommend a wood door with carriage home details.

For more helpful tips or assistance in Selling your home, give The Rullo Team  a call today or visit our website at http://www.therulloteam.com/!

Choose The Rullo Team For All Your Real Estate Needs!

by The Rullo Team

 

 

Our incredible, award winning team includes Alex Rullo (Broker), Vicky Rullo (Realtor), Sandy Selander (Buyer Specialist), Adam Rullo (Buyer Specialist), and Denise Huelskamp (Client Care Manager).


The Rullo Team is dedicated to providing our clients with the highest level of service. With over 3,000 homes sold and 33 years of real estate negotiation, we offer the expertise and experience providing a wide variety of services to meet all of our clients real estate needs in the beautiful Fox River Valley! Work with the best team around for Buying or Selling your home. Give us a call at (630) 513-1771 or visit our website at www.therulloteam.com so we can begin helping you today!

Top Benefits for Buying this Month!

by The Rullo Team

If buying a new home was on your list of goals for 2019, do not delay! Although winter is generally not considered a prime time to buy a new home, all indicators for the year show that it is the great time to buy. Find your dream home in the Fox River Valley now! Here are the top ways you will benefit buy buying your new home this month!


You will have higher savings!

Home prices in prime buying months (i.e. Spring and Summer) will increase. That means that you can enjoy significant savings on the price of the home by buying now instead of waiting for the weather to warm up!


 

Lock in a lower interest rate!

Just as you will save money on the price of the home, you will also likely enjoy a lower interest rate buy purchasing now. It is unknown exactly how interest rates will change during this new year, though most indicators show there will be an increase before the end of 2019. Lock in a lower rate today to save on your monthly payments!


 

You will have less competition in the market!

Winter is not a popular time to move in Illinois. With cold weather and snow, moving your belongings can be a hassle! That does not mean it should deter you though. In fact, since everyone feels that way, there are less buyers in the market in January. At the same time, there tends to be around the same amount of inventory. This means less competition from buyers which can result in a better deal for you as sellers are more willing to negotiate.



If you are interested in taking advantage of this prime month to Buy your new home, give the Rullo Team a call today or visit our website at http://www.therulloteam.com/.

 

Spread Holiday Cheer And Sell This Season!

by The Rullo Team

Spread cheer by selling your home this holiday season! We understand the impulse of taking your home off the market until the beginning of the new year. But, December can actually be a great time to sell! Here are the top reasons why you should sell your Fox River Valley home during the holidays!

 

1. Enjoy Less Competition!

Other people in your area will undoubtedly take their homes off the market or delay listing their homes. This will reduce the inventory of homes and make it more likely that your home will rise to the top of the search lists. With less competition, you have better chances of your home being sold.

2. Your Home Looks And Smells Festive!

Staging is taken care of during the holidays with your warm fireplace, festive decor, and delicious smells of home-baked goods. This homey ambiance can create feelings of nostalgia within the buyer and urge them to make an offer. Just make sure you don't go overboard with decorations. You still want buyers to be able to imagine themselves within the home as well as show off the best features of your home without distracting clutter.

3. Serious Buyers Look During The Holidays!

Any buyers that are still looking during the holiday are ready to buy NOW! These buyers have either been looking for a while and have yet to find something we love or they have just entered the market and need to buy quickly. Either way take advantage of their desire to find a home as soon as possible.

4. Buyers With Children Are Utilizing the School Break!

There are prospective buyers that use the holiday season to find a home in order to get their children settled before school starts up again in January. These are more serious buyers that are actively lookin g to find a home as soon as possible.

5. Closing Is Faster!

The spring time is a busy time for lenders. That means that buyers have to wait longer to get their loans processed and approved. The slow down in the housing market in December makes the lending process move quicker which means closing can occur much faster!

6. Change Your Strategy To Sell!

Don't take your home off the market during the holidays even if it has been on the market for a while now. Instead, use this time to adjust your strategy. Is your asking price what it should be? Is there a different way you could stage your home? Are there things you could fix up?


 

If you are interested in Selling Your Home This Holiday Season, give The Rullo Team a call today or visit our website at http://www.therulloteam.com/.



Information Source: Realtor.com®

 

How To Find The Perfect School For Your Little One!

by The Rullo Team

Ready to buy a home new home? There are many things to consider as you begin your Fox River Valley area home search. Consider size, architectural style, amenities, outdoor space, and location. If you have a family or are planning for one, one of the most important factors is local schools. You want to make sure you set your children up for success with a quality education.

 

There are so many excellent school districts in the Fox River Valley area!

Indian Prairie Community Unit School District 204 | Homes for Sale

Geneva Community Unit School District 304 | Homes for Sale

St. Charles Community Unit School District 303 | Homes for Sale

Batavia Public School District 101 | Homes for Sale

Oswego Community Unit School District 308 | Homes for Sale


When it comes to what schools within these districts are the best of the best, you will need to do a little schoolwork on your own! There are several factors to consider when determining the quality of schools. Look beyond test scores. Although this information is helpful, it does not always provide the best indicator of schools quality. Explore websites like GreatSchools.org, Niche.com, and U.S. News & World Report for great unbiased data and rankings of local schools. Check out each school's website to learn about awards or recognitions received. Do not be afraid to reach out to the schools to ask further questions and request a site visit. Seeing the school in person and meeting with the staff can help you determine whether the school would be the right fit for your child.

 

 

Once you find the perfect school with you, work with an experienced realtor to find the perfect home for you within the school's boundaries. Give The Rullo Team a call today or visit our website http://www.therulloteam.com/ to get started today!

 


 

Get the Truth on the Myths of Home Buying!

by The Rullo Team

Buying a home is a major step! And, for first time home buyers, it can seem like a daunting task. There is plenty advice out there about what steps to take, the process, financing, and more….but unfortunately there are also a lot of misconceptions and misinformation. It is important to know all the facts before setting off on your journey to find your dream home. Here are 9 myths about home buying that we are happy to debunk for you!!

 

Myth 1: Looking for a House is Your First Step.

The initial search for the home is undoubtedly the fun part of the process. You know your list of desirables and you have the internet at your fingertips to help you find your dream home. BUT, there is a lot of information that you need know ahead of time before potentially getting your heart set on a home. Your first step should be to make sure that your credit is in top form AND get pre-approval for a mortgage. These steps will help you determine your budget and allow you to search for houses that are in an appropriate price range. Plus, pre-approval for a mortgage will help you during the process as it makes you more attractive to sellers.

 

Myth 2: Your Best Finance Option is a 30-Year Mortgage.

Many home buyers think that by selecting a 30-year mortgage they will automatically save money since they have a longer period of time to pay off the loan. Although monthly payments on a 30-year are lower than a 15-year mortgage, you will end up paying MORE in the end since you are borrowing the same amount of money for both BUT are borrowing for twice as long and at a higher interest rate with the 30-year option. Look into all loan options out there before making a decision. A 30-year fixed mortgage might be the best option for you or there might be another loan that makes more sense. Stay open and do plenty of research ahead of time to make an informed decision. Check out our helpful Finance Information for this step of the process.

 

Myth 3: Your Down Payment has to be 20%.

Although a 20% down payment allows you to avoid paying for Private Mortgage Insurance (PMI), it is not always the required amount from lenders. If you are willing to pay the monthly bill for PMI, you may be eligible for loans with a 5% or 10% down payment. Otherwise, there are also FHA loans and other down payment assistance options that you may qualify for.

 

Myth 4: The Down Payment is your Only Cost Upfront.

The down payment on the home will never be the only cost you have to pay up front. There are always added costs for credit reports, inspections, insurance, and more that home buyers need to account for. Additionally, the negotiated deal for the house could include you being responsible for the closing costs.

 

Myth 5: You are out of Luck if you have Bad Credit.

Having good to excellent credit definitely helps when it comes to buying a home. But, even if your credit is not great, you can still be eligible for some financing options. FHA loans can offer low down payments to buyers with bad credit. Be sure to do plenty of research ahead of time though regarding your loan options. Something that might look great at first, might not be great in the long run.

 

Myth 6: Home Inspections Aren’t Necessary.

A home inspection is ALWAYS a crucial step in the home buying process. Even if you are worried that you might lose out on the house to a buyer that waives the inspection, it is worth the risk. There is far more risk in buying the home as is without knowing any hidden issues with it. You will save a ton of money and time buy spending the money upfront to inspect the home.

 

Myth 7: You Must Offer the Asking Price.

You found your dream house and you don’t want to risk losing it…..so you have to offer the full asking price, right? Although there can be competition when putting an offer on a house, you do not need to offer the asking price. Sellers will often be willing to negotiate with buyers who have awesome credit, a pre-approved loan, and a ready down payment in order to ensure that the house gets sold as soon as possible. You also do not need to offer the full asking price if the home inspection you got exposed some issues with the house. You can negotiate a price based on what the inspection found.

 

Myth 8: You Don’t Need a Realtor.

It is important to work with an Experienced Realtor during your home buying process. Although the internet might make it appear like it is easy to buy a home on your own, there is a lot of valuable information that realtors know that can assist you. We understand the market, know exactly what to look for, have experience negotiating, and so much more. The experience will seem a lot less stressful having someone knowledgeable on your side along the way!

 

Myth 9: Choose A Home Based On Your Current Lifestyle Only.

It is important to recognize what you need in a home immediately as well as in the future. Whether you are planning on having children someday or not, buying a home in a neighborhood with good schools should be on your list of must haves. Research has shown that homes in such neighborhoods have higher resale value, so if you ever consider selling in the future you are setting yourself up for success. Also, consider other lifestyle needs that you might develop over time. If you plan on being in your home for the long haul, make sure that what you will want in 10, 20, or 30 years from now is available in the home and neighborhood that you selected. 

Protect your Pets from the Stress of Fireworks!

by The Rullo Team

 

 

With the celebrations of the 4th of July tomorrow, it's important to protect your pets from the stress of the loud noises of Fireworks Displays that will fill the nighttime sky.  Pets are under stress from loud auditory sounds throughout their daily lives;  police cars, ambulances, firetrucks, construction and more.  However, firework displays are far greater than the 120-decibel pain threshold for pets...fireworks are in the 170-decibel range!  Below are some tips to help alleviate the stress and keep your pets safe:

1. DO NOT TAKE YOUR PET TO THE FIREWORKS DISPLAY!!

2. Keep them in a quieter, interior room to help shield from the noise.

3. Turn on the Television or Radio to add some everyday background noise that can interfere with the loud noises outside.

4. If at all possible, have a family member stay with your pets during this time.  Especially if you have a new pet!

5. Make sure the room you put them in does not have an easy escape route.  The number of pets that try to escape their situation during fireworks increases substantially on the 4th.

6. Check to be sure that your pet has identification tags or is chipped, in case they do escape the home.

7. If you've chosen to have fireworks at your own home, make sure you've cleaned up the debris as it will be toxic for pets...especially when being chewed on.

8. When returning from a fireworks display, try to be calm upon entering your home and keeping loud everyday home noises to a minimum.  

The Rullo Team wishes everyone a happy & safe Independence Day!

Displaying blog entries 1-10 of 28

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