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Displaying blog entries 681-690 of 709

Halloween Pumpkin Time!

by alexandvickyrullo

Hello again and Happy Fall from me, Spike-O-Lantern Rullo!

 

I am here to remind you all to have a safe and Happy Halloween! There are a few things for you owners to keep in mind around this spoooooooky holiday to make it a fun time for both you and us little furry guys. Sometimes we can get a little stressed out with all the commotion of Halloween night. First, remember that sometimes, your costumes can be a little frightening to us smaller folks. Be sure to take a minute to make sure we know it is really you, and not some wicked witch on a broom who wants to eat us for dinner. Second, make sure to keep us confined to an area away from the front door when you are passing out those yummy candies to the trick-or-treaters. This way you can eliminate any possible jail break escapees. Third, remember to make sure to clean up any dropped goodies before letting us out and about. They smell just as tempting to us as they do to little goblins and ghosts, but they can cause us a lot of harm. It is very important to remember that chocolate is actually a poison to us. However, treat wrappers are also a big problem. They can cause us painful and expensive, life threatening tummy problems. Be sure to contact our vet if you see that we have gotten into the trick-or-treat bag.  

Now for the good stuff, where to get your Halloween PUMPKINS!!! Here is a list I put together of all the local areas around Geneva, St. Charles and Batavia for you to get a great pumpkin to turn into our very own Spike-O-Lantern! These local spots also have plenty of fun family activities like Hay Rides and Corn Mazes. Don't forget to enjoy some hot apple cider and maybe even some cider doughnuts! Be sure to check these places out and plan a fall day full of family fun!

 

Sonny Acres - 29W310 North Ave in West Chicago. 630-231-9515

www.sonnyacres.com

Nortons Produce - 39W369 Rt. 64 in St. Charles. 630-377-8118

www.nortonsproduce.com

Kuipers Family Farm - 1N318 Watson Rd in Maple Park. 815-827-5200

www.kuipersfamilyfarm.com

Abbey Farms of Marmion Academy - 850 Butterfield Rd in Aurora. 630-897-6936

www.abbeyfarms.org

Anderson Farm - 251 Montgomery Rd in Montgomery. 630-896-8835

Windy Acres - 37W446 Fabyan Pkwy in Geneva. 630-232-6429

www.windyacresfarmstand.com

 

 

The Rullo Team and I wish you all a happy and safe Halloween 2011!

For information on local real estate, visit our website at www.TheRulloTeam.com.

Buying Your First Home in Metro Chicago: Fix Your Credit

by alansche

Are you looking to buy your first home in the Metro Chicago area? Congratulations! We wanted to help people just like you learn more about the home buying process, so we decided to create a series of blog posts highlighting some of the most important aspects of buying a first home in or around Chicago. Fixing your credit is the first step you must take after you decide to buy a home in Metro Chicago. Check your credit report as soon as possible and give yourself at least three to six months to clean it up and fix any errors that may exist. You can receive a free copy of your report from all three credit unions - Experian, TransUnion, and Equifax. After receiving your reports, take the time to read about the individual score. There are different scales used between FICO and Vantage scores, so it is important that you know what the number means rather than just looking at the actual number. Next, check to make sure there are no errors on the report. If there are, contact the credit agency to begin the process of fixing the issue. According to U.S. Public Interest Research Groups, there are serious enough errors on one in four credit reports to prevent those buyers from getting credit. For more information about buying your first home in Metro Chicago, check back with our blog often! We will have many more posts to come about what you should and should not do during the home buying process. Call The Rullo Team at 888-457-8005 if you are serious about buying your first home and would like professional real estate agents to help ease you of the stress and complications of the transaction. Photo courtesy of Stock.xchng

Home Prices Bounce Back in Second Quarter of 2011

by alansche

During the second quarter of this year, home prices made a considerable rebound after three straight quarters of declines. However, more real estate activity is needed to continue moving the industry in a positive direction. National home prices jumped 3.6 percent during the April 1st - June 30th period compared to the first quarter of this year. Another monthly index report showed that home prices in 20 major metro cities increased 1.1 percent from May to June. Although Stan Humphries, chief economist for real estate website Zillow, believes that the third quarter of 2011 will once again see price drops, Chicago Metro home sales activity has been strong in recent month. We do not expect Humphries' prediction to be the case for Chicago once numbers are released later this year. In fact, Chicago was at the top of the list of major metro city sales activity with a 3.2 percent increase from May to June. The end of Spring and beginning of Summer usually see a jump in activity, but we are confident that this trend will carry on through the Fall. If you are considering buying a home in Chicago Metro, record-low interest rates are creating some fantastic deals in the market. Call The Rullo Team at 888-457-8005 to learn more about the current real estate market. Photo courtesy of Stock.xchng

First-Time Home Buyers in the Metro Chicago Area

by alansche

Buying a home is one of the most important decisions and purchases most Americans will make in their life. For first-time home buyers in the Metro Chicago area, the first real estate transaction is still as intimidating as it was during the sky-high rates of the 1980s and when the market was booming in 2005. Here are some tips to help those entering the market make sense of all the numbers and headlines. Currently, mortgage rates are at or near historic lows. 30-year fixed-rate mortgages will run you between four and five percent, and 15-year fixed-rate mortgages sit around three to four percent. These low rates will save first-time buyers money on their monthly mortgage payments. The housing market bubble burst a few years ago, so there are many great deals to found on the market. Foreclosures and short sales are also available at great prices, so first-time home buyers have plenty of properties to choose from in most cases. If you plan on remaining in the same home for at least a few years, now is a great time for first-time home buyers to enter the market. The combination of low prices, low rates, and wide selection create the buyers market that so many people look for. More information about first-time home buyer considerations can be found on Realty Times. If you are a first-time home buyer in the Metro Chicago area, call The Rullo Team at 888-457-8005. Photo courtesy of Stock.xchng

How to Increase your Saint Charles Home Appeal

by alansche

Selling your Saint Charles home requires a combination of great price, good location, and fantastic condition. These qualities work together to grab the attention of buyers and urge them to make an offer on your home. In order to remain competitive in this market, here are three ways to increase the appeal of your Saint Charles home.

  1. Prepare your home for pictures, videos, and more. One of the biggest parts of selling your home is an effective marketing campaign, and that is not possible if the photos and videos of your home are not top-notch. Take the time to clean furiously and rearrange furniture as need in order best show your home through media.
  2. Spend money on boosting the curb appeal of your Saint Charles home. Power washing your driveway, landscaping, and fixing any exterior problems will guarantee a great first impression and put you ahead of the rest of the pack.
  3. Price your home competitively. Today's market can be rough on initial listing prices, but well-price homes are more likely to receive multiple offers, thus boosting the amount you will actually get for your house.
For more home appeal tips, visit Realty Times.
Are you looking to sell your Saint Charles home? If so, call The Rullo Team at 888-457-8005. We are the number 1 real estate team in the Fox Valley and know exactly what it takes to sell your home in this market.
Photo courtesy of Stock.xchng

Pressure Wash your Saint Charles Home to Sell

by alansche

If you plan to sell your Saint Charles home in the near future, pressure washing it will help remove dirt and debris to give the house a sparkle that will catch the eyes of potential buyers. In order to create this added curb appeal, however, you need to know how to properly pressure wash the property. First, you must select the right pressure washing machine for your home. Just like other tools, pressure washers are not one-size-fits-all. A gas-powered model can operate at more than 6,000 cleaning units, which should be plenty if you do not have hard-to-clean mold on your home. If you do have mold on the exterior of your home, pre-treat it with a mixture of bleach, mildewcide, and water. Scrub the area after soaking it and rinse it with water. Pressure washing that area should now leave it spotless and streak-free. You will also need other proper gear to pressure wash your home. Five-gallon buckets to mix the pre-treatment solution, a pump garden sprayer, extension pole with soft siding brush, measuring cup, and stiff deck brush are all suggested tools to help you best clean the exterior of your home. For more helpful tips for pressure washing your home, visit MSN Real Estate. By using the proper tools and taking your time, pressure washing your home will add curb appeal and increase the likelihood of selling your home. For more information about selling your home in Saint Charles, call The Rullo Team at 888-457-8005. Photo courtesy of American Pressure Wash via Flickr

Are you Planning on Moving up in Geneva?

by alansche

Although there are many questions left to be answered about the country's current economic state, one thing is for certain: the Geneva housing market is home to some of the year's best deals. Between low interest rates and relatively low housing prices, those that plan on moving up in Geneva have not seen a better time to do so this year. Economic swings and uncertainty will keep mortgage rates at historic lows for weeks to come. Current 30-year fixed-rate mortgages are very close to 4.2 percent, some of the lowest we have seen since starting this blog earlier this year. 15-year fixed-rates mortgages are even lower at just under 3.4 percent. By buying a home now and staying there for at least five years, you will see an increase in your home price by the end of your term. Move-up buyers should move quickly, however, because there are still a couple of months of depreciation ahead of us, and you want to make sure that you are able to sell your current home for as much as possible. For more information about moving up in Geneva, call The Rullo Team at 888-457-8005 and read September's MSN Real Estate article. Photo courtesy of Stock.xchng

What is the Making Home Affordable Program?

by alansche

Back in 2009, President Obama passed the Making Home Affordable Program, which was designed to help nearly 9 million families refinance or restructure their mortgages to avoid foreclosure. What has happened since then? Foreclosure rates have been very high over the past couple of years for a number of reasons. Subprime mortgages and high employment left many homeowners with payments they could not afford. As the number of foreclosures increased, property values decreased around these homes. However, things are looking up. Foreclosures for July 2011 were down 35 percent year-over-year. It was the tenth straight month that there was a year-over-year drop for troubled homes. The Making Home Affordable Program has been there to help troubled homeowners keep their houses and avoid foreclosure. Lower mortgage rates, lower payments, and payment assistance for the unemployed. There are many MHA modifications available, and there is the option for a more stable, fixed-rate mortgage. For more information about the program and how it helps homeowners across the country, visit the MHA Program website. Since the beginning of the Making Home Affordable Program, the country's foreclosure rate has dropped dramatically. We are glad to see homeowners across the country regain their financial and housing stability. For more Chicago metro real estate news and information, visit The Rullo Team website. Photo courtesy of Stock.xchng

Labor Day 2011 in the Tri-Cities

by alexandvickyrullo

 

Looking for ideas on how to spend your Labor Day Weekend in the Tri-Cities???

We've got all the fun details!

 

Geneva, Illinois:

35th Annual Fox Valley Folk Music & Storytelling Festival

This Sunday, September 4th - Monday, September 5th, come enjoy the festivities at Island Park in Geneva, Illinois. You will have plenty of entertainment from 8 different stages running continuously from 11am until 6pm.   Sunday only, in the Main Music Stage Tent, come join in an Old-Time Community Barn Dance from 6pm to 7:30pm. Then from 7:30pm until 10pm, listen to some good ole' "Ghost Stories." St. Charles, Illinois:

Labor Day Festival

Friday, September 1st, through Monday, September 5th, Join in the fun and try out some carnival rides, games and food at the corner of Randall Rd. and Rt. 38 in St. Charles, Illinois. A portion of the proceeds from this Festival will be going to support the mission and operations of the Literacy Volunteers Fox Valley and Fox Valley Troop Support.

The Carnival will be running Thursday & Friday from 6pm until 10pm, Saturday & Sunday from 1pm until 10pm and Monday from 1pm until 5pm. This event is sponsored by Windy City Amusements and the Kane County Chronicle.

Kane County Flea Market

"The Best in the Midwest or Anywhere" - The Kane County Flea Market houses up to 1,000 dealers who display and sell their antiques, collectibles & fancy junque. The fair takes place this Saturday, September 3rd & Sunday, September 4th at the Kane County Fair Grounds, located at the corner of Randall Rd. and Main Street in St. Charles, Illinois. The Flea Market is open Saturday from 12pm to 5pm, and Sunday from 7am to 4pm. Adult admission in $5.00 and Children 12 or under are FREE. There will also be a country breakfast served on Sunday. 

 

Batavia, Illinois:

Labor Day Weekend Block Party

Sunday, September 4th, get ready to relax and enjoy the long holiday weekend taking in some local talent, family fun and drink specials! There is something for everyone with Bands, dancers, kids' stuff and a bags tournament! The Block Party begins and 4pm and goes until 9pm on North River Street, between Wilson and State Street in Batavia, Illinois. This event is FREE, with optional donation at entrance.

For those of you who are 21 and older, enjoy local establishments' food tastings and drink specials outside at the Block Party with the $5.00 purchase of a wristband and designated cup. Batavia restaurants Bulldogs Red Hots and Andre's Restaurant will be present at the Block Party to serve up some ideal summer-night food items. If you chose not to purchase the wrist band, you can also sample many local restaurants food samples and drink specials for $2.00 a sample. Maps and menus will be distributed at the Block Party.

While the adults are sampling away, the kids can enjoy face painting, relay races and a recycling game hosted by the Batavia Environmental Commissions. At 4:30pm, teens and adults can partake in the bags tournament by registering early and competing that day for a CASH PRIZE! There will also be a 50/50 Raffle going on as well to try your luck at winning yet another cash prize!

Make sure to register for the bags tournament no later than 4:30pm the day of the Block Party. To register early, send your name, phone number, e-mail and check or money order to: Batavia Mainstreet, 4 1/2 W. Wilson Street, Batavia, IL. 60510.  The cost is $15.00 per individual or $25.00 per pair.

Batavia Academy of Dance will also be there performing a stunning on stage performance. Another stage performance will be Field Day, Batavia's own rock cover band who you may recognize from this year's Batavia 4th of July Sky Concert.

 

Every town has their own amazing options to make this Labor Day Weekend a fun filled, memorable holiday. Make sure to stop by...

We wish you all a Safe and Fun Labor Day Weekend!!!

 

For local real estate information, please visit out website at www.TheRulloTeam.com.

 

 

How to Finance Home Repairs with No Equity

by alansche

Sales are increasing across the country for bank-owned properties or homes in some stage of the foreclosure process. As more Chicago metro home buyers move into these houses, one big question is brought to the table: how do we finance major home improvements with no equity built into the home? Depending on what type of mortgage you have on the home, your options may be limited. Chicago metro homeowners will most likely not be able to do a traditional refinance in order to pay for repairs if there is no equity in the home. The Home Affordable Modification Program has a program to address second liens; but, you must have received help through HAMP previously, and the modification to the first mortgage and second lien must take place at the same time. You may also be eligible for free help from Rebuilding Together, which provides free home repairs to those in need. This service is provided on an age and income basis. For more ideas on how to finance home repairs with no equity, read the Daily Finance article. If you are looking to buy a home in the Chicago metro area, call The Rullo Team at 888-457-8005. We will help make your real estate transaction and upcoming move stress-free, and we can provide assistance in many areas for which you may have questions. Photo courtesy of Stock.xchng

Displaying blog entries 681-690 of 709

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